Rating based on 22 reviews

Piggy Bank


  • Instant loans up to £1,000
  • Low-interest starting from 1270%
  • Repayment up to 35 days

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Piggy Bank homepage

Author Piggy Bank. Screenshot of Piggy Bank website. [Accessed March 30, 2020]

About Piggy Bank

Piggy Bank is one of the UK’s fastest and reliable online service providers of quick cash loans.

To ensure the service we offer is top class, we scoured the globe to find the best possible systems to ensure you don't wait a minute longer than you should to get your money. What's more, you can access Piggy Bank's website via your desktop and mobile device 24/7.

Short term loans at affordable rates

Our service is online based - right through to the approval process so, don't wait a minute more, apply now! Sometimes you need cash in a hurry, you've hit your credit card limit and your paycheck doesn't arrive until next week. What should you do?  That's where Piggy Bank can help you. We offer short-term loans at affordable rates.

Transparent service you will learn to trust

Our service is simple and transparent, exactly how you need it to be. To comply with our responsible lending terms, we check your financial situation to make sure you can afford the instant cash loan and don't suffer any undue hardship. We do, however, rely on the information you allow us to see, so it's important to be honest on your application.

Simple approval requirement - excellent customer service

Our same-day approval loans are available to you if you're a resident of the UK, over 18 years of age, you're permanently employed and have a regular income.

What's more, they're are affordable. Current legislation has placed a cap on the fees we can charge consumers, so you won’t wake up one day with a huge debt over your head.

Automatic repayment via direct debit order

We debit your bank account on the scheduled date so you don't have to worry about taking time out to send a payment. We also schedule it on your payday for convenience, much like a payday loan, to ensure the funds are available. It also helps you budget so you know when the repayments are.

Piggy Bank Services

Piggy Bank makes it simple for you to seek a quick loan offer.

With us accessing short term credit is simple and you don't have to worry about large amounts of paperwork or long drawn out processes. You can complete the application online, in the comfort of your home or office.

Get the money you need today

The whole process is paperless and can be completed on any mobile device or computer with an internet connection. We will run a credit check to ensure that you can afford to make the repayments and this is our way of making sure we don't contribute to the devastating effects that debt has on so many people.

If you qualify for a Piggy Bank payday cash loan your money may be in your account within minutes. When you receive your next paycheck we will automatically debit the amount from your account so you don't have to waste time to make transfers.

The UK's leading lender

Piggybank strives to be pioneers in the online financial services industry and our team strive to design creative methodologies that use today's top-notch technologies. In addition, we employ highly skilled staff that ensure our customers have the support that they need 24-hours a day!

We innovate, create and are constantly looking for new ways to make our services easier, more affordable and faster than our competition.

Convenience and speed

Piggybank aims to provide customers with quality instant approval loans that truly make a difference in the lives of the people we serve. If you need a loan - visit our website and start your online loan application!

Piggy Bank – Instant loan

  • Loan Type Instant loans
  • Interest Rate from 1270%
  • Loan Amount up to £1,000
  • Repayment 7 days to 35 days
  • Decision Same day

Benefits of Piggy Bank

  • Get approved in minutes
  • No hidden fees
  • We are a direct lender, not a broker

Instant loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Apply for a Loan at Piggy Bank, it's quick and convenient

If you’ve found yourself cash strapped and in need of an instant cash loan, Piggy Bank is here to help!

We provide fast, easy and hassle-free microfinance loans that range between £100 and £400. You can repay conveniently the loan in 7 to 35 days! We are a transparent lender who will never charge you any hidden fees, so you only pay back what you borrowed plus the interest, as agreed. If you decide to repay your loan early we will not charge you any additional fees or penalties.

Loans of between £400 and £1,000 at Piggy Bank

If you're looking for a larger payday cash loan of between £400 and £1,000, Piggy Bank can offer you an instalment loan that allows you to spread the repayments of a number of months. You can then repay the loan in instalments spread over two to six months, so you're repayments are more manageable and budget-friendly. You also have the option of repaying the quick cash loan early if you wish to do so and save on interest without any additional fees or penalties.

Why you should Choose Piggy Bank

  • Get a speedy cash loan of between £100 and £400
  • Get an instalment loan of between £400 and £1,000
  • Repay your instalment loan in manageable monthly payments over up to 6 months
  • Apply online
  • Get approved in minutes
  • No hidden fees, repay your loan early
  • We are a direct lender, not a broker
  • Representative 1270% APR
  • Daily interest rate capped at 0.8%
  • You will never pay back in interest more than you originally borrowed

Piggy Bank's affordable and reliable loans

Whether you're looking for a little extra cash to tide you over till payday or you want to make a once-off purchase, Piggy Bank can give you access to a fast, efficient and convenient instant cash loan. The entire loan application process is completed online and you’ll receive an answer within minutes! Before applying for a loan, we suggest that you visit our website and use our loan calculator to determine how much you want to borrow and for how long.

man holding thumbs up

Piggy Bank is a trusted & reliable provider of instant loans

In our review, Piggy Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Piggy Bank is a registered credit provider in the UK; FCA number 728649

Customer Reviews & Testimonials

August 2019

I will recommend Piggy Bank they work super fast and you can have your funds in your account faster than you can blink if you need them for an instant loan.

Joan B
— Essex —

February 2019

The service is great when I say they have saved me they have one day I was so stressed about my debt that i couldn’t sleep and then I found out about them they have helped me with my loan and I c...

Gracie L
— Christchurch —

May 2019

Great service very happy with the speed that my loan was processed in and the time I got my cash in the account was super speedy.

Timothy J
— Bournemouth —

Piggy Bank Contact

Physical Address

  • DJS House, The Riverside Suite, Knapp Mill, Mill Road Christchurch South West England BH23 2JY United Kingdom
  • Get Directions

Postal Address

  • The Riverside Suite, Knapp Mill, Mill Road, Christchurch, BH23 2JY, United Kingdom

Opening Hours

  • not available