Rating based on 34 reviews


  • Compare home loans
  • Apply for FREE
  • Bad credit welcome

In-page navigation

uSwitch homepage
Author uSwitch. Screenshot of uSwitch website.
[Accessed March 22, 2020]

About uSwitch

Do you want to buy your very first nest?

Do you need the best possible home loan for this exciting journey?

Get yourself set up with the best possible home loan there is to offer. With uSwitch you are spoiled for choice. They are an online and telephone comparison and switching service that helps you save and switch to a variety of services and products, including home loans in the UK.

By helping you save on things like gas and electricity, insurance, heating cover, home loan, communication, and personal finance products, their end goal is to help you get the best prices and services on the market from their suppliers.

uSwitch only works online, telephonically, or at community events. There are no harassing door-to-door salespeople. In the comfort of your own home, you can check and compare the best prices on their huge range of home loans and services on offer.

With uSwitch, the best home loan is a click away

Looking for a fast, easy, convenient, and reliable home loan? Get a home loan that suits your needs best. They have an excellent rating on TrustPilot that is based on real customers ratings, giving them a 4.8 rating out of 5. They are proud to say that they can give you the very best home loan deal on the market.

Access a range of home loan options that will allow you to buy for the first time, remortgage, take out a business loan, move house, or buy to let. One of their expert brokers will help you find the best home loan deal for your needs and budget.

They also have a variety of very helpful tools and calculators that you can use to help you calculate exactly how much you can borrow, at what rate, and much more. You will be able to apply with confidence knowing beforehand what you qualify for.

uSwitch Services

Whatever your home loan needs are, uSwitch has the home loan you need.

Their various lenders have the sweetest deals to make your dreams a reality. With buying for the first time there is a soft credit check that takes about 8 minutes to complete. It will not affect your credit score at all. This includes a free eligibility check and affordability review with over 10 000 mortgages and 90+ mortgage lenders.

When remortgaging you will complete a quick questionnaire to help them understand your situation. You will be able to see mortgage rates that are tailor-made to your needs from over 90 prospective lenders. You will then get mortgage advice and their broker partner will guide you through the process of choosing the mortgage that best suits your specific needs.

When taking out a home loan for buying a property to let, you will follow the same procedure as a first-time buyer. With uSwitch the choice is yours and the options are endless. With an expert broker on your side, you can be sure to get the best home loan they have to offer.

Bridging the gap between your dreams

This loan serves the purpose of bridging the gap between selling one property and buying the next. Sometimes we need money immediately which is not readily available due to being tied up in the current sale. For situations like these, there is a bridging loan, helping you out when you need it most.

These bridging loans have a much easier, and quicker application process, and are specifically designed for people who are in need of money quickly without the extra hassle.

uSwitch – Home loan

  • Loan Type Home loans

Benefits of uSwitch

  • Quickly compare loan deals
  • Get a loan with a bad credit history
  • Applying is free

Compare top home loans with uSwitch and save

Choose the smart home loan today. It's never too late to make your dreams a reality.

With a UK home loan that reality could start your dream journey today. An easier option than uSwitch, will be hard to find.

Benefits of getting a home loan with uSwitch: 

  • Access options from 90+ lenders.
  • Obtain the very best deals in the country for you.
  • Save money on great interest rates.
  • Easy and convenient.
  • Access to helpful tools and calculators.
  • Easily manage and repay your loan.

Applying for a uSwitch home loan

You will need the following documentation to apply:

  • Three months' bank statements.
  • Any other proof of income.
  • Your passport or ID document.
  • A letter of employment.
  • All your monthly bills and expenses.

 Steps to apply for a uSwitch home loan:

Step one:

On their website, complete the section with all personal information like:

  • Name and surname
  • ID/Passport number
  • Income and expenses.

Step two:

Once you have gotten the options of possible loans available to you, the lenders will do a few checks to see if you can afford the loan according to your income and expenses.

Step three:

This information will then be used by the lender to decide how much they are willing to borrow and the maximum loan to value that you will be offered.

Step four:

Once all of this has been done, you can apply for the home loan that best suits you. 

man holding thumbs up

uSwitch is a trusted & reliable provider of home loans

In our review, uSwitch adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

uSwitch is a registered credit provider in UK: FSA 312850

Customer Reviews & Testimonials

December 2021

Never has getting a home loan been this easy and convenient before. Super savings on a whole lot of services which makes it an even better option. I have already recommended them to all my friend...

Johnson S
— Hampshire —

August 2021

On the recommendation of a friend, we have made the best decision for our new adventure. Getting our dream home was simple, easy, and convenient. We highly recommend using uSwitch for all your ne...

Evans G
— London —

June 2021

Moving to uSwitch has changed our lives for the better. We have saved so much in the past months. They do have the best deals around.

Jones J
— Hampshire —

uSwitch Contact

Physical Address

  • The Cooperage 5 Copper Row London Greater London SE1 2LH United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 21:00
  • Tuesday 08:00 – 21:00
  • Wednesday 08:00 – 21:00
  • Thursday 08:00 – 21:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 18:00
  • Sunday 10:00 – 16:00