The Co-operative Bank
- No annual fees
- 56 days interest-free
- Low-interest starting from 6.9%
[Accessed March 25, 2020]
About The Co-operative Bank
Choose a credit card from a bank that chooses you
The Co-operative Bank was founded in 1872 as the original ethical bank. Ever since their establishment, they have evolved around their customers' views and opinions. They continuously support their local communities and always treat their customers fairly and honestly. This applies to all the services and products they offer including credit cards.
Sustainability is at the top of their agenda
With their Ethical Policy evolving around their customers for over 25 years, they have been able to meet their sustainability goals throughout. The Co-operative Bank makes a sustainable difference to the environment as well as the communities that they live in. Being with their customers for the long haul makes them different from the rest.
Get a credit card from a great company
In 2020 alone there were many proud moments. With almost £100,000 donated to local community projects, pride does not begin to describe their achievement. Through their products, including credit cards their customers have donated over £1m to their chosen charities since 2016. Another great achievement is that they have reached their set target of gender equality in the workplace and now employ 42% of women in their bank.
The Co-operative Bank is proud of their roots
Brought afoot from the co-operative movement more than 145 years ago, they are still the only UK high street bank that uses customer views for an ethical policy. It is a well-known fact that your money is in safe hands and you can be sure that it won't be used for anything you don't believe in.
The Co-operative Bank Services
Now and then everybody needs that little push in the right direction.
This might be in the form of a personal loan, a mortgage for your very first home, a student loan, or in this case, a credit card. Having a credit card can oftentimes help you out of those tight spots you might find yourself in. By managing a credit card the right way, you also grow a healthy credit score.
Get a credit card
Having a credit card is not only good for those trying times but also comes with its benefits and rewards. Credit cards not only offer rewards but also protection and convenience on the go. The convenience of having money available at any time without actually having money is probably the most attractive reason for a credit card.
Credit card from The Co-operative Bank
Aside from having access to funds when you need them, a credit card can come as a neat and handy package. With credit card deals from The Co-operative Bank, there are a few attractive benefits. With the first package, there is 0% interest on balance transfers for two years. Some credit cards offer a fixed rate for 3 years. The point is that you can choose.
Useful services from The Co-operative Bank
Offering their customers ethical and transparent service is what they do best. This is no different when it comes to their loans. You get great rates on their loans, you can also check if you qualify before you apply. With them, you can get a loan decision in minutes.
The Co-operative Bank – Credit card
- Loan Type Credit cards
- Interest Rate 6.9 – 25.9% p/a
Benefits of The Co-operative Bank
- No annual fees
- No balance transfer fees
- Share benefits with one additional family member
- 56 days interest-free purchases
Get a realiable and affordable credit card from the Co-operative Bank
When life gets tough, the tough turn to The Co-operative Bank.
With strong ethical values and by putting their customers first, always, you know you have a great team on your side. Getting a credit card does not have to be dreadful. Enquire from The Co-operative Bank today and see how easy it is.
Eligibility check for your credit card
- The required age is 18 or older.
- You need to be a UK resident.
- Earning a minimum of £10,000 a year will get you eligible.
- For at least 1 month you need to have a Co-operative Bank or Smile current account.
- You should either be employed full-time, part-time, retired, or self-employed
Documents that you need on-hand
- Statements of your monthly income as well as expenses.
- Addresses for the past three years.
- Have on-hand your main bank account number and sort code.
Now that you know exactly what you need to apply for your credit card, you can go ahead and start your online credit card application.
Your online application will require you to complete sections about you, your money, and your banking details. You need to complete all the required fields in the application. After you have completed your credit card application you can check to make sure everything is correct and submit it.
Once everything is submitted they will review your application and be in touch with you shortly. You are now done with your application and will soon be able to use your brand-new credit card.
Benefits of The Co-operative Bank credit card
- Each package has its own set of rewards.
- You can apply easily and conveniently online.
- There are no balance transfer fees.
- There are no annual fees.
The Co-operative Bank is a trusted & reliable provider of credit cards
In our review, The Co-operative Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.
The Co-operative Bank is a registered credit provider in UK: FSA 121885
Customer Reviews & Testimonials
I thought that getting a credit card meant mountains of paperwork and days of waiting. Much to my surprise, The Co-operative Bank had none of these. The application was quick and easy. I am recom...
— Belfast —
With my credit card from The Co-operative Bank, I was not only able to be ready for those unforeseen circumstances but also managed to build a good credit score. This has been beneficial for me i...
— Swansea —
Sometimes having a credit card is a good thing. In my case, it was as it taught me to manage my money better. The entire application process was so easy and I am glad to be part of a bank with st...
— Oxford —