Rating based on 66 reviews

Post Office

Updated
  • Debt consolidation up to £25,000
  • Low-interest starting from 4.4%
  • Repayment up to 7 years

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Post Office homepage
Author Post Office. Screenshot of Post Office website.
[Accessed September 8, 2021]

About Post Office

Post Office Money is a financial services provider under the Post Office LTD brand that helps thousands of UK customers with a wide range of financial products, including debt consolidation loans.

The financial services provider is proud of the fact that they comply with the rules of the Finance Conduct Authority (FCA) and strive to offer competitive, reliable, and affordable debt consolidation loans.

Bringing affordable loans to clients

Post Office Money is all about convenience when it provides debt consolidation loans in the UK. They are aware time is of the essence for clients and therefore ensure that their loan application processes are simple and easy to follow.

Post Office Money has a very modern website and online banking platform where customers can apply for a loan online, pay bills, transfer money, update details and retrieve the latest information about products and services.

The financial services provider and credit broker make sure it is always accessible to customers by having their website operational 24/7 seven days a week. Post Office Money streamlines its application processes by having one standard procedure for every loan.

Post Office Money saves money for clients 

The company is a registered credit provider and a financial services partner of the Bank of Ireland.

With Post Office Money there is no quibbling when clients apply for a debt consolidation loan online. The process is quick and easy and the advantage is that clients will get their loans approved in double-quick time. This means that the client has the time to finish off other domestic and work responsibilities while Post Office Money does all the finalizing of the loan.

Post Office Money provides many support services to help clients through the loan application process in the form of both a webchat service and a friendly call centre. Their staff is also highly qualified to assist clients with debt consolidation loans.

Post Office Services

Post Office Money allows clients to manage or clear debt with the power of ONE debt consolidation loan. 

The credit provider will provide a debt consolidation loan that best suits the client that will help translate poor finances into one loan, one offset record, and one monthly payment.

Post Office Money is aware that every consolidation loan payment actually decreases the client’s debt burden and gets them closer to their objective of one day being debt-free. Post Office Money professionals will evaluate the client’s finances, examine their financial circumstances and carefully analyze whether the application could benefit from consolidation.

Once a client has accessed the website and has filled in all the required information, such as name, address, and income a consultant will respond promptly to their query. The site also has a loan calculator, which can assess what the customer will pay every month based on the loan amount they are applying for.

Once the client is given the green light, light Post Office Money will run the necessary credit check, verify all the client’s information and make an offer.

Use Post Office Money for debt consolidation

Post Office Money’s loans are geared to consolidating several smaller unsecured debts into one payment for debt consolidation clients in the UK. Clients can select a repayment term that ranges from 12 months to 7 years and will always know how they have to repay each month because the monthly repayments are fixed. The credit provider does not charge any extra fee to have the loan arranged on behalf of the client.

Be aware of these rules when applying:

  • Clients must be UK residents
  • Clients must be 21 or older
  • Clients must be 70 years or below at the end of the loan term
  • Clients must have an annual income of £12,000
  • Clients must have an active UK bank account
  • Clients must have no history of bankruptcy, IVA’s or CCJ’s

Post Office – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate from 4.4%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years
  • Decision 48 hours

Benefits of Post Office

  • All our fees are transparent
  • Apply online and get an instant decision
  • Low interest rates
  • Reliable debt consolidation loans

Get an affordable debt consolidation loan from Post Office Money

Post Office Money debt consolidation loans are subject to competitive interest rates, which make them popular among clients for their affordability factor.

The credit provider, therefore, ensures that clients start the journey to becoming debt-free with debt consolidation loans ranging from £1,000 to £25,000.

A debt consolidation loan is one big loan that clients can access to repay many other smaller debts, with just one regularly scheduled payment. This helps clients save money in the long run and use it for other purposes.

Top features of Post Office Money loans:

  • All debt consolidation loans are provided by the Bank of Ireland
  • Loans offered have fixed monthly repayments so clients always know what they pay
  • The Representative APR is 4.4%
  • Money received 48 hours after loan approval
  • Clients get an instant decision when applying online
  • 14 day cooling-off period in case a client changes his or her mind when taking out a debt consolidation loan

Apply now to stake a claim for a debt consolidation loan that eases the financial woes.

man holding thumbs up

Post Office is a trusted & reliable provider of debt consolidation

In our review, Post Office adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Post Office is a registered credit provider in UK: FSA 630318

Customer Reviews & Testimonials

August 2021

I didn’t think it possible to find a company that was so willing to help me get a loan to pay off my debt and help me do it they are the best.

Tony B
— Essex —

November 2021

The service within the company is great and I couldn’t be happier to recommend them to anyone that needs help.

Jane L
— Christchurch —

February 2021

They have taken the time to reassure me that they will be able to help me get my debt all in order so that I can become financially stable and I couldn’t be more grateful .

Glen T
— Surrey —

Post Office Contact

Physical Address

Opening Hours

  • Monday 07:30 – 19:30
  • Tuesday 07:30 – 19:30
  • Wednesday 07:30 – 19:30
  • Thursday 07:30 – 19:30
  • Friday 07:30 – 19:30
  • Saturday – Closed
  • Sunday – Closed