Rating based on 64 reviews


  • We compare credit cards
  • Low interest rates
  • Low-interest starting from 18.9%

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Author uSwitch. Screenshot of uSwitch website.
[Accessed March 25, 2020]

About uSwitch

We pride ourselves on service excellence and constantly go the extra mile for our clients.

We will guarantee you get the best conceivable service experience when you use our comparison platform. We know you're busy, so our client service team are available if you have any inquiries.

We're available 24 hours a day

Our online platform is accessible 24 hours a day, so you can find, compare and apply for credit any time of the day or night. We are a UK based credit comparison platform that helps people find the top deals for just about anything.

We endeavour to match you with a dependable authorized lender eager to provide you with a quick cash loan, payday loan, short term loan or a credit card to suit your personality and pocket!

Stay ahead - compare and save!

Every lender has its own fees and charges which can vary so widely it's hard to believe! To avoid any nasty surprises we allow you to carefully consider all the fees and charges before consenting to your short term loan, credit card or other credit product - like we say, no terrible surprises!

A comparison service you can trust 100%

Dependable loaning implies that when we evaluate lenders and their products we get the just of their rates and fees and show you, the customer, exactly what it's going to cost - no bullshit.

If you're searching for an online loan, remember three things most importantly - to ensure the lender is reliable, to compare the deal you're offered with other deals and to make sure that you can afford to make the repayments on your loan or credit card.

uSwitch Services

We're an online loan and service & product comparison platform that helps people find the best deals on just about anything!

If you need extra cash in a hurry you may be looking at taking out a payday loan or even applying for a credit card with one of our many competitive financial services providers - whatever you're looking for we can help you find it and, compare it to others!

What is a credit card?

A credit card is not the same as a piece of plastic - when you pay for something on a credit card you're taking out a quick loan from your provider. Each time you utilize your card - whether it’s to make a purchase, to withdraw cash or to transfer a balance from another card - you're viably obtaining a cash loan.

How credit rating influences card applications

When you request a credit card, the backer will carry out a credit check. In case you're judged to have a poor credit rating, the creditor may choose to turn down your application.

If you have bad credit you will not be offered the publicized rate and will rather be charged a higher rate of interest - if you're approved at all. A few credit card suppliers will offer motivations for utilizing your plastic, from cashback and gifts to support a charity that's close to your heart.

Adaptable credit

Most cards offer a 0% interest period, and even if you don't really use your credit card, having one will offer you peace of mind. They offer adaptability and convenience, permitting you to get through a money crisis or pay for more lavish things in slow monthly instalments that work with your budget.

uSwitch – Credit card

  • Loan Type Credit cards
  • Interest Rate from 18.9%

Benefits of uSwitch

  • Quickly compare credit card deals
  • 0% transfer balance
  • Get a credit card with a bad credit history
  • Applying is free

 uSwitch is all about helping you find great deals and saving!

If you're looking for a credit card you're probably drowning in the mounds of financial providers and products available.

USwitch will help you find and compare the top credit cards and deals on the market using our simple comparison tables.

If you're looking for 0% interest balance transfer credit cards, you can easily compare the UK’s top deals and longest interest-free periods, if you're looking for a credit builder credit card then you can use uSwitch to compare the various APR’s to find the credit card that gives you the best deal.  

0% interest on balance transfer credit cards on uSwitch

We list our credit cards based on their popularity, so if a specific card is getting a lot of hits it will appear at the top of our comparison table and you’ll get to review these first. This method helps you find the hottest deals fast and also allows you to compare the top deals without having to go through the deals that are less-than-fantastic.

A 0% interest on balance transfer card is a great way to combine other credit card and store card debts into one 0% interest card - sort of like a debt consolidation loan would. If you want to repay the balance over a longer period of time then you need a credit card that offers the longest 0% interest period. It’s also important to note the interest rate you’ll be paying once the 0% deal is over as this will help you compare.

Find and compare

If you're looking to do some shopping, a 0% interest on purchases credit card is simply the most affordable way to do it. You can compare hundreds of 0% interest purchase cards on uSwitch starting from the UK’s most popular ones to those that perhaps offer less popular benefits.

In addition to comparing the interest-free periods on the various cards, uSwitch allows you to view other important features and benefits of credit cards in a very simple way. This will allow you to look beyond the obvious and find a credit card that is best suited to your needs and offers great rewards.

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uSwitch is a trusted & reliable provider of credit cards

In our review, uSwitch adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

uSwitch is a registered credit provider in UK: FSA 312850

Customer Reviews & Testimonials

August 2019

I couldn’t recommend uSwitch enough. Your help is much appreciated.

Megan S
— Bradford —

June 2019

uSwitch allowed me to be in control by making it easy for me to see which lender could offer me the credit card option I was looking for.

Coleen M
— Salisbury —

uSwitch Contact

Physical Address

  • The Cooperage 5 Copper Row London Greater London SE1 2LH United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 21:00
  • Tuesday 08:00 – 21:00
  • Wednesday 08:00 – 21:00
  • Thursday 08:00 – 21:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 18:00
  • Sunday 10:00 – 16:00