Rating based on 67 reviews

Dot Dot Loans

  • Payday loans up to £1,250
  • Low-interest starting from 178%
  • Repayment up to 9 months

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Dot Dot Loans homepage
Author Dot Dot Loans. Screenshot of Dot Dot Loans website.
[Accessed September 8, 2021]

About Dot Dot Loans

If you are in need of a payday loan that will be available the same day or if you have bad credit then consider applying for a payday loan online from Dot Dot Loans today.

Dot Dot Loans is an online payday loan provider based in the United Kingdom since 2017. They pride themselves in their excellent service delivery and in being a complete payday loan online provider. They make sure that you will be able to comfortably afford your loan as they are a responsible payday loan provider.

Access low-interest payday loans

Shelby Finance Ltd is a trading name for Dot Dot Loans. They are owned by Morses Club PLC which is a well-established home collection loan company in the UK. They've been in operation for about 130 years.

Easy and affordable payday loans online

Dot Dot Loans serves customers that want to have a completely online application experience. They have focused their resources on creating a system that is simple and rapid to use. This enables you to get your payday loan as swift as possible.

Bad credit payday loans

Dot Dot Loans accommodates everyone as best they can. If you have bad credit Dot Dot Loans will assess your request as fairly as possible. You might still be approved if it is determined that you will be able to pay back the payday loan.

Dot Dot Loans Services

At Dot Dot Loans they are aware that you will need your payday loan money paid into your account as soon as possible.

For this reason, they approve payday loans in as little as 5 minutes. They make payments to their clients every hour 24/7.

How much can you borrow

You can enter into a payday loan from Dot Dot Loans for an amount between £100 and £5000. This payday loan can be paid back in regular installments over 3 to 48 months. What’s more, is that you will not be charged any additional fees if you make a payment late.

Friendly customer service to assist you

Dot Dot Loans have developed a fair and helpful customer care support team. Enjoy world-class assistance throughout your online loan period. They will answer all questions you might have. You can also access the FAQ section on their online 27/7 portal.

Low-interest paid on your payday loan

You will pay a representative APR of 824.7% on your short-term payday loan and 79.4% on your long-term payday loan. Enjoy the flexibility of making early repayments to pay off your payday loan in a shorter period.

Whatever your payday loan needs are, Dot Dot loans will be there to assist you every step of the way. Get your payday loan online and get back to the important things without financial stress. Dot Dot Loans are there for you.

Dot Dot Loans – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 178%
  • Loan Amount up to £1,250
  • Repayment 3 months to 9 months

Benefits of Dot Dot Loans

  • Apply for a loan with a bad credit history
  • A transparent loan service
  • Easy loan application

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

With this range of amounts available to you, it’s hard not to find what you’re looking for

Dot Dot Loans wants to get your payday loan to you as quickly as possible.

Whether you have an unexpected expense or need extra cash to buy something instantly, Dot Dot Loans can provide you with a low-interest payday loan today.

They have designed their requisition to help them do this.

Applying for a payday loan

Step 1

Fill out and submit the online form on the Dot Dot Loans website.

Step 2

Get notified of your approval status.

Step 3

Accept the payday loan’s terms and conditions.

Step 4

Receive your payday loan into your bank account.

Step 5

Make your monthly repayments when they are due.

Before you can submit the form for your payday loan you need to make sure you meet the following criteria. If you do not meet these criteria you might not be approved for your payday loan.

Dot Dot Loans lending criteria

  • Must be at least 18 years of age to apply for a short-term payday loan and 21 years of age to apply for a long-term payday loan.
  • You should be a resident of the UK.
  • You may not have been previously declared bankrupt or insolvent.
  • You need a valid email address.
  • You should have proof of your residential address on hand.
  • To be able to receive your payday loan you need to have a UK-based bank account that is active.

If you meet the criteria you might be eligible to receive a low-interest payday loan from Dot Dot Loans today. Whether you have to make an unexpected payment or need to buy something that was not included in your monthly budget, Dot Dot Loans are there to assist. There is no need to wait. Obtain the best payday loan in the UK today.

Benefits included with your payday loan

  • They offer you distinguished service.
  • Their payday loans are convenient to apply for.
  • They offer responsible lending to ensure you will be able to pay them back.
  • They do not have unnecessary charges or fees.
  • They have a fast-moving approval process.
man holding thumbs up

Dot Dot Loans is a trusted & reliable provider of payday loans

In our review, Dot Dot Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Dot Dot Loans is a registered credit provider in UK: FSA 713984

Customer Reviews & Testimonials

October 2021

The application was approved so quickly and the funds were in my account the same day. I am very impressed with their service.

Alice B
— London —

August 2021

My loan was approved within 30 minutes and was so easy to apply for. I have never had such a fast approval at any other loan company. You guys are the best.

Dale R
— Norwich —

September 2021

It was easy to apply and the support staff was very patient and helpful during the process. Thank you for your good service.

Brandon Jansen
— Liverpool —

Dot Dot Loans Contact

Contact Number


  • not available


Physical Address

  • Kingston House, Centre 27 Business Park Batley WF17 9TD United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 14:00
  • Sunday – Closed