Post Office

Post Office – Debt Consolidation Loans
image of Post Office
image of Post Office

About – Post Office

Post Office Money offers a range of financial products; from personal loans and debt consolidation loans to credit cards and current accounts - we certainly can be considered a fully comprehensive lender.

We know what matters

Our central goal isn't just to help our members get by, we exist to help them recognize each ounce of their potential.

Furthermore, we know what matters and strive to offer reliable, affordable and low rate auto and home loans.

24-hour access to our services

Post Office is one of the nation’s most popular and reliable lenders.

We diligently serve customers all over the country and have a very modern and useful website and online banking platform where you can easily apply for a loan online, pay bills, transfer money, update your details and get the latest information about our products and services.

We are accessible to members overall by means of the website seven days a week, 24 hours a day.

Whether you're looking for a debt consolidation loan or a credit card - visit us in branch or on our website and see just how much your could save!

Services – Post Office

Debt is something that can sneak up on us. It may begin with a store loan here or a credit card there, yet it can quickly get out of control. After a short time, you will most likely be unable to manage the cost of your regularly scheduled payments, and it may start affecting your credit score. If this situation sounds familiar you should consider talking to us about debt consolidation and how we can assist you to clear your debt, one step at a time.

Help consolidating your debts

A debt consolidation loan is one big loan that can be taken out to repay many other smaller debts and you just pay one regularly scheduled payment instead of many smaller ones. This can help you decrease collective interest rates and pay less every month.

The power of ONE

Improve your finance with the power of ONE. One loan. One offset record. One monthly reimbursement. One interest rate. Every consolidation loan reimbursement decreases your debt and gets you one stage closer to your objective. The professionals at Post Office will evaluate your finances and examine your financial circumstances to find out if your situation is one which could benefit from consolidation.

Once you're given the green light, we will run the necessary credit check, verify all your information and make you an offer. The application process does not vary for different loans. Apply for a loan online today.


Summary of Services

  • Credit Card
  • Quick Personal Loans
  • Online Debt Consolidation Loan
  • Payday Loans Online
  • Bad Credit Loans


Get an Affordable and Debt Consolidation Loan from Post Office Money

Post Office Money can help you find an incredibly affordable debt consolidation loan that ranges from £1,000 to £25,000. Our loans are suited for consolidating a number of smaller unsecured debts. You can select a repayment term that ranges from 12 months to 7 years and you’ll always know how much you have to repay each month because the monthly repayments are fixed. To get an idea of how much a loan will cost you please visit our website and make use of our loan calculator sliders.

Why use Post Office money 

Post Office Money is a registered credit broker and a financial services partner of the Bank of Ireland and not a direct lender. Applying through Post Office Money is beneficial in that we are much more likely to get your quick cash approved than our financial services partner the Bank of Ireland. We provide a great deal of support services to help you through the loan application process in the form of both a web chat service and a friendly call centre.

Top Features of Post Office Money’s Loans

  • Select a debt consolidation loan amount ranging from £1,000 to £25,000
  • All debt consolidation loans are provided by the Bank of Ireland
  • Loans offered have fixed monthly repayments so you always know what you will be paying
  • Representative 4.4% APR
  • Get your money 48 hours after loan approval
  • We don’t charge any arrangement fees
  • Get an instant decision when applying online
  • 14 day cooling off period in case you change your mind about taking out a debt consolidation loan

Basic Eligibility Requirements to get a Debt Consolidation Loan from Post Office Money

  • Be a UK resident
  • Be aged 21 or over but be 70 years or below at the end of your loan term
  • Have an annual income of £12,000
  • Have an active UK bank account
  • Have no history of bankruptcy, IVA’s or CCJ’s (Please note that as part of the application process we will run a credit check)

Contact Details

45 London Wall
London
Greater London
United Kingdom

Phone: 0800169 2000 / 0345 611 2970

Fax: 0345722 3355

Email: polcustomercare@royalmail.com

Opening Hours