Rating based on 25 reviews

Sunny loans


  • Instant loans up to £2,500
  • Low-interest starting from 273%
  • Repayment up to 14 months

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Sunny loans homepage

Author Sunny loans. Screenshot of Sunny loans website. [Accessed May 14, 2020]

About Sunny loans

Sunny loans, has a client-centric approach to business - we know that our customers are central to our success and we strive to put them first.

Let us take the financial burden of your shoulders, even if you are looking for loans for poor credit - we will do our best to find a solution to meet your needs.

We believe in a better tomorrow

We believe in the capacity and ability of all people to empower themselves and shape their own destinies, given the right economic and self-empowerment opportunities and access to life-changing financial solutions.

Our instant loan services are amongst the most affordable on the market and unlike so many questionable payday lending activities on the internet, our services are completely safe, secure and reliable.

Achieve your financial freedom

We believe in fostering an empowered company culture and the Sunny loans family is encouraged to be proactive and are given the tools and approach methods to fulfil our brand promise.

We believe in our duty to care for every customer and to provide responsible access to instant lines of credit and other financial services that help them achieve their financial goals. We uphold the highest standard of integrity, corporate citizenship and ethical behaviour within the financial industry.

Innovations that make change happen

We believe in innovation that matters and makes things better; we bring our clients technology and quick loan product innovations that enable change while establishing meaningful and lasting relationships with our customers. We believe in the spirit of creative entrepreneurship, challenging conventions and embrace the lessons we have learned along the way.

Sunny loans Services

Everyone wishes to live comfortably and pay their debts off but the reality is that hard economic times are far reaching and have affected us all.

We give instant payday loans which can be repaid in up to a month, with no concealed costs, so you can take care of debts and expenses without added concern.

How much you can borrow

You can use our loan calculators to decide on how much you can borrow and so you can make sure of the loan cost before applying. Consider your capacity to reimburse your short term loan before applying as non-installment will have genuine consequences.

Cash - a few simple clicks away

Our simple online quick cash service is accessible in a couple of clicks - don't worry about paperwork or sit for a considerable length of time on the telephone; with Sunny Loans it's easy.

With us, you get a decision in a matter of seconds and with our sameday money loans, candidates can obtain precise information before making a formal application.

Your needs matter to us

Dealing with your personal finances is not generally a simple endeavour. When providing customers with instant loans we consider your personal circumstances, needs and ability to repay while also taking our responsible lender obligations into careful consideration.

You can choose from an assortment of instant financial solutions depending upon your needs and then complete an easy application form in just a matter of minutes. Visit our website and start your loan application!

Sunny loans – Instant loan

  • Loan Type Instant loans
  • Interest Rate from 273%
  • Loan Amount up to £2,500
  • Repayment 1 month to 14 months

Benefits of Sunny loans

  • Complete the loan application online
  • Get approved in 30 minutes
  • Get cash in 10 minutes or less
  • No hidden fees
  • We are a direct lender, not a broker

Instant loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Sunny Loans offers a better instant cash loan

Sunny Loans is a registered, responsible and transparent instant cash loan provider who cares about its clients and their financial health.

Our loans have fixed repayments, no hidden fees and can be customized to suit your specific needs and budget. We offer cash loans of between £100 and £2,500 which is a loan range that is not offered by any of our competitors. You can select a loan term that suits your financial position, budget and lifestyle. We offer loan repayment terms of up to 14 months, depending on your desired loan amount.

Sunny Loans; Our loan features and benefits

  • Get instant credit of between £100 and £2,500
  • Repay in manageable monthly payments of up to 14 months
  • Complete the entire loan application online and save time
  • Get approved in 30 minutes or less
  • Once approved get your cash deposited into your account in 10 minutes or less
  • No hidden fees, only interest
  • We are a direct lender, not a broker
  • Representative 237% APR
  • Daily interest rate capped at 0.8%
  • You will never pay back in interest more than you originally borrowed
  • Get advice on how to better manage your money for free
  • 5-day cooling-off period so you can repay the loan without paying interest!

Flexible loans from Sunny Loans

Sunny Loans is a reliable, flexible and uncomplicated provider of instant cash loans. Our entire loan application process can be completed online and we, unlike so many other online lenders, allow you to select a loan repayment term of up to 14 months. This means that you can take out a loan and repay it over the course of 14 months, so your loan is more manageable and easier on the budget!

Do you qualify for a loan at Sunny Loans?

To apply for a quick cash loan with us you must be aged 18 or over, have a valid bank account from which we will debit your instalments, be a UK resident and be able to provide proof of income. We suggest that you visit our website and make use of our loan calculator and all our free resources that provide you with advice and tips on how to better manage your money and become debt-free.

Customer Reviews & Testimonials

May 2019

The application is nice and easy and it doesn’t take a loan for those of us that don’t have the time on our hands to wait all day while applying you doesn’t have to here.

Sarah C
— Christchurch —

October 2019

They will respond to your application once you have sent it through they not one of those companies where you apply and they don’t let you know no they do.

Dane H
— Essex —

Sunny loans Contact

Physical Address

  • Fortress House, Skyliner Way, Bury St Edmunds East England IP32 7YA United Kingdom
  • Get Directions

Opening Hours

  • not available