Rating based on 26 reviews

Post Office Credit Card

  • 60 second decision
  • 24/7 support
  • Low-interest starting from 17.8%

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Author Post Office.. Screenshot of Post Office. website.
[Accessed September 8, 2021]

About Post Office.

There are many reasons to get a credit card and The Post Office will help you.

People obtain credit cards for various reasons. It might be for stretching the cost of a big purchase out over several installments.

Some people are only starting to establish a credit record and for that purpose, a credit card is a great start. Another reason is that you might have run into some financial trouble. Applying for a credit card is the easiest way to rectify your credit record.

The purpose of The Post Office

With over 11,500 branches all over the UK, The Post Office is a business on which people rely weekly. Being a commercial business serving a social purpose, they serve the UK population daily to create a better future for all. The Post Office boasts a significant online network apart from all the established branches supplying people with much more than credit cards.

Manage your credit card online

The Post Office believes in keeping things as simple and convenient as possible. That’s why they created a user-friendly app for you to easily manage your credit card. They will provide you with a six-digit pin that will get you logged in.

About The Post Office

Did you know that The Post Office operates 66 intelligent letter sorting machines? These machines were installed in the late 1980s and early 1990s to improve the speed and efficacy of sorting and delivering mail. These machines process more than 36,000 items per hour.

Post Office. Services

Offering more than 170 different services and products it's fair to say that The Post Office is your go-to for many things.

They offer credit cards and their services include government services, mortgages, broadband, travel insurance, and savings. With each person in the UK living no more than 3 miles from a branch, they have you covered.

Know if you qualify before applying

So you are in search of a credit card but don't know if you will be eligible for one. With The Post Office, there is a very handy QuickCheck function that was designed to find out if you qualify before you apply. Being able to do a check that does not affect your credit score will give you the confidence to apply for your credit card without worry.

What having a credit card means

If managed correctly, a credit card is a very useful tool to have. Having access to credit means you can pay for services or purchase goods when you need them. You will then pay off the amount over time. Credit is available in the form of home loans, overdrafts, and credit cards. Maintaining a healthy credit score means that you pay your credit card and other debts on time.

Life cover offers from The Post Office

Having life cover is one of the most important forms of insurance you can get. Knowing that your family is taken care of when you are no longer around is a comforting thought. Life cover is one of the many services on offer at The Post Office. Enquire from them today and set your mind at ease.

Post Office. – Credit card

  • Loan Type Credit cards
  • Interest Rate 17.827.9% p/a

Benefits of Post Office.

  • No annual fees
  • No fees on purchases made abroad
  • Balance transfers
  • 24/7 customer support

Get a reliable and affordable credit card from Post Office Money

Now and then we all need a little help.

With The Post Office, help is less than 3 miles away. You can apply for a credit card from The Post Office online or at one of their many branches without any hassle.

Check your eligibility first

You have decided that a credit card is a solution to your current financial situation and you are now ready to apply. Before you do that you can make use of their very useful eligibility checker. Simply hit the eligibility check button under their credit card section and you will be directed to the right page. 

The eligibility checker from The Post Office is safe to use by not affecting your credit score at all. They promise to have an answer within 60 seconds and you will have the confidence that you are 100% eligible before you apply.

What you will need before you apply

  • Details of your address for the last 2 years that are up to date.
  • Information about your employment.
  • You will have to provide proof of your income.
  • All information regarding and other credit cards you will use for transferring.

Step one

You can go onto The Post Office website and direct yourself to the credit card section under banking and bills. From there you will be able to use the eligibility checker to see if you qualify for a credit card.

Step two

If you are eligible they will tell you right away. You are now ready to proceed to the credit card application page. Here you will enter all relevant details in full. Also, submit all relevant documentation.

Step three

Once your credit card application has been processed and accepted it will take 7 - 10 business days for you to receive your brand new credit card. They will send you your PIN first followed by your credit card

Benefits of a Post Office credit card

  • The Post Office offers an easy online credit card
  • There is a free credit card eligibility checker you can use.
  • Credit card support is there for you 24/7.
  • You can get a credit card decision within 60 seconds.
man holding thumbs up

Post Office. is a trusted & reliable provider of credit cards

In our review, Post Office. adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Post Office. is a registered credit provider in UK: FSA 630318

Customer Reviews & Testimonials

December 2021

I was amazed at how easy it was to apply for a credit card from The Post Office online. Everything was explained in detail and the eligibility checker gave me an answer in 1 minute. I am recommen...

Sarah B
— Leeds —

March 2021

Sometimes people think that getting a credit card is a complicated task and they often keep putting it off for later. The Post Office went the extra mile to think of everything to simplify everyt...

Elizabeth D
— Bath —

August 2021

When I finally decided to get my very first credit card I did a lot of research. With the great deals, The Post office has to offer the decision was not a hard one to make. The application was su...

John A
— Lancaster —

Post Office. Contact

Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:30 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed