Rating based on 74 reviews

Peachy Loans

  • Payday loans up to £1,000
  • Low-interest starting from 248.37%
  • Repayment up to 12 months

In-page navigation

Peachy Loans homepage
Author Peachy Loans. Screenshot of Peachy Loans website.
[Accessed March 27, 2020]

About Peachy Loans

We're a modern, trendy and innovative short-term cash provider - here for you when you need us!

Whether you need some extra money to tide you over till payday or just need to make a large purchase - our convenient payday loans will help you deal with your financial shortages.

Convenient solutions to money shortages

When it comes to short-term credit, it will certainly cost you more than most other forms of credit simply because of the ease and speed with which you can apply for and receive the cash. You can spare yourself some cash by getting a quick loan, as opposed to falling behind on your debt and getting charged late fees or reactivation charges.

Payday loans are not a long-term solution and can cause you financial problems if overused.

We are a responsible lender

We are compliant with the UK's financial services code of conduct and are a responsible lender. We will always tell you exactly how much our payday loans are going to cost you and will never charge you hidden fees - we are transparent, reliable, and will never lend to anyone who cannot afford to repay us.

Apply online and save time

Unlike traditional banks and building societies, we don't interview our applicants or ask you to fill out any paperwork. With Peachy you can apply from your mobile or computer in the comfort of your own home. Our application will take you just a few minutes and we will wire the cash directly to your account as soon as you have been approved.

Peachy Loans Services

It can be very disheartening to run out of cash weeks before payday - whether you need to buy groceries or pay your utility bills a quick cash loan from Peachy can help you.

At Peachy.co.uk we understand that your paycheck may simply not be enough to cover you during a crazy month when all your expenses and costs have piled up. With us, you can get the cash you need today and pay it back on your next payday.

Installment loans as an alternative

You can also get a larger short-term loan and repay it in installments. This is a more affordable option that can allow you to take that family vacation that you've been dreaming about for so long or pay for expensive home repairs.

World-class customer service and quick cash solutions

At Peachy.co.uk we treat all our payday loan clients with respect and deliver world-class service alongside our quick turnaround times.

Apply online and get an instant approval

We have a very simple loan application process and we offer our clients instant approval. As part of our commitment to being a responsible lender, we are obliged to perform a credit check to ensure that you can afford to repay the debt.

This credit check will remain on your report for a period of 6 months, however, if you are approved and repay on time this may help you improve your credit score.

Peachy Loans – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 248.37%
  • Loan Amount up to £1,000
  • Repayment 1 month to 12 months

Benefits of Peachy Loans

  • Flexible loan amounts and loan terms
  • A quick and easy online loan application
  • Get approved in minutes

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get an affordable payday loan today on Peachy.co.uk

Peachy offers customers transparent and flexible payday loans that can help you cover a shortage in your cash flow.

At Peachy we differ substantially from other payday lenders because we give you the option of repaying your loan in anything from 15 days to 12 months depending on how much you're looking to borrow and when you want to pay it back. If you repay in one single lump sum you will save money as you will not be charged any further interest, however, many times it’s much more convenient and budget-friendly to make more than one installment to repay your loan. We offer a very convenient loan in the amount between £100 and £1000.

Benefits and features of Peachy’s payday loans

  • Borrow between £50 and £500 for new customers
  • Borrow between £1000 and £1000 for returning customers
  • Repay the payday loan in anything from 15 days to 12 months
  • More payments mean your monthly repayments are smaller and more affordable
  • Apply online, no paperwork required
  • We are a direct lender, not a credit broker
  • No hidden fees, know exactly what you're expected to repay
  • Get the money deposited into your account within an hour
  • Apply online and get approved in minutes
  • Representative 248.37% APR
  • Daily interest rate capped at 0.8%
  • You will never pay back in interest more than you originally borrowed

What Peachy needs to process your application

In order to be eligible for an instant cash loan with Peachy, you must be aged 18 years or older, be a resident of the UK, have a valid bank account that supports direct debits, have not been bankrupt, or have a CCJ or IVA with a monthly income exceeding £600. We will need your personal and financial details, proof of address, and employment details to process your application and approve your loan. Our online application system allows you to find out if your application is successful immediately, so no need to wait around! If your payday loan is approved we’ll send you the money right away.

man holding thumbs up

Peachy Loans is a trusted & reliable provider of payday loans

In our review, Peachy Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Peachy Loans is a registered credit provider in UK: FSA 674331

Customer Reviews & Testimonials

July 2019

You can choose your amount by looking on the first page you will see they have a calculator that calculates for you.

Jackson L
— Christchurch —

March 2019

They will help you if you need assistance all you have to do is a phone in and they will walk you through the process of applying for your loan.

Jamie L
— Bournemouth —

Peachy Loans Contact

Physical Address

  • 76 King Street Manchester Greater London M2 4NH United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 10:00 – 18:00
  • Sunday 10:00 – 18:00