At Barclays, we pride ourselves on our commitment to direct business and to attaining the highest conceivable standards.
We're greater in helping the youthful couple juggling finances to purchase their first home. We're greater in terms of financing local business - and we're greater at keeping up with changing times!
Our codes of practice
In accordance with this commitment, Barclays complies with the financial industry's codes of practice. When you decide to bank with Barclays you're settling on a choice that provides you with many advantages. We offer home loans, car loans, current accounts, credit cards and a range of other financial products and services perfectly suited to get you where you need to go.
We do the hard work other's don't want to
What could be greater than that? We contribute, roll up our sleeves and help get things going! We understand community goals and work towards building long haul relationships with our valued clients. It's a novel approach that really generates worth and success for all!
Getting a home loan in the UK has never been this simple.
Whether you are searching for a home loan, a further home loan or to switch your bond; we can do it all for you. You simply fill in the loan application form and we will do the rest for you.
Benefits of using Barclays
- Save money with Barclays
- No paperwork. We do that for you.
- Free and fast quotations
Why choose Barclays
Purchasing a home can be exceptionally disappointing and cost you a ton of time. When you use our services, we will do all the work for you and accomplish the home loan as quickly as possible. We do all the work for you.
- Hassle-free Bond Applications
- Barclays takes the bother out of private home loan applications
- Lowest possible rates
- Barclays will arrange the necessary to help you through it
Barclays – Home loan
- Loan Type Home loans
- Interest Rate from 5.5%
- Loan Amount up to £15,000
- Repayment 2 years to 5 years
Benefits of Barclays
- Personalised loan quotes
- Apply for a loan in 10 minutes
- Loans are paid out quickly
- No paperwork
Buy your dream home with a home loan from Barclays
Barclays offers one of the most diverse ranges of home loan products on the UK market with a range of both variable and fixed rate home loans available to suit everyone!
Whether you’re looking to move homes, buy your first property or purchase a tidy new build, we have a home loan that will meet all your needs at an affordable rate!
We have the experience and knowledge
The accomplished staff at Barclays are hand-picked from the banking and property businesses for their broad learning of the home purchasing procedure. They are underpinned by condition of-the-craftsmanship technology that empowers electronic entries of bond applications and straightforward following of each one loan all through the procedure.
If you're looking for a home loan, contact us today to find out just how much you could be saving!
Quick and efficient service
Since we handle the loan, there's no additional cost to you! Our service is quick and proficient and we have an enormous achievement rate in securing a loan for your financial needs.
We lead the way!
We've made various interesting associations and administrations which empower us to lead the way. By the standard measures, we're a huge bank. Regardless of size, we consider the things that matter and we're even bigger and better, much better! Since being greater is about more than just size we take on the responsibilities we've been dealt with.
Variable Interest Rate Home Loans from Barclays
Barclays offers a variety of variable interest rate home loans which follows the Bank of England’s Base Rate which is presently sitting at 0.50%. Our offset tracker rate and tracker rate home loans are available to new and existing customers as well as both first time buyers and home movers. The initial interest rates for the variable home loans range between 1.43% and 2.75% while the APR ranges between 2.4% and 3.9% across the range of home loans. All of our variable interest home loans carry a loan-to-value ratio of between 60% and 90%, with 75% being the most common.
Fixed-Rate home loans from Barclays
We have a variety of fixed-rate home loan products to suit all types of properties and even your individual budget and financial goals. The majority of our fixed-rate home loans offer a 2-year fixed interest rate however, we have 3-year, 5-year and 20-year fixed-rate home loans available. Once this fixed-rate term has expired your home loan interest rate will then follow the Barclays Band Base Rate. Our lowest APR is 3.4% for our five years fixed rate home loan, with a product fee of £999 and a loan-to-value ratio of 60%.
Summary of Barclays home loan products
- Variable Interest Rate Home Loans; offset tracker rate and tracker rate
- Fixed-Rate Home Loans; 2-year, 3-year, 5-year and 10-year fixed-rate home loans
- Remortgage Products; both variable and fixed-rate products available for remortgages
- New build home loans; provided only for the purposes of buying a newly built home
- Mortgage Guarantee Schemes; for properties with a value of £600,000 or less
- Equity Loan Scheme; for properties with a value of £600,000 or less • Buy to Let; for home loans ranging between £35,000 and £1M with both fixed and variable interest
- Buy to Let; for remortgages UP TO £1M, fixed-rate only
- Base Rate Switch; home loan at a 2-year fixed rate only
Barclays is a trusted & reliable provider of home loans
In our review, Barclays adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.
Barclays is a registered credit provider in the UK; FCA number 759676
Customer Reviews & Testimonials
If you ever need to advise on a home loan then they are the company that you can contact I will recommend them it's scary applying for your first home and they helped me through the whole way.
— Essex —
The application is super quick and easy and you are able to apply online if you are unsure you are also able to phone them or even go to the branch closet to you.
— Surrey —
- not available
- 3 Castle Street Dumfries Scotland DG1 1DJ United Kingdom
- Get Directions
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 10:00 – 16:30
- Thursday 09:00 – 16:30
- Friday 09:00 – 16:30
- Saturday – Closes
- Sunday – Closed