Rating based on 809 reviews


Lloyds Bank

image of Lloyds Bank
image of Lloyds Bank

About – Lloyds Bank

Lloyds Bank is a financial supplier with reasonable terms and moderate interest rates.

We comprehend that bad credit happens to the best of us and that a bad debt situation can be made worse when one is unable to access the short term credit they desperately need.

We offer you a solution

The Lloyds Bank offering has turned out to be a helpful and private process that is borrower well-disposed and empowers people to take care of sudden or crisis costs in a sensible and reasonable way. We offer credit building credit cards that can help people build up their credit and turn their lives around.

Easy application and affordable rates

Our fast and straightforward application procedure allows you to access the instant credit you need much faster than ever before. If you're looking for a credit card, personal loan or just about any type of credit look no further than Lloyds Bank.

Services – Lloyds Bank

With regards to attaining to a high credit score, credit cards can be a double-edged sword. Contingent on how you utilize them, you can build your score or worsen it.

While each credit scoring system has its own unique model, credit card debt will always weigh a lot. This also means that if you choose to use a credit card to rebuild your credit you can do so much faster and easier if you choose the right card and manage it well consistently

Credit Cards show lenders who they're dealing with

Credit cards weigh more vigorously on credit scores than other debt on the grounds that they give more prominent understanding into how you settle debt and gives an overview of your debt management choices. 

The credit limits

The consumer determines the extent to which they're going to use the credit limit and the extent to which they're going to repay every month, so there's that component of choice that you don't have with other forms of debt.


Summary of Services

  • CREDIT Cards
  • PERSONAL Loans
  • BUSINESS Loans
  • CAR Loans
  • HOME Loans


Apply online for a credit card from Lloyds Bank

At Lloyds Bank we believe that having a credit card is a safety net that can give you extra cash when you need it and peace of mind.

But it can also be a tool to better manage your finances, build up your credit score, save on purchases, cut out heavy interest being incurred from other cards and give you access to great deals and promotional offers. We have a range of credit cards at industry leading rates and terms; from our 0% interest on balance transfer credit card to our 0% interest on purchases credit card, we have a credit card to suit your needs.

Quick cash solutions

Lloyds Bank attempts to help the community and change the way people have been dealt with by companies with poor giving practices and high-interest rates for their loan items. Why settle for anything less than the most competitive rates on your quick cash loans and credit cards? We accept that all clients merit access to credit and loans at reasonable interest rates.

How your debt is assessed

As a rule, owning a credit card is useful for your credit score. Credit scoring systems need to realize that you can deal with distinctive sorts of debt so they search for a mix of both rotating debts (loans, for example, credit cards that are open-ended and have a variable interest rate) and portion debt (for example, car loans that are paid over at standard interims over a set time of time). Lloyds Bank supports customers with adaptable credit card arrangements, guidance and quality service.

Credit cards available at Lloyds Bank

  • Lloyds Bank’s 38-month balance transfer credit card: 0% interest on balance transfers for 38 months with a balance transfer fee of 2.65%, 0% interest on purchases for 6 months, Representative 18.94% APR, Global use at MasterCard facilities, no annual fees
  • Lloyds Bank’s 32-month balance transfer credit card: 0% interest on balance transfers for 32 months with a balance transfer fee of 1.14%, 0% interest on purchases for 6 months, Representative 18.94% APR, no annual fees
  • Lloyds Bank’s 30-month balance transfer credit card: 0% interest on balance transfers for 30 months with a balance transfer fee of 1%, 0% interest on purchases for 12 months, Representative 18.94% APR, no annual fees
  • Lloyds Bank’s 24-month balance transfer credit card: 0% interest on balance transfers for 24 months with a balance transfer fee of 2.5%, 0% interest on purchases for 24 months, Representative 18.94% APR, no annual fees
  • Lloyds Bank’s 20-month balance transfer credit card: 0% interest on balance transfers for 20 months with a balance transfer fee of 0%, 0% interest on purchases for 6 months, Representative 18.94% APR, no annual fees
  • Lloyds Bank’s Avios Rewards credit card: 0% interest on balance transfers for 30 months with a balance transfer fee of 3%, 0% interest on purchases for 12 months, Representative 18.94% APR,
  • Lloyds Bank’s Premier Avios Rewards credit card: 0% interest on balance transfers for 30 months with a balance transfer fee of 3%, 0% interest on purchases for 12 months, Representative 18.94% APR, Avios Rewards are collected 25% faster
  • Lloyds Bank’s Choice Rewards credit card: 0% interest on balance transfers for 30 months with a balance transfer fee of 3%, 0% interest on purchases for 12 months, Representative 18.94% APR, earn choice points and redeem for vouchers, cashbacks and more
  • Lloyds Bank’s Platinum Low Rate credit card: 0% balance transfer fee for 90 days, Representative 6.45 APR
  • Lloyds Bank’s Student credit card: 3% balance transfer fee for 90 days, Representative 19.94% APR

Customer Reviews & Testimonials

September 2019

The consultants are very accessible. I was able to get in touch with a consultant online who answered my questions very quickly.

Jessica G
— Canterbury —

August 2019

I love my credit card! I completely recommend Lloyds Bank if you need a credit card.

Sally L
— Leeds —

 Contact Details

185 Baker Street, London, Greater London, NW1 6XB, United Kingdom
Ph: 0345 606 2172 / 01733 347 007

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:30 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed