Rating based on 58 reviews

JL Money

  • Payday loans up to £10,000
  • Low-interest starting from 22.76%
  • Repayment up to 24 months

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JL Money homepage
Author JL Money. Screenshot of JL Money website.
[Accessed April 25, 2020]

About JL Money

JL Money is a young and ambitious brokerage organization, dedicated to helping you, from day one.

We’ve always focused on putting the customer first, and we will continue to do that. Since the humble beginning of our company and her service, we have dedicated as much time and effort as we can to make sure that the customer is always happy, and gets what they need.

What JL Money can offer

As a company with over 40 years of financial experience in our office, we’ve taken everything our staff has learned over their careers in the various branches of finance, and we’ve combined it into a dream team of friendly, helpful staff to guide you through every step of your transactional process with us. So, if you find yourself on the cusp of taking out a loan, turn to a company that you know you can really trust – JL Money.

What keeps us going

We’re a driven company, and our dedication to you keeps us moving along with you, every step of the way. Our focus on bettering your financial situation has inspired us to offer a certain quality of service to our customers, and you would be hard-pressed to find another company that could match our deals. Since 2004, we have done everything in our power to stay true to that focus, and the proof lies in the thousands of happy users we have.

JL Money Services

We provide an easy, fast online application service that will really save you the trouble of all the paperwork you’d usually go through taking a loan.

Tailor-made for each of our clients, every loan and its circumstances are unique, just like the person taking a said loan. This way you get exactly what you need, a loan that suits both you and your pocket.

No paperwork required

Indeed, we prefer a more online-focused approach to finance. We can review your application so fast, you could have cash in our account within fifteen minutes of you clicking into our site. It has always been a passion of ours to help those in dire straits, so we offer loans to clientele who have a less than perfect credit score.

We accept bad credit

We do so because we don’t feel as though it’s fair to do otherwise. We are a responsible lender, and it would be the opposite if we were to deny our clients the chance to rebuild their credit score through some of the loan options we have on offer in the company. We work WITH you to see your dreams and goals come to fruition, and that’s a promise. These bad credit loans can be used as the client sees fit, as we trust your judgment. With a simple, easy, and secure repayment plan, our clients can pay off their loans with the greatest of ease and comfort.

JL Money – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 22.76%
  • Loan Amount up to £10,000
  • Repayment 1 month to 24 months

Benefits of JL Money

  • Quick payday loans
  • Flexible repayment options
  • Secure paperless lending services

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Here at JL Money, we focus on supplying a handful of specialised loans

No hidden costs, a low APR of 22.76 representatively, and a flexible repayment plan.

These are just three reasons why our loans are as superior as they are refined. Our bespoke loans come in 3 primary forms:

  • Personal loans – These are handcrafted for each client and can range from about £5000 to £100000, over a period of one month, or 24 months or longer in certain cases.
  • Business loans – similar to our personal loans, we offer a range of cash or credit from £5000 to £100000, of course at the discretion of the lender, and payable back over a longer term than if it was a personal loan.
  • Payday loans – Ah, the good old payday loan. Short-term, reliable, and simple, a payday loan is designed to be taken at that point of the month when you are struggling to make ends meet. A small, short-term loan such as one of these sees you through your financial difficulty and debits off your account at the end of the month. We specialize in small loans like this and the application process and credit screening is so fast, you can have cash in your account in as little as fifteen minutes, and definitely on the same day as your request.

A more basic loan with JL Money

Still, further, we have the quintessential, the loan at the very core of what we are as a company – the essential loan. This loan spans 1 month to 24 months, your repayment term is your choice. The amounts we offer on this loan are between £1000 and £10000, ensuring you will be well funded, whatever your endeavours, in whatever repayment period you choose.

We are proud of what we do

We offer these loans, and indeed all our loans, with a sense of pride, and a guarantee that our loans will be safe, secure, and easy for any of our clients that seek out our aid. We currently are a predominantly more online bank, but we look to expand our reach from our current physical residence in South East London. With your help, we can grow as a company and reach out to help even more people in our beautiful United Kingdom.

man holding thumbs up

JL Money is a trusted & reliable provider of payday loans

In our review, JL Money adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

JL Money is a registered credit provider in UK: FSA 727863

Customer Reviews & Testimonials

September 2019

JL Money always has a transparent plan with my money – no hidden costs. I trust them.

Kennith L
— Hampshire —

December 2019

I’ve always used JL Money’s payday loan service – quick and easy, and I’m never surprised with hidden costs.

Henry T
— London —

JL Money Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed