The Co-operative Bank
Updated
- Home loans up to £25,000
- Low-interest starting from 3.1%
- Repayment up to 7 years
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Author The Co-operative Bank. Screenshot of The Co-operative Bank website. [Accessed March 22, 2020]
About The Co-operative Bank
At The Co-operative Bank we believe that loan products should be easy to understand, easy to access and allow you peace of mind.
Regulations in the broking industry are continuing to improve across the UK. The Co-operative Bank is your professional resource in the financial industry.
A diverse range of services
We offer a wide range of high street and internet banking, current accounts, mortgages, savings accounts, credit cards and loans. We are in the business of building ongoing relationships with our clients and to think of your best interests, not those of the bank. We have been doing so since 1872, and pride ourselves in the growth and experience we have earned in our time of working in the industry.
Get the loan you need
We will work with you and your administration suppliers amid your acquiring methodology while guaranteeing we help you acquire the finance that best suits your circumstances and needs. By all methods, please call the office for more data or elucidation about your own particular circumstances. Our site contains far-reaching data you have to get the finance you require. As a committed company to our clients, our staff, the earth and community matters, The Co-operative Bank makes history in whatever they do.
The Co-operative Bank Services
You may be astonished to perceive what number of distinctive ways your home loan, loans and credit cards can be overseen.
What such a variety of borrowers aren't mindful of is that the sort of loan you secure and how it is overseen can give you huge profits over other, less suitable alternatives.
Convenient and reliable loans
Whether you are a first home purchaser or a prepared investor, The Co-operative Bank has the capacity to give you the comfort to address your needs. Alongside giving incredible interest rates, boundless extra stores and redraw, we will give you customer service that you will esteem for the life of your loan. Our industry-driving customer service is the thing that sets us separated from other home loan suppliers.
Our commitment to you, our borrowers:
- we will be not difficult to work with
- you will converse with a genuine individual
- we will go the additional mile, each time
- we will listen to what you need
- we will give a home loan that suits your needs
- we will give appealing interest rates
- we are here to serve you, and you will be 100% fulfilled by our service
The Co-operative Bank Home loan
- Loan Type Home loans
- Interest Rate 3.1 – 39.9% p/a
- Loan Amount up to £25,000
- Repayment 1 year to 7 years
Benefits of The Co-operative Bank
- Apply online and get an instant response
- Compare quotes and save time
Get a quick and convenient home loan at the Co-operative Bank
The Co-operative Bank offers a range of affordable and flexible home loan products for a first-time buyer, home mover and those wishing to move their home loan to us in hopes of getting a better deal.
If you're 18 or over, are a UK resident or EU national, have sufficient income to support your application, have no CCJs or IVA’s then you can apply for a home loan from the Co-operative Bank.
First-time buyer home loans from the Co-operative Bank
We have a range of both variable and fixed-rate home loan products available to both new and existing customers.
We offer the following home loan products for first-time buyers:
- 2, 3 and 5 year fixed rate home loans for loan to value ratios of 60% after which our standard variable rate of 4.74% will apply, APRC between 3.9% and 4.3%
- Lifetime tracker home loans for loan to value ratios of 60% following the Bank of England’s Base rate + 2.49% and a setup fee of £999
- 2, 3 and 5 year fixed rate home loans for loan to value ratios of 70% after which our standard variable rate of 4.74% will apply, APRC between 4.0% and 4.3%, set up fees may be applicable
- Lifetime tracker home loans for loan to value ratios of 70% following the Bank of England’s Base rate + 2.64% and a setup fee of £999 •
- 2, 3 and 5 year fixed rate home loans for loan to value ratios of 75% after which our standard variable rate of 4.74% will apply, APRC between 4.0% and 4.4%, set up fees may be applicable
- Lifetime tracker home loans for loan to value ratios of 75% following the Bank of England’s Base rate + 2.79% and a setup fee of £999
- 2, 3 and 5 year fixed rate home loans for loan to value ratios of 80% after which our standard variable rate of 4.74% will apply, APRC between 4.0% and 4.3%, set up fees may be applicable
- 2, 3 and 5 year fixed rate home loans for loan to value ratios of 85% after which our standard variable rate of 4.74% will apply, APRC between 4.1% and 4.3%, set up fees may be applicable
- 2, 3 and 5 year fixed rate home loans for loan to value ratios of 90% after which our standard variable rate of 4.74% will apply, APRC between 4.4% and 4.5%, set up fees may be applicable
The Co-operative Bank is a trusted & reliable provider of home loans
In our review, The Co-operative Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.
The Co-operative Bank is a registered credit provider in the UK; FCA number 662079
Customer Reviews & Testimonials
The Co-operative Bank Contact Details
Contact Number
- not available
Website
Physical Address
- 80 Cornhill London EC3V 3NJ United Kingdom
- Get Directions
Opening Hours
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday – Closed
- Sunday – Closed