Rating based on 71 reviews



  • Instant loans up to £25,000
  • Low-interest starting from 4.9%
  • Repayment up to 60 months

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Barclays homepage

Author Barclays. Screenshot of Barclays website. [Accessed March 30, 2020]

About Barclays

When we assess loan applications, we consider your ability to repay and develop a solution to suit you.

We know that everyone can fall short of funds sometimes - the short term loan application process is completely confidential and can be completed from the comfort of your own home.

Even if you have bad credit - we can help

Even if you struggle to get approved for a credit card advance or another unsecured loan, we tailor small cash loans based on your current circumstances. We create plans suited to your situation, allowing you to build up credit lines with us.

Cash loans approved in minutes

Fuss-free, fast cash loans when you need them - we know you need money today, so we don't go through the lengthy processes that our competitors do. The whole process can be completed online, with no face-to-face meetings and, if you bank with us, you don't have to provide documents. Just sit back and wait for an approval email or SMS update!

Build up your credit

Manage your money effectively and avoid developing bad credit with utilities and service providers with our quick personal loans. Our loans can help you improve your immediate financial situation and also help you rebuild your credit over time. Apply Now for convenient instant cash with Barclays - fast approvals, fast funds, easy money.

Barclays Services

In need of an instant cash loan? Barclays Bank customers can log onto their online banking and instantly get cash transferred to their accounts.

Our simple loans are accessible to people who are employed and earning a stable income and are intended to cater for sudden, unexpected financial needs in addition to large, carefully planned expenses such as purchasing a car.

Personal loans approved in minutes

Barclays offer fast money loans of between £1,000 to £12,000 and you get up to 5 years to repay your loan. Our affordable interest rate of just 4.3% APR ensures our customers save money. If you apply for a loan online we will immediately process your application and let you know if you've been approved quickly.

Simple solutions for complicated problems

Financial problems can be complicated but, at Barclays we've worked long and hard to simplify things for our customers; you can rest assured that our instant cash solutions are among the best in the world!

No guarantor needed - apply online today

Our instant cash loan is one of a kind and requires no guarantor, upfront fees or unnecessary personal meetings. The application is carried out online and the cash discharged through a direct deposit to the customer's account or by means of a check. Barclays - quick, friendly and confidential personal short term loans made simple.

Barclays – Instant loan

  • Loan Type Instant loans
  • Interest Rate from 4.9%
  • Loan Amount up to £25,000
  • Repayment 24 months to 60 months

Benefits of Barclays

  • Personalised loan quotes
  • Apply for a loan in 10 minutes
  • Loans are paid out quickly

Instant loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get an instant sash Loan at Barclays, simply apply online

Barclays offer personal loans that function as affordable instant cash loans of between £1,000 and £25,000.

We have a representative APR of just 4.9% but the APR you’ll be offered will depend on your credit score, history and personal risk assessment profile. If you bank with Barclays you may already qualify for a quick cash loan. If so, you simply have to click on the offer, fill in the agreement form, which will require you to verify some information and your loan will be credited to your account!

Get a personalized quote from Barclays

Barclays offer you a price quotation that will allow you to see what APR we will offer you before you formally apply for the instant cash loan and, without a credit check. If you have a good credit score you can visit our website and use our loan calculator to get an idea of what you’re likely to be offered.

Details about the Barclays loan

We offer short-term loans that range between £1,000 and £25,000 and a loan term of between 24 and 60 months at a Representative Annual Percentage Rate (APR) of 4.9%. This allows you to select a loan and repayment term that suits your income and budget. We encourage you to visit our website which provides a wealth of information on getting a loan that suits your income and budget.

Do you qualify for a loan at Barclays?

In order to qualify for an sameday cash loan with Barclays you will have to undergo a credit check that will determine your ability to afford and manage the debt. We require that you be over the age of 18 but do not require you to put up security to secure the loan. This means that you do not need to own a home to qualify but, you must be able to demonstrate that you have a steady income. You will have to prove that you are able to afford the loan and this can be done by providing us with at least 3 months worth of payslips.

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Barclays is a trusted & reliable provider of instant loans

In our review, Barclays adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Barclays is a registered credit provider in the UK; FCA number 759676

Customer Reviews & Testimonials

July 2019

The company is super speedy with the applications that are processed online and I couldn’t be happy that I qualified for my loan.

Sarah L
— Christchurch —

April 2019

I got my loan and it was in my account faster than I thought possible they truly are an amazing company and I would recommend them any day.

Johnny L
— Bournemouth —

Barclays Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 10:00 – 14:00
  • Tuesday 10:00 – 14:00
  • Wednesday 10:00 – 14:00
  • Thursday 10:00 – 14:00
  • Friday 10:00 – 14:00
  • Saturday – Closed
  • Sunday – Closed