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Post Office

image of Post Office
image of Post Office

About – Post Office

We offer the best range of credit cards on the market.

Our objective at the Post Office is to engage people with the data they require by means of articles and information. We realize that a decent customer is one who is informed.

Discover smart articles by specialists on:

  • Personal finance: You'll get exhortation and tips from our masters on every personal finance related product including a payday loan, short term credit, home loans and more. For example, you'll figure out why you have a bad credit score or how to guarantee that your identity is protected on the web.
  • Business: You'll find information on the condition of business in the UK. You can find information on business loans and a variety of financial products that can be used by business owners to boost their productivity. 
  • Taxes: You shouldn't be ill-equipped when recording your assessments. Our specialists will help to keep you decently educated of the most recent alterations to assessment laws furthermore offer cash saving guidance, and additionally, what could be possible to fit the bill for tax reductions.
  • Employment: The brunt of the vast majority's issues stems predominantly from a poor wellspring of personal income. We will help you guarantee that your resume is prepared to land the position you require.
  • Real Estate: here you will look into home loans and different worries that prospective homeowners have.
  • Technology: This segment contains the most cutting-edge news about the financial industry.

Services – Post Office

Credit cards are the no-fuss money alternative.

They're additionally an accommodating tool in terms of dealing with cash emergencies, however, the favourable circumstances of credit cards go a long way further than convenience.

Stay on top of your regular spending

Your credit card can help you stay informed concerning your costs. Spare your receipts and check. As a rule, you won't be considered responsible for any charges if your card or account number has been stolen.

Automatic updates and notifications

In the event that you have online access to your account and your credit card guarantor offers discretionary security cautions, sign up to be automatically informed of any strange activity on your account. Numerous credit card companies offer instalment due date updates. Sign up for these updates to abstain from being charged a late charge.

Purchase insurance or protection

Some credit cards give security on the off chance that you purchase a stock that ends up being faulty. By utilizing your credit card frequently and making your regularly scheduled instalments on time, you can assemble a strong credit history that tells potential lenders you can be trusted. It also spares you the need to pay interest on other forms of credit such as payday loans - which are expensive.


Summary of Services

  • CREDIT Card
  • PERSONAL Loans
  • CAR Loans
  • STUDENT Loans


Get a reliable and affordable credit card from Post Office Money

Post Office Money is a credit broker for the Bank of Ireland UK and offers three credit card products that bring you to balance transfer benefits, purchase benefits or overseas spending benefits.

To apply for a credit card from Post Office Money you must be aged over 18 and be a resident of the UK. In order to maintain your promotional rates, you must make the minimum required payments and stay within your credit limit. The rates that you will be offered will depend on your own personal status and may, therefore, differ from our promotional offers.

Post Office Money’s matched credit card

  • 0% interest on all purchases for 27 months made within 3 months of opening the account
  • 0% interest on all balance transfers for 16 months at a fee of 2.98%
  • Representative 18.9% APR
  • Cash advances at a Representative 27.9% APR
  • No annual fees
  • £500 minimum credit limit
  • 2.5% cash handling fee
  • 2.99% for all non-sterling transactions
  • £12 late payment fee, over the credit limit and returned or unpaid debit or cheque
  • Purchase protection included at no charge

Post Office Money’s Platinum Credit Card

  • 0% interest on all purchases for 18 months made within 3 months of opening the account
  • Representative 17.8% APR
  • Cash advances at a Representative 27.9% APR
  • No annual fees
  • No fees on purchases made abroad
  • £500 minimum credit limit
  • The maximum credit limit is subject to personal status
  • 2.5% cash handling fee
  • 2.98% handling fee for balance transfers
  • £12 late payment fee, over the credit limit and returned or unpaid debt or cheque
  • Purchase protection included at no charge

Post Office Money’s Balance Transfer Credit Card

  • 0% interest on all balance transfers made within 90 days of opening account for 37 months with an initial 2.98% fee
  • 0% interest on all purchases made within 3 months of opening the account
  • Representative 18.9% APR
  • Cash advances at a Representative 27.9% APR
  • No annual fees
  • No fees on purchases made abroad
  • £500 minimum credit limit
  • Maximum credit limit is subject to personal status
  • 2.5% cash handling fee
  • 2.98% handling fee for balance transfers
  • £12 late payment fee, over the credit limit and returned or unpaid debt or cheque

Customer Reviews & Testimonials

June 2019

When I called the call centre to help me with a query regarding my credit card, the woman who helped me was very welcoming. I’d like to thank you for your kind staff.

Ian H
— Bristol —

September 2019

I would describe their service as being efficient and friendly.

Lisa B
— London —

 Contact Details

45 London Wall, London, Greater London, EC2M 5TE, United Kingdom
Ph: 0845607 6500 / 0345 611 2970
Fx: 0345722 3355
Em: polcustomercare@royalmail.com

 Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:30 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed