Capital One

Capital One – Credit Cards
image of Capital One
image of Capital One

About – Capital One

In a few ways, picking a credit card is similar to picking a bottle of wine: If you don't do any examination and simply snatch the bottle with the most alluring name, you may regret it later.

Finding a card to suit your needs

Essentially, on the off chance that you pick your credit card focused around a unique offer or only on the grounds that it’s offered by your bank, you may be in for an unpalatable surprise. There are many cards available and comparing prizes arrangements and different peculiarities is just about inconceivable, at Capital One - we've selected the best offers, rates and rewards and created credit cards that are simply the best on the market. 

We make it easy for you to compare and select a card 

That is the place Capital One comes in. We've done the hard work for you. We've perused the fine print in every cardholder understanding, invested hours on the telephone with client administration and even combed through credit card articulations to better see how they function and what kind of spenders they work best for.

To put it lightly - we've collected the best features and benefits and put them all into one card. 

The advantages of having a credit card 

In addition to having access to an instant loan the second you need it, a credit card offers you great rewards for your everyday spending and will enable you to rebuild your credit score or greatly increase it - which means you can qualify for the best promotional rates on the market for other things such as home loans and personal loans. 

Services – Capital One

Eighteen is a freeing age. You're legitimately a grown-up. You can vote. You should be applying for your student loans as you may be attending university soon, if you're not already there. Furthermore, you can get a credit card and for many that's super exciting. We offer student credit card that can help you better manage your money and simply do great things during your most financially demanding years. 

Are you ready for the benefits and responsibilities?

As avid as you may be to get your first credit card, numerous credit card companies aren't so excited to provide you with one. As opposed to putting in a few credit card applications to see who's going to endorse you, target simply a couple of companies that are known for giving credit cards to students or those who lack credit history. 

Do your research 

Being mature enough to meet all requirements for a credit card doesn't mean you're really prepared for one. You have to be sufficiently capable to charge just what you can bear the cost of and to pay your balance off consistently without delay. Getting a credit card before you're completely ready for it can be awful for your credit. Don't set yourself up for disappointment – do your research before you get one.

Ready for a credit-building card? Contact us!

In case you're prepared contact Capital One today, we will support you with all your credit card essentials. Research and understand the credit card scene for adolescents and grown-ups.

Capital One has a range of credit cards to look over. Contact us today!


Summary of Services

  • Credit Cards



Build your Credit with a Credit Card from Capital One

If you have bad credit and are looking to rebuild your credit score or lack a credit history, Capital One’s Platinum Classic Credit Card is right for you. By taking out a credit card with us and, maintaining your account by making the required minimum payments, you can rebuild your credit score over time and thereafter qualify for better products and deals. Our Classic Credit Card currently holds a Representative 34.9% APR on an assumed credit limit of £1,200 and is the perfect credit card for the job!

Features of Capital One’s Classic Credit Card

  • Representative 34.9% variable APR
  • Minimum £200 credit limit
  • Maximum £1,200 credit limit
  • Monthly interest rate 2.53%
  • Interest free for 56 days if balance is paid in full
  • No interest free period for balance transfers and cash
  • 3% balance transfer fees
  • £3 charge for statements
  • 2.75% fee for all foreign transactions (non-sterling)
  • 30.34% balance transfer charge
  • £12 late payment and overlimit charge
  • Good for people with poor or no credit 
  • Apply for credit online and get a response in 60 seconds

Eligibility requirements for this credit card: be aged 18 or over, some credit history, stable income and have no IVA’s or CCJ’s

Repair your credit score Get a Balance Plus Transfer Credit Card from Capital One

If you have a good credit rating you could be eligible for our Balance Plus credit card which offers you the lowest rate transfers and no transfer fee. You can also have a credit limit of between £2,000 and £12,000 depending on your needs and eligibility. All our products are subject to status and the rate that you're offered may differ from our promotional offers as a result.

Features of the Balance Plus Transfer Credit Card from Capital One

  • Between £2,000 and £12,000 credit limit
  • 6.9% per annum rate on balance transfers
  • Representative 19.94% APR on a credit limit of £1,200
  • No annual fee
  • 0% handling fee for balance transfers
  • Cash fee of 3%
  • £3 copy of statement charge
  • Apply for credit online and get a response in 60 seconds
  • 2.75% fee for all foreign transactions (non-sterling)
  • Overlimit penalty fee £12
  • Returned cheque penalty fee £12

Eligibility requirements for this credit card: be aged 18 or over, good credit history, stable income and have no IVA’s or CCJ’s

 

Contact Details


United Kingdom

Phone: 03444 812 812 / 08444 814 000


Postal Address

P.O. Box 5283
Nottingham
NG2 9HD
United Kingdom

Opening Hours




View Larger Map