Rating based on 82 reviews



  • Instant loans up to £400
  • Low-interest starting from 1509%
  • Repayment up to 42 days

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Wonga.com homepage

Author Wonga.com. Screenshot of Wonga.com website. [Accessed March 30, 2020]

About Wonga.com

We can’t control when emergencies happen, they just happen and cash isn’t always on hand when we need it.

When you need some help in a hurry, it’s time to consider a fast cash loan option. There isn't always time to wait until the next pay day; get a short-term micro-loan at wonga.com today!

What Is A Fast Cash Loan?

With most loans, you may have to wait several days to a week for approval and this only includes business days and hours! When you need money fast, this is way too long a wait. A fast cash loan is exactly what it sounds like - FAST MONEY when you need it most. At Wonga, you can apply online and receive your cash within one day. Twenty-four hours later and suddenly you have the cash you need to cover the things you need to pay for - and that's something to get excited about.

The only limitation to a fast cash loan with us is the amount you can receive. Traditional loans often provide a much larger sum, our loans are limited to a maximum of £400.

Easy loans that you can always rely on

Wonga.com provides a 24 hour turnaround time on loans. No long waits, just fast cash in your account. You don’t have to have perfect credit to qualify; you can still be eligible for an instant cash loan even if you have bad credit or existing loans to pay off. With banks, bad credit is an almost instant rejection but we believe that everyone deserves a chance.

What we need to approve your loan

Regular employment is a prerequisite as is the ability to provide proof of address and having a bank account that we can debit the repayments from at the end or beginning of each month.

Wonga.com Services

We have all been there some time; you need money fast but your credit cards are maxed out, you don't have a ton of collateral or the time to apply for a conventional bank loan. What do you do?

At Wonga.com we spend significant time in developing our application processes and making it easy for you to apply for a loan, get approved and repay. We work with you until we discover an arrangement that fits YOUR needs and can furnish you with the quick cash you require, when you require it.

Use the cash for whatever you need

We have helped many people, much the same as you, to get the short term cash loan they need for practically anything. You can get money now for home or car repairs, therapeutic needs or simply some cash to get you by until payday.

Quick solutions to your most pressing problems

At times cash issues come into your life; Wonga.com comprehends that old proverb, "Bad things happen to great people." Unforeseen doctor bills or car repairs can take their toll, particularly when cash is tight. How frequently has something to that effect happened when you're short on money?

When it happens you can get quick money from Wonga.com. You should do nothing more than visit the site. Verify you're comfortable with the terms and with customer service.

Wonga.com is one of the UK's leading lenders

The application takes just a couple of minutes to complete. You needn't bother with collateral and there's no paperwork - it's all done on the Internet through a protected and secure site.

Wonga.com – Instant loan

  • Loan Type Instant loans
  • Interest Rate from 1509%
  • Loan Amount up to £400
  • Repayment 24 hours to 42 days
  • Decision Same day

Benefits of Wonga.com

  • Flexible short-term loans
  • A responsible lending system
  • No hidden fees

Instant loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get an instant cash loan from wonga.com

We are committed to being a responsible lender and will always be transparent and clear about our quick cash loans.

We encourage our customers to repay their loans early so as to save on interest and will not charge you for this. If you've made use of our services in the past, we always encourage you to visit our website and make use of our range of financial education tools to help you better understand and manage your money.

Our loan benefits

  • Get an instant cash loan of between £50 and £400
  • Apply online and save time
  • Get your money deposited into your account immediately
  • Repay the loan between 24 hours and 42 days
  • Fixed APR
  • If you can’t repay on time we will work with you to find a solution
  • No hidden fees – we are transparent

How to apply on wonga.com

On our website, you will find a loan calculator slider that we recommend you use to determine how much you want to borrow and for how long. You will then be able to see exactly what the instant loan is going to cost you. Once you’ve done this and are confident that you still wish to make the cash loan application you can then click on the “Apply Now” button on the bottom left of the calculator. You will then be directed to our application page where you must fill in all the required information. We will require your personal details, employment and income information as well as a basic rundown of your monthly expenses. This ensures that we stay true to our commitment of being a responsible lender and only lend to people who can afford a loan.

Get a loan from wonga.com

You can borrow any amount between £50 and £400 and our Representative APR is 1509%. You can repay the sameday cash loan in up to 42 days after taking out the loan. If you do not repay the loan on time you will be charged an amount of £15 on the third day after you set repayment date. We strongly suggest that you only take out a loan if you are certain that you can comfortable repay it on time.

Customer Reviews & Testimonials

July 2019

They can show you how much your loan will be from the first page on the site all you have to do is choose the amount and the time to pay it back.

Tamlyn L
— Essex —

October 2019

If you need advice or you need a loan asap then you need to contact them they will help you I can recommend that.

Joan B
— Christchurch —

Wonga.com Contact

Physical Address

  • 88 Crawford Street London Greater London W1H 2EJ United Kingdom
  • Get Directions

Opening Hours

  • not available