Rating based on 13 reviews


Loans bad credit offered by Wisdom Financial

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About – Wisdom Financial

Do you need money fast to pay that unanticipated expenses or was the bill you have been waiting on much more than you thought it would be?

People go online in search of short term loans and when they do there are so many options to choose from. Dealing with a broker is time-consuming but not with us. We know it’s not worth waiting for a small amount loan with no collateral nor guarantors.

Quick payday loans

If you want a payday loan or an instalment loan make sure that you apply to a responsible direct loan website. When you have doubts after doing your research we will help you choose the right loan for your needs. Because we are a premium lender our products include online and no guarantor short term loans. Our company is fully authorized and we consider loan requests from clients with bad credit very seriously. You can get quick loans in just a few hours.

A direct lender

If you don’t have a lot of time on your hands we are the best recourse as a direct loan lender. Direct lenders fund and approve small loans on an hourly base with no extra charges. Where a broker would probably take their time because they have to sell your application to a lender of their choice. That way you lose time and money on their fee charges that they charge for services. The cheapest and fastest route is to always go ‘direct’. to go ‘direct’ you have to be 18 years of age, full time or part-time employed must be a UK resident and must have a valid UK mobile number and email address before applying.

Services – Wisdom Financial

When it comes to emergency funding in the UK there are 2 types of organizations that would provide you access and they are loan brokers and direct lenders.

Communication will take place between the customer and the lenders. Your repayments that you are making will go directly to the lender that helps you with your financial journey.

A trustworthy lender

Brokers have no interest in the following up process once they have matched you with a suitable lender. They can charge you a broker fee for their services. Wisdom finance is a responsible, trustworthy and friendly lender that will supply you with cash when you need it the most.

The loan process

To be able to do direct loans you would need to have an FCA license. Our loan process has only 3 simple steps such as application, decision, and funding. You first have to fill in our loan application online and that would take you about 2 minutes. We have the latest technology and software that enables us to give you fast approval. We will have to go through your credit record to make sure that you would be able to do repayments on your loan. We consider your income and outgoings as well as taking note of your financial circumstances. Once approved we will be doing the payout within an hour to 24hours. Say goodbye to long queues and inconvenience and just apply by a click of a button.


Summary of Services

  • BAD Credit Loans
  • PERSONAL Loans
  • UNSECURED Loans
  • QUICK Loans


Wisdom Financial has quick and easy bad credit loans

Contact is the most important thing to us so don’t pass on this opportunity to speak to us.

As our regulations state, we have to do a credit check and affordability scan before we can give out small loans.

Our company is a responsible borrowing organization

We usually set a borrowing limit as per company policy. For new clients, we have an offer between £500 to £20 000, but if you are a returning customer we will let you borrow up to £50 000. Loans can be paid in instalments or on the next payday. Make sure to follow our terms and conditions when applying.

Contact us today

If you have any other inquiries about what we have to offer, please do not hesitate to contact us. With our easy and user-friendly online program, it is just a click away. You can make a turn at our offices, send us a letter via post or you can send us an email. Our program also lets you leave a comment with your name so that we know that we have to make contact with you. Our online generator will notify us and so we can respond to your request and get back to you within 24 hours.

We are at your service

Getting a small loan has never been any easier. We took away the paper and the hassle for your comfort because we know that standing in a long line can waste so much time where you could’ve to spend it on the things you need to do most.


Customer Reviews & Testimonials

September 2019

The platform gave me a good idea of what the company was all about so I send them a message so that they can contact me back and it was within a few hours that they responded. I have never dealt ...

Jack K
— Liverpool —

October 2019

I Googled in search of a small loan that will help me with my finances and there were so many options I couldn’t decide. A friend of mine told me that I should give Wisdom financial a try and it ...

Thomas J
— Westhoughton —

 Contact Details

120 High Rd East Finchley, England N2 9DH, UK Em: info@wisdomfinancial.co.uk