Rating based on 50 reviews


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Author TotallyMoney. Screenshot of TotallyMoney website.
[Accessed March 25, 2020]

About TotallyMoney

Get a credit card from a company that simplifies credit.

When it comes to credit Totally Money understands it completely. Putting things into simple, understandable terms regarding credit cards is what they do best. They are all about helping you to help yourself. By giving you free access to their app whether you apply for anything or not, they are always there.

Checking your credit score for free

These days there is nothing free in the true sense of the word. With Totally Money you can believe it when they say it's free. You can get access to check your credit score and more, totally free. By giving people access to their app for free they also help you with useful tips and advice to better your credit score.

Credit cards that reward you

With the many credit card options, they have to offer, you are indeed spoiled for choice. Each credit card deal comes with benefits and rewards of its own. Some of these rewards include things like 0% on purchases as well as 0% on balance transfers for the first 12 months. With credit card deals like these, it's hard to resist.

Bad credit is no problem with Totally Money

Having bad credit does not always mean that you have defaulted previously. There are cases where you just have no history of borrowing in the past. A credit card from Totally Money aims to help you build a strong credit history. This is often a better option to borrow than getting a payday loan.

TotallyMoney Services

Being able to help people to get a credit card is what Totally Money does but they are continuously striving to do it responsibly.

By helping people obtain a credit card and assisting them to manage it well, they are taking care of the financial future of their customers. Having a great credit score is what they want to achieve for all their customers.

A credit card that rewards you

Just like teaching a child that there is a reward for good behavior, Totally Money rewards their customers for keeping their credit health in check. With each one of their credit card offers come a different set of rewards for you to choose from. Whether you are in good or poor wealth currently, they have a credit card option for you with rewards.

Check eligibility before you apply

At Totally Money there is a very strong feeling towards encouraging good credit health. With this in mind, they have made their app available for free. When you want to apply for a credit card with them, you can check if you will qualify, for free, without having any effect on your current credit score.

Find the perfect loan for any occasion

If you require a personal loan, Totally Money can assist you with that too. You can compare loans and choose the loan with the lowest rate. They also have an easy-to-use loan calculator that you can use to give them a better picture of what your needs and capabilities are. 

TotallyMoney – Credit card

  • Loan Type Credit cards

Benefits of TotallyMoney

  • Check approval before applying
  • Applying won't impact your credit score
  • Get an instant response on your application
  • Quickly compare many credit card deals

Get pre-approved for the credit card of your choice with TotallyMoney

When it’s a credit card you need for whatever reason, go with a group that cares about your financial well-being in every way.

Totally Money's main objective is to better the financial health of all their customers. With a group like them behind you, you know you are in good hands.

Check your eligibility first

  • You need to be 18 years old or older.
  • A permanent address in the UK for the last three years is a must.
  • Your income needs to be £7,500 per year or more.
  • There have been no judgments or bankruptcy declarations against you for the past 6 years.

Now that you have all the above boxes checked you can move on to the next step in your credit card application process.

Getting pre-approval on your credit card

To get pre-approval for a credit card works much like a pre-approval for a home loan. You provide Totally Money with all the necessary information required and they review your application. By doing this you will be sure of what you qualify for even before you apply for your credit card.

Step one

Once you have pre-approval the credit card application process is quick and easy. You have already given them all the information and supporting documents they need.

Step two

You will now be presented with all the options available to you. You can browse through them and choose the one that best suits your needs.

Step three

As soon as you have made a choice you will sign the necessary documentation and you will be the owner of a brand new low-interest credit card

Some reasons to get a credit card from Totally Money

  • They offer free credit reports.
  • Their app is free to use forever.
  • There are many credit card options to choose from.
  • You can check eligibility before you apply.
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TotallyMoney is a trusted & reliable provider of credit cards

In our review, TotallyMoney adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

TotallyMoney is a registered credit provider in UK: FSA 511936

Customer Reviews & Testimonials

September 2021

When I decided to apply for a credit card I didn't know where to begin. A friend told me about Totally Money and I applied with them. They handled everything so professionally and I got my credit...

Caleb S
— Edinburgh —

September 2021

I had such a struggle to get a credit card from a mainstream bank. I took a chance with Totally Money and they assisted me in everything. They gave me valuable advice on making my credit score be...

Sarah J
— Belfast —

September 2021

I applied for a credit card from Totally Money and was amazed at how easy it was. They presented me with a few options and the benefits of each one were amazing. They truly do care for the financ...

Christopher D
— Sheffield —

TotallyMoney Contact

Contact Number

  • not available



Physical Address

Postal Address

  • Churchill House 142-146 Old Street London EC1V 9BW, United Kingdom

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed