Rating based on 59 reviews

MBNA Credit Card


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  • Apply 100% online
  • Low-interest starting from 18.9%

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Author MBNA. Screenshot of MBNA website. [Accessed September 8, 2021]

About MBNA

We intend to be sufficiently equiped to furnish you with competitive financial services, whilst still providing the personal service which credit unions are renowned for.

We offer one of the biggest credit card ranges in the UK - offering people a product that not only suits their pocket but also their lifestyle and the causes that they hold dear to their hearts.

We invest profits back into you!

Not at all like banks which make profits from their clients which come back to their stakeholders as profits, we use any profits to improve our credit products and services.

We pass on our potential profits to our members through lower loan rates and low fees.

Our 10 key guarantees to you

  • We will be reasonable and moral in our dealings with you
  • We will concentrate on serving our members well and responsibly
  • We will provide for you clear data about our items and services
  • We will be dependable lenders
  • We will convey high client administration and gauges
  • We will bargain reasonably with any complaints
  • We will perceive part rights as holders
  • We will comply with our lawful and industry commitments
  • We will perceive our effect on the more extensive community
  • We will help and advance this Code of Practice.

We offer credit cards to suit all of the above needs - so don't delay get an MBNA card today!

MBNA Services

MBNA is here to help you make the right decision when choosing a credit card.

The main inquiry to be addressed is the way you plan to utilize the card - we offer 0% interest cards for those who want to use their card to make everyday purchases and 0% balance transfer cards for those who wish to clear up debt in a cost-effective manner.

Know your own intentions and needs

Is it accurate to say that you are the sort of individual who will pay off the card consistently without coming up short, or do you expect to carry a balance from month to month? This is important since any balances that are carried over past the 0% introductory period will be subject to interest.

Important things to consider:

  • If you're going to fork out the required funds consistently, then the interest rate doesn't generally make a difference to you. Search for a card with no yearly fees and a more extended 0% interest period so you don't get hit with a nasty interest charge
  • if you're going to carry a balance past the introductory period, you need the most minimal conceivable interest rate and a low introductory rate
  • if this will be your go-to-card for a large portion of what you purchase, look for a card that offers an extended introductory rate and many cashback and reward programs
  • if it's just going to be utilized for crises, strive for a no-nonsense credit card with a low-interest rate and low fees

Contact us today to find the right card for you!

MBNA – Credit card

  • Loan Type Credit cards
  • Interest Rate from 18.9%

Benefits of MBNA

  • Rewards credit cards
  • Low rate credit cards
  • Credit building credit cards

Get a credit card that suits your needs at MBNA

With one of the most extensive credit card ranges in the UK, MBNA offers customers credit cards that meet their specific requirements, wants and lifestyles.

From our great balance transfer credit cards to our football credit cards, we can offer you rates and offers that you simply can’t find anywhere else!

MBNA offers credit cards in the following major categories:

  • Balance transfer credit cards: MBNA’s balance transfer offer credit card; 0% interest for balance transfers with a 2.98% fee for 39 months and a 20.9% rate thereafter, 18.9% Representative APR, check eligibility without affecting your credit score, Apple PayTM, add 3 loved ones to share the benefits
  • Purchase credit cards: MBNA’s all-round credit card; 0% interest and 1.50% handling fee on all balance transfers for 20 months, 0% interest on purchases for 20 months after a rate of 18.9% will apply, Apple PayTM, add 3 loved ones to share the benefits
  • Football credit cards: Arsenal Credit Card, Chelsea Credit Card, Liverpool FC Rewards Credit Card, Manchester United Credit Card, Tottenham Hotspur Credit Card, Aston Villa Credit Card, West Ham Credit Card, Rangers Credit Card available, earn reward points and redeem for club merchandise, 0% interest on purchases for 3 months, 0% interest on balance and money transfers for 24 months, check your eligibility before you apply without damaging your credit score
  • Charity credit cards: British Heart Foundation Credit Card; support the BRITISH Heart Foundation at no cost to you, 0% interest on purchases for 3 months and a 18.9% standard rate thereafter, 0% interest on balance and money transfers for 24 months at a 2.99% fee, check your eligibility before you apply without damaging your credit score, Apple PayTM, add 3 loved ones to share the benefits
  • Airline credit cards: Emirates Skywards Elite Credit Card; 10,000 Skywards Miles promotional offer, 0% interest on balance and money transfers for 6 months after which a 22.9% rate is applicable, 0% interest rate on Emirates flights for 12 months, annual fee of £150, Apple PayTM, add 3 loved ones to share the benefits
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MBNA is a trusted & reliable provider of credit cards

In our review, MBNA adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

MBNA is a registered credit provider in the UK; FCA number 204487

Customer Reviews & Testimonials

September 2019

Thank you MBNA for helping me get my first ever credit card and the process wasn’t a hassle at all.

Beth A
— Liverpool —

September 2019

My MBNA credit card is super convenient because I like to travel and I can use it in many other countries, making my life easier!

Jay J
— York —

MBNA Contact

Contact Number



Physical Address

Postal Address

  • P.O. Box 1004, Chester Business Park, Wrexham Road, Chester, CH4 9WW, United Kingdom

Opening Hours

  • not available