Rating based on 73 reviews

Lloyds Bank Loan


  • Home loans up to £25,000
  • Low-interest starting from 3.9%
  • Repayment up to 5 years

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Lloyds Bank homepage

Author Lloyds Bank. Screenshot of Lloyds Bank website. [Accessed September 8, 2021]

About Lloyds Bank

At Lloyds Bank, we place a strong emphasis on facilitating and encouraging our employees to make a real and meaningful difference in the community.

Our people are fundamental to our long-term success as a business and we strive to foster a workplace that is inclusive, stimulating and engaging in order to attract and retain the best of the best.

Our staff are experts in the home buying

With dedicated and passionate employees, our strong customer service focus is reflected in our workplace. It's exciting, challenging and continually evolving. As a business, we like to do things differently and we encourage our staff to do the same. In addition to making an impact in the community, we see volunteering as a way to support our employees in a number of ways including team-building, professional development and extending professional networks.

We strive to benefit the communities we serve

To maximise both the community impact and the opportunities for development, we work together with our community partners to offer a suite of ways for our staff to engage in volunteering from the team through to engaged and skilled volunteering roles. At Lloyds Bank, we want to be an active participant in making a positive and meaningful impact on the financial needs of our clients.

Lloyds Bank Services

Your home loan is a substantial and often long haul financial commitment so it bodes well for you to hit the nail on the head first time.

Lloyds Bank can help you compare rates, loan peculiarities, fees and charges to help you secure the comfortable for your needs.

We will evaluate your needs and help you find a solution

Your home loan is the greatest financial commitment you will make in your life so it's essential to hit the nail on the head. Lloyds Bank will evaluate your circumstance and help you choose the comfortable focused around a scope of factors including the span of the loan you require, the property you plan to buy, the store you have and your way of life.

Standard variable rate home loans

Standard variable rate home loans are increasing in prominence in the UK in light of falling interest rates and their adaptability. You can without much of a stretch fit the bill for our low rates and quick home loan application in the event that you have had a bank account with us for more than 3 months.

Lloyds Bank – Home loan

  • Loan Type Home loans
  • Interest Rate from 3.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Lloyds Bank

  • Make additional payments  
  • You can apply for a repayment holiday
  • Fixed-rate repayment terms

Get an affordable home loan from Lloyds Bank

Lloyds Bank offers a range of the most affordable home loans on the market for people looking to buy their first home, purchase a new one or remortgage.

You can visit our website and use our mortgage calculator to get an idea of what we would be willing to lend you as well as what APR, fees and monthly repayments you could receive. If you already have an existing home loan with another company and are looking for a better deal, Lloyds Bank could help you.

We serve you well

We believe in supporting innovative ways that address the needs of your financial requirements. We believe in this because we are part of the community in which our business operates and we know that there is much to be gained for both our business and the wider community from working together.

Included in your personal appraisal is a fast and precise comparison of suitable home loans from the gigantic extent accessible from significant banks and pro lenders.

Altered rate home loans

Altered rate home loans are the place the interest rate and loan reimbursements are settled for a situated term, generally between six months and 5 years, and still, structure the greater part of home loans in the UK. In the event that you oblige sureness of reimbursements, an altered rate loan will suit you. Toward the end of a settled term, the loan will move over into a standard variable rate home loan, unless you have arranged something other than what's expected with your Lloyds Bank. Call us today, and get your new home tomorrow!

Home loans for first-time buyers from Lloyds Bank

If you're a first-time buyer Lloyds Bank can help you through the entire home buying process by providing you with expert guidance and tips and a professional property loan service. If you are a UK resident, are over the age of 18 and are looking to buy a property in the UK then you meet our minimum requirements and can proceed to apply for a home loan. We suggest that all first-time buyers apply for an Agreement in Principle which is also known as a mortgage promise. This will give them more buying and bargaining power as well as ensure that you don’t get turned down after making an offer.

Features of the Lloyds Bank home loans

  • We generally require a minimum deposit of 5%
  • We will not borrow money for properties valued less than £40,000
  • We have home loan terms of between 5 and 40 years
  • Choose from fixed-rate, tracker rate and lender variable rate home loan products
  • Chose to repay your loan via repayment, interest-only or a combination of the two
  • For fixed-rate home loans, early repayment charges apply for the loan term for which the product applies
  • Benefit from great product incentives from Lloyds Bank including free conveyancing, cashback and house bill contributions
  • Apply for repayment holidays after 12 months from the start of the home loan

Home loans available from Lloyds Bank

  • First-time buyer home loans; fixed, tracker and lender variable rates available
  • Remortgage; fixed and tracker rates available
  • Home mover mortgages
  • Buy to let mortgages
  • Borrow more against your current home loan with us
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Lloyds Bank is a trusted & reliable provider of home loans

In our review, Lloyds Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Lloyds Bank is a registered credit provider in the UK; FCA number 119278

Customer Reviews & Testimonials

January 2019

What can I say but they have helped me in many ways more than just getting a loan for our house but helped me to start saving by giving me some of the best advice I have ever received.

Claire W
— Surrey —

October 2019

Wow! The fastest service that I have ever received regarding a loan I think for sure that I will be staying with them once our loan is paid off

Sarah M
— Christchurch —

Lloyds Bank Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:30 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed