Rating based on 75 reviews


Payday loans offered by Payday Loan 123

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About – Payday Loan 123

Here at Paydayloan123, we offer just that – Payday loans. Quick, easy and effective financial assistance for those in need.

As easy as 1, 2, and 3. We know how difficult it can be to acquire financial help in this day and age, and we will step forward to help you get it.

Quick short-term loans

A lot of companies today have all sorts of conditions attached, be it in the footnotes or the fine print. Hidden costs, surprise conditions, high-interest rates and high repayments. It can be extremely difficult to source a reasonable short-term loan for the everyday man or woman on the street. Well, we’ve had enough of those companies, and we want to create a paradigm shift in the loan market we currently reside in.

Moving towards a brighter financial tomorrow

We want to shift the focus away from mindless profit and these hidden costs and pitfalls and go back to focusing on what’s really important: The customer. Or this reason we pride ourselves on offering one of the best short term loans in the country, and the cherry on top of the financial cake is that we even accept bad credit.

Services – Payday Loan 123

We offer a loan matching service, which spans a vast database of lenders and banks who can offer you a personalised, tailor-made loan experience which will have you skipping home, worry-free.

We operate a blog that keeps our clientele up to date with all the latest in financial news in and outside the company, current loans on offer, and all the most competitive interest rates.

This is a fast and trustworthy process

But just as effective service and trustworthiness are of importance, we keep our staff on the cutting edge. Knowledge is the power they say, and we strive to keep every part of our process completely transparent and easy to understand. We do this because finance can be confusing, and difficult to navigate if it’s your first time applying for a loan, or if you’re applying for one with a bad credit score.

No extra fees charged: the brokers promise

As a responsible independent broker, we have no extra costs, we charge no fees, and we have no interest rates of our own. We simply find the best loan option for you and make sure you stick to the right side of the road to financial success. Bad credit is a non-issue, we can sort that out with our bad credit loan options as we do what we can to build tour credit score back up to where it’s supposed to be. Be this a large or small loan, we have a plan for every issue and every requirement.


Interest Rate

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Summary of Services

  • PAYDAY Loans
  • QUICK Loans
  • PERSONAL Loans
  • CAR Loans


Paydayloan123 – Our loans are as easy as 1, 2, 3!

We offer a variety of loans, to a variety of people. We can facilitate everything you need, be it a home, car or personal loan, or debt consolidation and counselling.

But mainly, we put the vast amount of our focus on short-term personal loans and ensuring that our discerning clientele gets the most out of both their loans and their experience of using us as a loan broker. We can offer cash in your account on the same day as your application – that’s how fast our process is!

Getting my loan, and how

Whether you need £50 or £5000, we can supply you with that in a matter of minutes. All you need to do is go through our quick screening process, a background check of sorts, and then we can have you well on your way to the financial resolution you need, in whatever form you may need it to take. Our online loans can span a variety of amounts, be in 3 or 6 months, and in some special cases, even longer. The terms of your loan are negotiated per loan, that is to say, we personalise each loan every time, for every single customer. No two are the same unless both of the clientele have the exact same specifications for their loans, which is highly unlikely. That is exactly why we make it a fresh, personal process each time, to ensure you get the best.

What about APR?

Our average APR is roughly 1192%. Although this sounds high, keep in mind, it is a relative cast. APR is measured as your interest in a year – your loan will be 30 days at its shortest term. Sounds a little better, doesn’t it?

If the client needs more

Then we provide. In more advanced cases, we take on clients that expect or require loans of a much higher amount and term. In these cases, we are willing to offer u to £15000 over a period of either 6 months or 12 months (1 year). Even then we still harbour no hidden costs, no secret agenda. Just good, honest, responsible brokering to get you all the security you need. That’s what we’re here for – You.


Customer Reviews & Testimonials

August 2019

I use Paydayloans123 when I need a short term or payday loan. They always match me up to a lender that suits me, and at no extra cost.

Christine H
— Barkshire —

September 2019

Whatever amount I need in a flash, Paydayloans123 has always got what I need. Fast, friendly service on top of that.

Michael G
— Liverpool —

 Contact Details

45 Central St, London EC1V 8AB, UK
Ph: 0207 100 9229
Em: customer.satisfaction@paydayloan123.co.uk