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HSBC Loan

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  • A transparent service
  • Low interest rates
  • Become debt-free

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Author HSBC. Screenshot of HSBC website.
[Accessed September 8, 2021]

About HSBC

HSBC offers financial solutions to people who incorporate financial planning, support, budgeting, liquidation and debt consolidations loans.

HSBC is the biggest banking and financial services provider in the UK. They offer unsecured short-term loans, home loans, auto finance and debt consolidation loans in addition to other great services and products.

About HSBC services

At HSBC, they look for ways to help people who are deeply indebted to find a way out. They also offer debt consolidation loans that have different backgrounds as well as different financial situations and incomes. HSBC aims to help you find your way out of a bad situation and begin turning your debt into savings and investments as they are the largest provider of debt consolidation loans in the UK.

HSBC's debt consolidation loans

A debt consolidation loan serves to combine all your unsecured debts into one single loan. It deals with your debts, especially if you're struggling to manage your debts and the unreasonable interest that goes with it. By taking out a debt consolidation loan, you will end up with is one big loan that will rather use a considerably lower interest than all of your other debts combined.

HSBC Services

HSBC offers a wide display of services including; personal loans, debt consolidation loans, auto loans, home loans, graduate loans, current accounts, and many more!

The HSBC Personal Loan offers you a simple approach to pay off your credit cards and other unsecured credits. By offering low, competitive rates and no yearly fees, their short-term loans permit their members to consolidate their loans into one easy-to-oversee loan.

Consolidate your loan today

A debt consolidation loan from HSBC provides you with the cash to pay off your expensive debts through "consolidation" which means you can unite them into one major loan. It makes the process easier to manage your debt and will help you save in interest as well as lower your monthly installment.

Debt consolidation loan interest rates

HSBC offers the best interest rates for debt consolidation loans. Numerous factors can help you improve the interest rate you're offered, which includes your credit score, your total assets, whether you're an existing customer, or whether you can request collateral for the loan. Contact HSBC today, they are fast and straightforward. 

HSBC – Consolidation loan

  • Loan Type Debt consolidation

Benefits of HSBC

  • Fees charged are transparent
  • Interest rates are low
  • One affordable monthly payment

Get a debt consolidation loan from HSBC, simply apply online

HSBC provides debt consolidation loans that can be used to combine several smaller, unsecured debts into one easy-to-manage and more affordable loan.

To get an idea of just how much more affordable their loans are than most other online and traditional lenders, simply visit their website and enter your desired loan amount and loan term. Even though they do not have a specific consolidation loan product, their very affordable personal loans can do the work just as quickly. 

A consolidation loan may be more manageable than several separate smaller debts however, it may not necessarily be cheaper and you must take all factors into account before making your decision. The process is guaranteed and your consolidation loan is prepared quicker than your debt can trouble you!

Reasons to take a debt consolidation loan

  • You have a terrible credit record
  • You have a past filled with late repayments
  • You have been bankrupt in the previous 10 years
  • You are struggling to manage your debts
  • you have more than 4 unsecured debts
  • You're paying excessive interest on your unsecured debts

Make use of HSBC to consolidate your debts

HSBC offers quick loans for between £1,000 and £25,000 at a fixed interest rate over a loan term of 12 to 60 months. If you're looking for a loan of between £7,000 and £15,000 you could walk away with an Annual Percentage Rate of as low as 3.3%, which is guaranteed to be lower than any rate you’ll get from other loan providers.

You also have the convenient option of taking a repayment holiday, should you qualify for it and the option of repaying your loan early without being charged early repayment fees. Another great feature of our loan solutions is that they are unsecured; so you don’t have to own a home to get one!

Benefits of a debt consolidation loan

  • You just have one regularly scheduled installment to cover
  • You can consolidate at a lower interest rate which saves you cash
  • Your debt will be paid off in a set measure of time (normally 2 -5 years)
  • Any fees charged for this service are normally low
  • Interest rates are low

Requirements to apply

To be eligible for a debt consolidation loan with HSBC you must be over the age of 18, as well as have an annual income of £10,000 or more. You will be required to be a UK resident and have a bank account that supports direct debits.

HSBC will also request your permission to run a credit check which will help them determine if you can afford the repayments. You can thereafter complete the entire online loan application process and you’ll get a decision immediately, provided that they do not require any additional details from you. If you are a new customer, HSBC will get back to you within 5 working days.

Customer Reviews & Testimonials

June 2021

They have helped me to understand my debt and have full control over my finances and I couldn’t be happier with the outcome.

Jerry B
— Essex —

October 2021

They are an outstanding company that put you first when it comes to your debt they do not look down on you but offer you the comforting words and service that you need.

Claire T
— Surrey —

HSBC Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed