The Co-operative Bank

The Co-operative Bank – Home Loans
image of The Co-operative Bank
image of The Co-operative Bank

About – The Co-operative Bank

At The Co-operative Bank we believe that loan products should be easy to understand, easy to access and allow you peace of mind.

Regulations in the broking industry are continuing to improve across the UK. The Co-operative Bank is your professional resource in the financial industry. We offer a wide range of high street and internet banking, current accounts, mortgages, savings accounts, credit cards and loans. We are in the business of building ongoing relationships with our clients and to think of your best interests, not those of the bank. We have been doing so since 1872, and pride ourselves in the growth and experience we have earned in our time of working in the industry.

We will work with you and your administration suppliers (land operators, conveyancer and lender) amid your acquiring methodology, while guaranteeing we help you acquire the finance that best suits your circumstances and needs.

By all methods, please call the office for more data or elucidation about your own particular circumstances. Our site contains far reaching data you have to get the finance you require. As a committed company to our clients, our staff, the earth and community matters, The Co-operative Bank makes history in whatever they do.

Services – The Co-operative Bank

You may be astonished to perceive what number of distinctive ways your home loan, loans and credit cards can be overseen. What such a variety of borrowers aren't mindful of is that the sort of loan you secure and how it is overseen can give you huge profits over other, less suitable alternatives. The ability of a home loan will make securing a decent finance much less demanding. Our objective is to give you the most elevated amount of professional ability, so you can live the extraordinary UK dream without the financial push such a variety of persevere.

Whether you are a first home purchaser or a prepared investor, The Co-operative Bank has the capacity give you the comfortable to address your needs. Alongside giving incredible interest rates, boundless extra stores and redraw, we will give you customer service that you will esteem for the life of your loan.

Our industry driving customer service is the thing that sets us separated from other home loan suppliers. Our commitment to you, our borrowers:

  • we will be not difficult to work with
  • you will converse with a genuine individual
  • we will go the additional mile, each time
  • we will listen to what you need
  • we will give a home loan that suits your needs
  • we will give appealing interest rates
  • we are here to serve you, and you will be 100% fulfilled by our service

We have a devoted group, prepared to answer your inquiries. Your inquiries will be replied by an amicable colleague, and our group will control you through your home loan application process, into the future.


Summary of Services

  • Personal Loans
  • Professional and Career Development Loan
  • Homeowner Loan



Get a Home Loan at the Co-operative Bank

The Co-operative Bank offers a range of affordable and flexible home loan products for first time buyer, home mover and those wishing to move their home loan to us in hopes of getting a better deal. If you're 18 or over, are a UK resident or EU national, have sufficient income to support your application, have no CCJs or IVA’s then you can apply for a home loan from the Co-operative Bank. First Time Buyer Home Loans from the Co-operative Bank We have a range of both variable and fixed rate home loan products available to both new and existing customers. We offer the following home loan products for first time buyers: • 2, 3 and 5 year fixed rate home loans for loan to value rations of 60% after which our standard variable rate of 4.74% will apply, APRC between 3.9% and 4.3% • Lifetime tracker home loans for loan to value rations of 60% following the Bank of England’s Base rate + 2.49% and a set up fee of £999 • 2, 3 and 5 year fixed rate home loans for loan to value rations of 70% after which our standard variable rate of 4.74% will apply, APRC between 4.0% and 4.3%, set up fees maybe applicable • Lifetime tracker home loans for loan to value rations of 70% following the Bank of England’s Base rate + 2.64% and a set up fee of £999 • 2, 3 and 5 year fixed rate home loans for loan to value rations of 75% after which our standard variable rate of 4.74% will apply, APRC between 4.0% and 4.4%, set up fees maybe applicable • Lifetime tracker home loans for loan to value rations of 75% following the Bank of England’s Base rate + 2.79% and a set up fee of £999 • 2, 3 and 5 year fixed rate home loans for loan to value rations of 80% after which our standard variable rate of 4.74% will apply, APRC between 4.0% and 4.3%, set up fees maybe applicable • 2, 3 and 5 year fixed rate home loans for loan to value rations of 85% after which our standard variable rate of 4.74% will apply, APRC between 4.1% and 4.3%, set up fees maybe applicable • 2, 3 and 5 year fixed rate home loans for loan to value rations of 90% after which our standard variable rate of 4.74% will apply, APRC between 4.4% and 4.5%, set up fees maybe applicable

Contact Details

60 Kingsway
London
Greater London
United Kingdom

Phone: 0800 34 64 94 / 020 740 51781

Opening Hours




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