Rating based on 29 reviews

Nationwide Credit Card


  • Flexible credit cards
  • Interest free cards
  • Low-interest starting from 17.9%

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Nationwide homepage

Author Nationwide. Screenshot of Nationwide website. [Accessed September 8, 2021]

About Nationwide

Our solid confidence in open and genuine communication helps us meet the ever-changing needs of our customers quickly and ahead of our competitors.

We offer a range of great products and services from quick cash loans to 0% interest credit cards - we have a credit solution that will suit you! We have a range of the best credit card arrangements to help you take advantage of the benefits and features they provide.

Service to our customers

Our clients are the reason for our success, so we ought to treat them that way. Offering our clients the credit products they need at low costs and giving them 24-hour support are only two of the ways that we make our customers happy. We additionally serve our clients by constantly striving to discover better approaches to surpass their needs and expectations of us.

Brand new innovations that take you further

Through the years, we have established a report with our clients, which demonstrates our notoriety for providing first-rate quality service, convenient and manageable arrangements and fantastic rates. We are pleased with our all-inclusive service offerings and our inventive methods for conceiving brand new ideas. We source the best financial items for our clients, with simple terms and affordable rates.

Nationwide Services

Credit cards are necessary for a wide range of modern applications including making a hotel or plane reservation or, to lease a car.

In addition, a credit card allows you to make online purchases and utilize the most modern technological applications. Mindful utilization of a credit card can build a decent credit rating, too, denoting the consumer as qualified to apply for a home loan.

Paying off debts - interest-free

Do you have to clear many high-interest debts? If so, utilizing a balance transfer card may help you do so at 0% interest - you could pay off store card debt and spread the cost over a number of months making it much more affordable. On the other hand credit cards offer you the opportunity to gather points and cashback rewards for your everyday spending - and who doesn't like getting a little extra back?

Get a credit card from Nationwide

We have two distinct credit cards available for customers to choose from - one for existing Nationwide customers and another for new customers. We offer great 0% interest on purchases and on balance transfers introductory offers.

Nationwide – Credit card

  • Loan Type Credit cards
  • Interest Rate from 17.9%

Benefits of Nationwide

  • Use your credit card abroad
  • Get access to exclusive rewards
  • No annual fees
  • Manage your account online

Get a credit card from Nationwide, you can apply online quickly

Whether you're a new or existing customer with Nationwide you can apply for an affordable 0% interest credit card with us.

We offer two credit cards, one for new customers and one for customers who have a current account with Nationwide. With a credit card from Nationwide, you can benefit from our 12-month interest-free promotional offers for both balance transfers and purchases and save! All our introductory offers take effect once the credit card has been approved and you can benefit from our market-crushing Representative 15.9% APR.

Nationwide’s select credit card – Available to existing customers only

  • £25 reward if you spend £25 or more within the first 60 days
  • Representative 15.9% APR based on a credit limit of £1,200
  • 0% interest on balance transfers for 12 months
  • No balance transfer fee for up to 3 months
  • 0% interest on purchases for 12 months
  • Earn 0.5% cashback on all purchases
  • Use your credit card abroad
  • Get access to exclusive rewards with Nationwide’s Simply Rewards programme
  • No annual fees
  • Apple Pay
  • Manage your account online

Nationwide’s credit card – available to new customers

  • Representative 17.9% APR based on a credit limit of £1,200
  • 0% interest on balance transfers for 12 months
  • No balance transfer fee for up to 3 months after which a rate of 2.4% will apply
  • 0% interest on purchases for 12 months
  • Use your credit card abroad
  • Manage your account online
  • No annual fees
  • Apple Pay

Requirements for applying for a credit card from Nationwide

You can apply for a credit card online in as little as just 10 minutes and we will provide you with a personalized quotation that won’t affect your credit score! In order for us to process your credit card application once you’ve accepted this quotation, we will need to run a credit check on you which will appear on your credit report and may affect your ability to apply for credit elsewhere for a certain period of time. You should be at least 18 years old, have proof of address and income available when making your application.

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Nationwide is a trusted & reliable provider of credit cards

In our review, Nationwide adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Nationwide is a registered credit provider in the UK; FCA number 106078

Customer Reviews & Testimonials

September 2019

When I lost my credit card and called to report it, they were so understanding and helped me right away to get a new one. That kind of customer care is exceptional!

Garry L
— Bath —

Nationwide Contact

Contact Number


  • not available


Physical Address

Postal Address

  • Nationwide Building Society NW 2020, Swindon, SN38 1NW, United Kingdom

Opening Hours

  • Monday 10:00 – 14:00
  • Tuesday 10:00 – 14:00
  • Wednesday 10:00 – 14:00
  • Thursday 10:00 – 14:00
  • Friday 10:00 – 14:00
  • Saturday – Closed
  • Sunday – Closed