Rating based on 85 reviews

HSBC Mortgage


  • Home loans up to £1,000,000
  • Low-interest starting from 3.4%
  • Repayment up to 30 years

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Author HSBC. Screenshot of HSBC website. [Accessed September 8, 2021]

About HSBC

At HSBC we understand that financial administrations structure the establishment of a solid society and we have a part to play in moulding a positive future for the UK.

This part goes past conveying monetary returns - we have a chance to utilize our scale, compass and aptitude to help our clients, our representatives and the general public in which we thrive.

We strive to lead change

Our commitment to supportability concentrates on making long haul esteem through adjusting the social, ecological and monetary parts of our business and our advancement is delineated in our yearly maintainability report. We provide home loans that cater to first-time buyers and strive to help them achieve the financial freedom that they deserve!

We have a vision

Manageability is installed in our corporate method. Our accentuation is on conveying what our clients really need, being a top superintendent, attaining to operational perfection and captivating with the more extensive community. Whether our clients are looking for a personal loan, a home loan, credit card deals or current accounts for people on the move, we provide the most competitive offers on the market.

HSBC Services

HSBC offers a comprehensive home loan service to compare many home loan rates & discover an incredible arrangement believe it or not for you.

Let our home loan pros facilitate your stresses with an assortment of loan choices and the sort of personal service you won't find anyplace else.

The benefits of our service

  • Easy - We do the diligent work for you
  • Quick - Compare many home loans in minutes
  • Free - No charge for our arrangement
  • Detailed – Look at the details of a loan, not simply the loan rate
  • Personal – Our service is personalized to your needs
  • Professional - Fully prepared and accredited

A big move - purchasing your own home

Whether it’s your first time or your fifth, purchasing a home can be scary. Home loans are the right loans for building a home, purchasing a home or refinancing your home. We care for the needs of in excess of 60 million customers, over 80 countries and territories, each significant economy in Europe, Asia-Pacific, the Americas, the Middle East and Africa.

HSBC – Home loan

  • Loan Type Home loans
  • Interest Rate from 3.4%
  • Loan Amount up to £1,000,000
  • Repayment 5 years to 30 years

Benefits of HSBC

  • Get a quick loan decision
  • Fast access to funds
  • Make overpayments with no extra charge

Flexible, affordable and reliable home loans from HSBC

Whether you want to buy your first property, remortgage, buy a second property or borrow against your home equity, HSBC can provide you with a customized, flexible and affordable home loan.

HSBC offers both variable and fixed-rate home loans, as well as discount mortgages, to first-time buyers and depending on your needs, you can select a loan term of between 5 and 30 years.

We have the experience and infrastructure to back up our promises

We work through the whole process, covering each subtle element to guarantee you comprehend your alternatives completely, and help you to determine what kind of loan will suit you. We additionally have an exhaustive understanding of the first home purchasers to complete the applications for these grants.

A positive change

HSBC strives to encourage and develop our supportability approach, and help us organize chances to make positive change. This model includes delegates from over the business, including our members of the Executive Committee. We're centred on making long haul worth, being a champion of financial wellbeing for our clients, workers and the UK communities, and installing supportability in all that we do at HSBC.

Fixed-rate home loans for first-time buyers from HSBC

If you're looking at a fixed rate home loan to purchase your very first home, HSBC has a range of flexible products available. We offer 2, 3 and 5-year fixed-rate home loans after which the HSBC Variable Rate, currently at 3.4%, will apply. Our fixed-rate home loans have a maximum loan to value ratio of between 60% and 90% and most products offer loan amounts of up to £1,000,000.

Variable tracker rate home loans

We have a variety of variable interest rate or, Variable Home Loans, home loans which follow the Bank of England’s Base Rate. You will pay a certain percentage above this base rate as agreed however, should the rate increase you can opt to choose another rate or product subject to a booking fee. We have tracker home loans available at a loan to value ratio of 90%, 85%, 80%, 75%, 70% and 60%.

Customer Reviews & Testimonials

July 2019

The company that always makes me smile whether you need a loan or advise they will always guide you to the best decision that will suit you and your pocket.

James R
— Essex —

April 2019

They are a great company the service is super fast once you have applied for your loan they always let you know how the process is going they never keep you in the dark.

Jack C
— Christchurch —

HSBC Contact

Physical Address

  • First Floor, 141 Bothwell Street Glasgow Scotland G2 7EQ United Kingdom
  • Get Directions

Opening Hours

  • not available