Rating based on 67 reviews

Dot Dot Loans


  • Payday loans up to £1,250
  • Low-interest starting from 178%
  • Repayment up to 9 months

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Dot Dot Loans homepage

Author Dot Dot Loans. Screenshot of Dot Dot Loans website. [Accessed April 25, 2020]

About Dot Dot Loans

A lot of brokerage and loan companies all say the same thing: “We’re on your side.” An enticing statement, however, there is one company we feel stands out far beyond the other.

We are a group own by the company Morses Club PLC, which is one of the largest home collected loan companies in the whole country, with a history spanning nearly 130 years.

Why we choose online

We were started to bring a more online-oriented service to the customer. We choose to approach our brokering services from an online perspective because we know how much of a hassle it is to go to the bank or to find reliable smaller companies with whom one might take out a loan. We strive to bring you friendly service, good interest rates and deals, and the finance you need all in the comfort of your own home. Or, wherever you are really!

Wherever you are?

Sure thing. Because of our lightning-fast application service and even faster approval time, you’ll have the finance you need in a matter of minutes. If you’ve found yourself stuck in a line and need to pay for something you’ve only just realised you can’t afford, but need, drop us a quick loan application and we can forward you the cash you need in the form of a payday loan. Planning something a little bigger, like a holiday for your family, but need a little extra spending money? We’ve got your back, perhaps in the form of one of our short-term personal loans. Whatever it is you need, we’ll be with you every step of the way.

Dot Dot Loans Services

Dot Dot Loans is dedicated to bringing only the finest online service to our clients online, and it’s a motive that is paramount in our company.

At Dot Dot Loans have formulated a method of supplying exactly what you need, with fair, flexible repayments and manageable instalments to ensure that you don’t struggle while using our service. We’re here to help, not to bring any detriment to our customer whatsoever.

What we strive for our client to experience

We know getting a quick loan can be stressful. This is why we offer a manageable repayment rate with no hidden fees or costs to surprise you halfway through this process. We are straightforward and transparent in whatever our dealings may be to ensure that you are comfortable with everything happening. On top of that you can access your account at any time, 24 hours a day, and seven days a week, to check up on how things are going with your loan. We also charge no penalty fees, should you slip up if anything happens.

Friendly and reliable to boot

On top of all that, our staff are a UK based team of citizens who are dedicated and talented with helping our clients get what they need, all while feeling comfortable and open with our staff. We also accept less than perfect credit, as we feel you should have the opportunity to grow as a financial entity and fix a bad credit score you may have incurred in the past.

Dot Dot Loans Payday loan

  • Loan Type Payday loans
  • Interest Rate from 178%
  • Loan Amount up to £1,250
  • Repayment 3 months to 9 months

Benefits of Dot Dot Loans

  • Apply for a loan with a bad credit history
  • A transparent loan service
  • Apply for a loan in 5 easy steps

Payday loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

With this range of amounts available to you, it’s hard not to find what you’re looking for

Our average payday loans are between 200 and 10000, but our short term and personal loans can range from 1500 to 4000 depending on what it is exactly you need.

We have this variety to really ensure that you can get exactly what you need without incurring extra costs.

What about APR?

Depending on which online loan option you take, there are alternate APRs as well. Our payday loan is charged at an APR of 1255%, which will be worked back to be representative for the amount you’re borrowing over the time period you are borrowing it for. Then we offer a minute rate of 99.9%, for our short term and personal loans.

How long are the loan terms?

These take place over either 3 months, or 48 months, depending on what is both manageable and suitable for you as our customer. Your happiness and comfort take absolute paramount importance throughout this process, and we will do what we can to ensure you have an enjoyable experience taking a loan with our company.

man holding thumbs up

Dot Dot Loans is a trusted & reliable provider of payday loans

In our review, Dot Dot Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Dot Dot Loans is a registered credit provider in the UK; FCA number 713984

Customer Reviews & Testimonials

August 2019

Dot Dot loans really went the extra mile to make sure I got what I needed out of my loan – excellent, efficient service.

Mary Q
— Birmingham —

February 2019

I swear by Dot Dot loans – they always have what I need, when I need it. I have money in my account within 24 hours of my request.

Peter H
— Dublin —

Dot Dot Loans Contact Details

Contact Number


  • not available


Physical Address

  • Kingston House, Centre 27 Business Park Batley WF17 9TD United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 14:00
  • Sunday – Closed