Rating based on 46 reviews

Home loans offered by Sainsbury's Bank

Updated

  • Low-interest starting from 3.3%
  • Home loans up to £35,000
  • Repayment up to 84 months

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Author Sainsbury's Bank. Screenshot of Sainsbury's Bank website. [Accessed March 22, 2020]

About Sainsbury's Bank

At Sainsbury's Bank, we're one of the UK's biggest banks. What does that mean? It implies our clients possess our bank.

We put resources into activities in the not-for-profit and community segment, guaranteeing that we help the communities in which we work and you live.

Expert banking services

It's straightforward. We're a bank which is committed to its clients; we have confidence in flourishing for the numerous, not simply the few. This thought has constantly guided what we do, we trust in reasonableness - not covetousness. We utilize profits to profit our clients and their communities. By putting the interests of our clients, to begin with, we're ready to offer advantages and prizes, for example, lower giving rates, higher speculation rates, lower fees and charges and community help.

We have the financial capacity

We give personal and business banking administrations alongside financial wanting to our clients guaranteeing we have the capacity to help you. We work closely with community gatherings supporting magnanimous associations and activities through raising money, gifts, and effectively helping to volunteer inside the community.

Sainsbury's Bank Services

There is much to consider and bounty to research regarding the matter of purchasing a home.

Firstly you have to work out the extent to which you can get. This is the place our services will truly help you. Verify you have an exact and itemized budget that considers all costs connected with obtaining a property including council rates and different fees.

We will help you budget

Numerous first home holders neglect to budget for things they haven't been accustomed to paying for themselves like power, water and different utilities and for things, for example, protections. Budget for support and even basic things like stocking up the cooler and storeroom shockingly – a large portion of the things we underestimate when living at home.

The best deals on home loans

On the off chance that you observe that you can't stand to purchase your fantasy home in your fancied area, you can consider neighbouring suburbs that may be more moderately priced. Sainsbury's Bank spends significant time in helping first home purchasers. Sainsbury's Bank likewise has loan items for manager occupiers and investors. Sainsbury's Bank home loans can tailor a loan to suit your individual prerequisites.

Sainsbury's Bank Product Details

  • Loan Type Home loans
  • Interest Rate from 3.3%
  • Loan Amount up to £35,000
  • Repayment 12 months to 84 months

Summary of Services

  • Competitive interest rates
  • Quick online loan application
  • Affordable loan deals

Get an affordable home loan at Sainsbury's Bank

Sainsbury's Bank offers affordable personal loans at unbeatable rates for loans between £1000 and £35,000 with a loan term ranging from 12 to 84 months.

Although Sainsbury’s Bank does not provide a specific home loan product our personal loans of between £25,000 and £35,000 are optimally designed to stand in as a home loan.

Our interest rate

For loans of between £25,000 and £35,000, you could qualify for our Representative Annual Percentage Rate (APR) of just 3.3%. If you have a Nectar card you can enter your card details and not only will we use the information therein for your loan application but you will have instant access to exclusive deals.

Personal loans as affordable home loans

  • Get a home loan of between £15,001 - £25,000 at a Representative APR of 3.3% 
  • Get a home loan of between £25,000 - £35,000 at a Representative APR of 3.3%

You can qualify for a repayment holiday

Get a 2 month repayment holiday on your Home Loan from Sainsbury's Bank offers you a very convenient 2 month repayment holiday which must be specified on your home loan application and is given over the first 2 months of your loan term. Our personal loans are capital repayment loans so at the end of the loan term you will have repaid the total capital loan and interest. You may apply for your home loan online by visiting our website, alternatively, you can contact us telephonically for free. Details about getting a home loan from Sainsbury's Bank Sainsbury's Bank’s personal loans are a flexible, affordable and convenient alternative to traditional home loans.

The simple requirements

Two basic requirements you need to meet when applying for a personal loan like a home loan alternative with Sainsbury's Bank is that you must be aged over 18 and be a resident of the UK. We will process your application and run a credit check to determine your personalized APR as well as how much we’re willing to lend to you. If you apply for the home loan online, you can receive an instant decision.

Customer Reviews & Testimonials

July 2019

The best part about the first page is that you able to calculate your loan and then you can see how much it will cost you can change the numbers up so that you get the right loan for you.

Jane S
— Surrey —

May 2019

They truly are a company that cares for you and they will help you through the whole process of getting your loan if you applying for the first time.

Gene J
— Christchurch —

Sainsbury's Bank Contact Details

Physical Address


Postal Address

  • PO Box 29191, Dunfermline, KY12 2AU, United Kingdom

Opening Hours

  • not available