About – Lloyds Bank
Our people are fundamental to our long-term success as a business and we strive to foster a workplace that is inclusive, stimulating and engaging in order to attract and retain the best of the best.
Our Staff are experts in the home buying process
With dedicated and passionate employees, our strong customer service focus is reflected in our workplace. It's exciting, challenging and continually evolving. As a business we like to do things differently and we encourage our staff to do the same.
At Lloyds Bank, we place a strong emphasis on facilitating and encouraging our employees to make a real and meaningful difference in the community.
In addition to making an impact in the community, we see volunteering as a way to support our employees in a number of ways including team-building, professional development and extending professional networks.
We strive to benefit the communities we serve
To maximise both the community impact and the opportunities for development, we work together with our community partners to offer a suite of ways for our staff to engage in volunteering from team through to engaged and skilled volunteering roles.
At Lloyds Bank we want to be an active participant in making a positive and meaningful impact to the financial needs of our clients.
We serve you well
We believe in supporting innovative ways that address the needs of your financial requirements.
We believe in this because we are part of the community in which our business operates and we know that there is much to be gained for both our business and the wider community from working together.
Services – Lloyds Bank
Your home loan is a substantial and often long haul financial commitment so it bodes well for you to hit the nail on the head first time.
Consider your individual needs
What's ideal for you will rely on upon a scope of factors including the span of the loan you require, the property you expect to buy, the store you have and your way of life. Lloyds Bank can help you compare rates, loan peculiarities, fees and charges to help you secure the comfortable for your needs.
We will evaluate your needs and help you find a solution
Your home loan is the greatest financial commitment you will make in your life so its essential to hit the nail on the head. Lloyds Bank will evaluate your circumstance and help you choose the comfortable focused around a scope of factors including the span of the loan you require, the property you plan to buy, the store you have and your way of life.
Included in your personal appraisal is a fast and precise comparison of suitable home loans from the gigantic extent accessible from significant banks and pro lenders.
Standard variable rate home loans
Standard variable rate home loans are increasing in prominence in the UK in light of falling interest rates and their adaptability. You can without much of a stretch fit the bill for our low rates and quick home loan application in the event that you have had a bank account with us for more than 3 months.
Altered rate home loans
Altered rate home loans are the place the interest rate and loan reimbursements are settled for a situated term, generally between six months and 5 years, and still structure the greater part of home loans in the UK. In the event that you oblige sureness of reimbursements, an altered rate loan will suit you. Toward the end of a settled term the loan will move over into a standard variable rate home loan, unless you have arranged something other than what's expected with your Lloyds Bank. Call us today, and get your new home tomorrow!
Summary of Services
- Quick Personal Loans
- Graduate loans
- Business Loans
- Flexible Loan
- Car loan
- Home loan
- Debt consolidation loan
Get an Affordable Home Loan from Lloyds Bank
Lloyds Bank offers a range of the most affordable home loans on the market for people looking to buy their first home, purchase a new one or remortgage. You can visit our website and use our mortgage calculator to get an idea of what we would be willing to lend you as well as what APR, fees and monthly repayments you could receive. If you already have an existing home loan with another company and are looking for a better deal, Lloyds Bank could help you.
Home Loans for First Time Buyers from Lloyds Bank
If you're a first time buyer Lloyds Bank can help you through the entire home buying process by providing you with expert guidance and tips and a professional property loan service. If you are a UK resident, are over the age of 18 and are looking to buy a property in the UK then you meet our minimum requirements and can proceed to apply for a home loan. We suggest that all first time buyers apply for an Agreement in Principal which is also known as a mortgage promise. This will give them more buying and bargaining power as well as ensure that you don’t get turned down after making an offer.
Features of the Lloyds Bank First Time Buyer Home Loans
- We generally require a minimum deposit of 5%
- We will not borrow money for properties valued less than £40,000
- We have home loan terms of between 5 and 40 years
- Choose from fixed rate, tracker rate and lender variable rate home loan products
- Chose to repay your loan via repayment, interest only or a combination of the two
- For fixed rate home loans early repayment charges apply for the loan term for which the product applies
- Benefit from great product incentives from Lloyds Bank including free conveyancing, cashbacks and house bill contributions
- Apply for repayment holidays after 12 months from the start of the home loan
Home Loans Available from Lloyds Bank
- First time buyer home loans; fixed, tracker and lender variable rates available
- Remortgage; fixed and tracker rates available
- Home mover mortgages
- Buy to let mortgages
- Borrow more against your current home loan with us
Contact Details185 Baker Street
Phone: 0800 096 1356 / 01733 347 007
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