Post Office

Post Office – Credit Cards
image of Post Office
image of Post Office

About – Post Office

We offer the best range of credit cards on the market. The truth of the matter is that we get countless of hits on our site on account of the valuable, instructive and news worthy information there.

Our objective at Post Office is to engage people with the data they require by means of articles and information. We realize that a decent customer is one who is informed.

This is the reason you'll discover interesting and smart articles which are composed by specialists on:

  • Personal finance: You'll get exhortation and tips from our masters on every personal finance related product including payday loan, short term credit, home loans and more. For example you'll figure out why you have a bad credit score or how to guarantee that your identity is protected on the web.
  • Business: You'll find information on the condition of business in the UK. You can find information on business loans and a variety of financial products that can be used by business owners to boost their productivity. 
  • Taxes: You shoudn't be ill-equipped when recording your assessments. Our specialists will help to keep you decently educated of the most recent alterations to assessment laws furthermore offer cash saving guidance, and additionally, what could be possible to fit the bill for tax reductions.
  • Employment: The brunt of the vast majority's issues stems predominantly from a poor wellspring of personal income. We will help you guarantee that your resume is prepared to land the position you require.
  • Real Estate: here you will look into home loans and different worries that prospective homeowners have.
  • Technology: This segment contains the most cutting-edge news about the financial industry.

We are financial specialists, here for you and your family when you need us, contact us today.

Services – Post Office

Credit cards are the no-fuss money alternative. They're additionally an accommodating tool in terms of dealing with cash emergencies, however, the favorable circumstances of credit cards go a long way further than convenience.

Use it to stay on top of your regular spending

Your credit card can help you stay informed concerning your costs. Spare your receipts and check them against your month to month budget. Advise your credit card company immediately on the off chance that you recognize any mistakes. In the event that your credit card is missing or in the event that you recognize suspicious charges, call the number on your card quickly. As a rule, you won't be considered responsible of any charges if your card or account number has been stolen.

Automatic Updates and Notifications 

In the event that you have online access to your account and your credit card guarantor offers discretionary security cautions, sign up to be automatically informed of any strange action on your account. Numerous credit card companies offer installment due date updates. Sign up for these updates to abstain from being charged a late charge.

Purchase Insurance or Protection 

Check with your credit card guarantor about fraud assurance. Some credit cards give security on the off chance that you purchase stock that ends up being faulty.

Use it to rebuild your credit history

 By utilizing your credit card frequently and making your regularly scheduled installments on time, you can assemble a strong credit history that tells potential lenders you can be trusted. It also spares you the need to pay interest on other forms of credit such as payday loans - which are expensive. 


Summary of Services

  • Credit Card
  • Quick Personal Loans
  • Online Debt Consolidation Loan
  • Payday Loans Online
  • Bad Credit Loans


Get a Credit Card from Post Office Money

Post Office Money is a credit broker for the Bank of Ireland UK and offers three credit card products that bring you balance transfer benefits, purchase benefits or overseas spending benefits. To apply for a credit card from Post Office Money you must be aged over 18 and be a resident of the UK. In order to maintain your promotional rates you must make the minimum required payments and stay within your credit limit. The rates that you will be offered will depend on your own personal status and may therefore differ from our promotional offers.

Post Office Money’s Matched Credit Card

  • 0% interest on all purchases for 27 months made within 3 months of opening the account
  • 0% interest on all balance transfers for 16 months at a fee of 2.98%
  • Representative 18.9% APR
  • Cash advances at a Representative 27.9% APR
  • No annual fees
  • £500 minimum credit limit
  • 2.5% cash handling fee
  • 2.99% for all non-sterling transactions
  • £12 late payment fee, over credit limit and returned or unpaid debt or cheque
  • Purchase protection included at no charge

Post Office Money’s Platinum Credit Card

  • 0% interest on all purchases for 18 months made within 3 months of opening the account
  • Representative 17.8% APR
  • Cash advances at a Representative 27.9% APR
  • No annual fees
  • No fees on purchases made abroad
  • £500 minimum credit limit
  • Maximum credit limit is subject to personal status
  • 2.5% cash handling fee
  • 2.98% handling fee for balance transfers
  • £12 late payment fee, over credit limit and returned or unpaid debt or cheque
  • Purchase protection included at no charge

Post Office Money’s Balance Transfer Credit Card

  • 0% interest on all balance transfers made within 90 days of opening account for 37 months with an initial 2.98% fee
  • 0% interest on all purchases made within 3 months of opening the account
  • Representative 18.9% APR
  • Cash advances at a Representative 27.9% APR
  • No annual fees
  • No fees on purchases made abroad
  • £500 minimum credit limit
  • Maximum credit limit is subject to personal status
  • 2.5% cash handling fee
  • 2.98% handling fee for balance transfers
  • £12 late payment fee, over credit limit and returned or unpaid debt or cheque

Contact Details

45 London Wall
London
Greater London
United Kingdom

Phone: 0845607 6500 / 0345 611 2970

Fax: 0345722 3355

Email: polcustomercare@royalmail.com

Opening Hours