Rating based on 96 reviews

Home loans offered by The Co-operative Bank

Updated

  • Low-interest starting from 3.1%
  • Home loans up to £25,000
  • Repayment up to 7 years

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Author The Co-operative Bank. Screenshot of The Co-operative Bank website. [Accessed March 22, 2020]

About The Co-operative Bank

At The Co-operative Bank we believe that loan products should be easy to understand, easy to access and allow you peace of mind.

Regulations in the broking industry are continuing to improve across the UK. The Co-operative Bank is your professional resource in the financial industry.

A diverse range of services

We offer a wide range of high street and internet banking, current accounts, mortgages, savings accounts, credit cards and loans. We are in the business of building ongoing relationships with our clients and to think of your best interests, not those of the bank. We have been doing so since 1872, and pride ourselves in the growth and experience we have earned in our time of working in the industry.

Get the loan you need

We will work with you and your administration suppliers amid your acquiring methodology while guaranteeing we help you acquire the finance that best suits your circumstances and needs. By all methods, please call the office for more data or elucidation about your own particular circumstances. Our site contains far-reaching data you have to get the finance you require. As a committed company to our clients, our staff, the earth and community matters, The Co-operative Bank makes history in whatever they do.

The Co-operative Bank Services

You may be astonished to perceive what number of distinctive ways your home loan, loans and credit cards can be overseen.

What such a variety of borrowers aren't mindful of is that the sort of loan you secure and how it is overseen can give you huge profits over other, less suitable alternatives.

Convenient and reliable loans

Whether you are a first home purchaser or a prepared investor, The Co-operative Bank has the capacity to give you the comfort to address your needs. Alongside giving incredible interest rates, boundless extra stores and redraw, we will give you customer service that you will esteem for the life of your loan. Our industry-driving customer service is the thing that sets us separated from other home loan suppliers.

Our commitment to you, our borrowers:

  • we will be not difficult to work with
  • you will converse with a genuine individual
  • we will go the additional mile, each time
  • we will listen to what you need
  • we will give a home loan that suits your needs
  • we will give appealing interest rates
  • we are here to serve you, and you will be 100% fulfilled by our service

The Co-operative Bank Product Details

  • Loan Type Home loans
  • Interest Rate 3.1 – 39.9% p/a
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years

Summary of Services

  • Apply online and get an instant response
  • Compare quotes and save time

Get a quick and convenient home loan at the Co-operative Bank

The Co-operative Bank offers a range of affordable and flexible home loan products for a first-time buyer, home mover and those wishing to move their home loan to us in hopes of getting a better deal.

If you're 18 or over, are a UK resident or EU national, have sufficient income to support your application, have no CCJs or IVA’s then you can apply for a home loan from the Co-operative Bank.

First-time buyer home loans from the Co-operative Bank

We have a range of both variable and fixed-rate home loan products available to both new and existing customers.

We offer the following home loan products for first-time buyers:

  • 2, 3 and 5 year fixed rate home loans for loan to value ratios of 60% after which our standard variable rate of 4.74% will apply, APRC between 3.9% and 4.3%
  • Lifetime tracker home loans for loan to value ratios of 60% following the Bank of England’s Base rate + 2.49% and a setup fee of £999
  • 2, 3 and 5 year fixed rate home loans for loan to value ratios of 70% after which our standard variable rate of 4.74% will apply, APRC between 4.0% and 4.3%, set up fees may be applicable
  • Lifetime tracker home loans for loan to value ratios of 70% following the Bank of England’s Base rate + 2.64% and a setup fee of £999 •
  • 2, 3 and 5 year fixed rate home loans for loan to value ratios of 75% after which our standard variable rate of 4.74% will apply, APRC between 4.0% and 4.4%, set up fees may be applicable
  • Lifetime tracker home loans for loan to value ratios of 75% following the Bank of England’s Base rate + 2.79% and a setup fee of £999
  • 2, 3 and 5 year fixed rate home loans for loan to value ratios of 80% after which our standard variable rate of 4.74% will apply, APRC between 4.0% and 4.3%, set up fees may be applicable
  • 2, 3 and 5 year fixed rate home loans for loan to value ratios of 85% after which our standard variable rate of 4.74% will apply, APRC between 4.1% and 4.3%, set up fees may be applicable
  • 2, 3 and 5 year fixed rate home loans for loan to value ratios of 90% after which our standard variable rate of 4.74% will apply, APRC between 4.4% and 4.5%, set up fees may be applicable

Customer Reviews & Testimonials

October 2019

They are such a great company that once we had been accepted for our loan they had offered to help us get the best home insurance and they sure did.

Carl C
— Surrey —

October 2019

The accepted my application and within a few days I had my household loan and within the same week I was the proud owner of a new home Thanx to them.

Dwayne L
— Essex —

The Co-operative Bank Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed