Rating based on 47 reviews

Zopa Loans

  • Quick online quotes
  • Debt consolidation up to £25,000
  • Choose the best loan

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Zopa homepage
Author Zopa. Screenshot of Zopa website.
[Accessed March 22, 2020]

About Zopa

Zopa Loans has a proud track record of assisting its customers out of their poor financial circumstances through easy debt consolidation loans.

Zopa is compliant with the rules of the Finance Conduct Authority (FCA) and prides itself on its high standards of service when it comes to debt consolidation. Zopa can also help clients refinance their home loans if a better rate is available.

Zopa is a helping hand to cash-strapped clients

Zopa has streamlined its debt consolidation loans to dovetail every client’s budgetary needs. The peer-to-peer lender provides debt relief to many clients who are cash-strapped through increased debt burdens on credit cards and other unforeseen bills:

Zopa’s focus areas in providing help to clients:

  • Review and approval – The credit provider concentrates on the loan acquisition process.
  • Zopa consults with each client and advises on the best path the customer should take.
  • Settlement – The company takes care of the loan settlement and provides customers with ongoing support.
  • Debt negotiation - Zopa will arrange, on the client’s behalf, rebates on the majority of the customer’s unsecured credit portfolio.
  • They offer debt consolidation administration and advice.

Zopa Services

Zopa is all about providing a simple, easy, and quick online application process for clients who need debt consolidation loans in the UK.

The debt consolidation loan client as a first step enters their desired loan amount into the required field.

The online calculator will provide the interest rate to be applied and the monthly installment on the loan. The advantage of this is that the client has a fairly accurate idea of whether they can afford the loan.

The client fills out a simple quotation form, specifying that this is a debt consolidation loan. Zopa then provides the client with a quotation after running a “soft” credit check. Once the client approves the quotation, they can then proceed to fill out the application form for their loan.

Zopa takes the stress out for clients

Zopa is committed to helping clients who are looking for debt consolidation loans get back on the path to good financial standing and well-being. Therefore they will consolidate a client’s debt into one standard reimbursement to one lender, rather than a few installments to many lenders.

Debt consolidation has the potential to create sizeable savings on total debt, through general interest charges and other additional fees. It is up to the client to choose a term and loan reimbursement that he or she is satisfied with so that they can get onto the path of being debt-free sooner than expected.  

Zopa’s debt consolidation loans are also an opportunity for clients to improve their credit rating with the credit bureau so they can get onto a firm financial footing.

Zopa – Consolidation loan

  • Loan Type Debt consolidation
  • Loan Amount up to £25,000

Benefits of Zopa

  • Apply for a loan online
  • Get a quick online quote
  • Lower your monthly debt repayments

Zopa provides affordable debt consolidation loans

Zopa is sensitive to each client’s financial standing and is aware that credit card and store debt can pile up overnight.

The peer-to-peer lender believes clients when consolidating loans, should pay a total amount of interest lower than what they would have had to pay without a debt consolidation loan.

Zopa provides some of the most competitive interest rates in the market and will always try to provide loans that suit every customer’s financial need. So clients can pay off a car, a doctor’s bill, or a child’s school fees with an affordable debt consolidation loan.

Debt consolidation clients are in good hands 

Debt consolidation clients can be safe in the knowledge that Zopa always has their back when they sign up with them. From the minute the client commits to Zopa, all installments are suspended and all calls from debtors can be instantly forwarded to the lender.

Zopa’s finance consultants are experts in taking on the responsibility of negotiating with creditors on behalf of clients. The company is committed to consolidating the debt of its clients to help them get their financial affairs back on track.

Zopa is a specialized peer-to-peer lender that offers personal loans that can alleviate the burden of regularly scheduled installments for clients. This takes the strain off a client’s monthly budget and what’s more, the customer can even qualify for additional money.

Features of  a Zopa debt consolidation loan:

  • Clients can borrow between £1,000 and £25,000 to consolidate debts
  • Select a loan term of between 12 and 60 months
  • Lower monthly repayments to make the debt more affordable
  • Make one monthly repayment and help manage debt better
  • Make extra payments on the loan or repay early at no extra cost
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Zopa is a trusted & reliable provider of debt consolidation

In our review, Zopa adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Zopa is a registered credit provider in UK: FSA 800542

Customer Reviews & Testimonials

June 2021

Is a great company not only are they willing to help you and get you the loan but they check in on you and make sure that you are ok once you have gotten your loan.

David P
— Essex —

April 2021

They are such an awesome group of staff when I had problems with my computer I went to them and they helped me put the app on my phone so I can track my loan.

Timothy W
— Surrey —

June 2021

After taking a big loan at a competitive APR, I was delighted with the service I have received. I would wholeheartedly recommend Zopa and almost certainly check them out first, if I should need a...

Straw P
— Essex —

Zopa Contact

Physical Address

  • 6th Floor, 90 Fetter Lane London Greater London EC4A 1EN United Kingdom
  • Get Directions

Opening Hours

  • not available