Rating based on 70 reviews


Debt consolidation offered by Everyday Loans

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About – Everyday Loans

Everyday Lending Limited is a United Kingdom-based loan company offering a variety of loans as well as debt consolidation loans. We were established in 2006 and have branches nationwide.

We are an independent personal loan lender and not just another call centre. As we are direct lenders and not brokers, you will never be charged any fees for us to consider your application.

Applying will not affect your credit score

As most people know by now, applying for loans from different lenders harm your credit score. Because we use Soft Searching Technology, applying for a loan through us will not go against your credit file.

With us, you are more than just your credit score. We do offer loans to individuals with a less than perfect credit score.

Professional, responsible lending

We believe in a case-by-case towards our customers. In certain cases, this means we can be more flexible when deciding how much to lend. Everyday Loans is committed to responsible, professional lending.

Once we receive your personal loan application we will verify your income and expenses. We will only approve a loan to an applicant if we are sure they can comfortably afford to repay the loan.

Services – Everyday Loans

Applying for a loan from Everyday Loans takes only 5 minutes. Our short application form can be completed online.

You will receive a quick decision after which you can visit your local branch to finalize the agreements. You won't need a guarantor to secure a loan although that option is available for those people who prefer to use a guarantor option.

Requirements to apply for a debt consolidation loan

  • Only UK citizens and persons 18 years and older will be eligible to qualify for a loan.
  • We do require that you have a bank account within the UK.
  • You need to have permanent employment with proof of income.

Loan to consolidate your debt

If you have various forms of debts with different credit providers and cannot keep up with all the payments, a debt consolidation loan may be the answer you are looking for. With this kind of loan, you borrow the total amount of your debt from one lender and pay off your existing debts.

This leaves you with a single payment once a month instead of several payments. A debt consolidation loan can help to reduce your monthly payments and make managing your finances simpler.


Summary of Services

  • PERSONAL Loans
  • QUICK Loans
  • BAD Credit Loans
  • DEBT Consolidation Loans


A debt consolidation loan can improve your credit rating, apply today

Although the actual act of taking a debt consolidation loan doesn’t improve your credit score, it will benefit you in other aspects.

The potential to improve your credit rating lies in making all your repayments on time for the duration of the loan. This shows financial responsibility. Where you may have struggled to make various small payments to different debtors every month, you can settle all small debt and only make one monthly payment. This is much easier to handle than multiple small payments.

Making it easier to manage your debt

Having to manage different payments each month can be very stressful. We are all human, and at Everyday Loans, we understand that with everything going on in life, the added worries of monthly payments can become a real burden.

By taking all of your outstanding debts and bringing them together under a debt consolidation loan, you will be left with a more manageable single repayment every month.

Debt consolidation loans are usually arranged over a longer-term, giving you more time to repay the debt. This may result in monthly repayment is lower than you paid every month to all your debtors. That, in turn, will leave you with more money left over at the end of the month.

Poor and bad credit profiles

It is important to check your credit score before applying for a loan. This is simply to verify that there is no false information on your report. But if your report is less than excellent we will never turn you away!

We are a long term loan lender, and we offer bad credit loans to everyone. Every month we help thousands of people across Britain by letting them meet their financial obligations in a way that suits them best.

By relieving the stress that financial hardships bring, we help you meet your needs so that you can work towards a responsible and steady financial future. This, in turn, will improve your credit score.

Accredited, understanding lender

With rising costs may people have been left feeling stretched to their limits. This makes it difficult for them to do something about outstanding debt. We offer our debt consolidation loans to ease the burden of financial stress. If you find it hard to keep track of your payments, we can offer you professional, responsible solutions.

Everyday Loans is a registered, accredited lender in the UK. We are authorized and regulated by the Financial Conduct Authority and a member of the Finance and Leasing Association.


Customer Reviews & Testimonials

November 2019

At a time when I was at wit's end, you offered me a solution to my debt problems. Thank you so much.

G Hammond
— Cleaton Moor —

July 2019

Very professional, friendly service without any red tape

B Jensen
— Leicestershire —

 Contact Details

13 Castle St, Edinburgh EH2 3AH, UK
Ph: 01618 047996

 Opening Hours

  • Monday 10:00 – 18:00
  • Tuesday 10:00 – 18:00
  • Wednesday 10:00 – 18:00
  • Thursday 10:00 – 18:00
  • Friday 10:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed