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  • Choose a car
  • Get affordable finance
  • Drive away today

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Author Stoneacre. Screenshot of Stoneacre website.
[Accessed March 25, 2020]

About Stoneacre

Get a car loan from a family-owned business.

Founded in 1994 as a family-owned business, Stoneacre came from humble beginnings to what they are today. Stoneacre is a car dealership group that is based in the UK. The company started trading after they bought the original Stoneacre, the used-car dealership based in Scunthorpe. The original company had gone bankrupt, however.

Car loans all over the country

Stoneacre has indeed grown tremendously since 1994. With branches in more than 80 locations in the UK and representing over 20 franchises, choosing them for your car loan is an easy decision. They have a huge range of new and used vehicles and the after-sales service at Stoneacre is of the highest quality.

Car loan from Stoneacre

Searching for your new set of wheels can be a very stressful experience. There are so many options and finding what you want can mean driving around for hours. With Stoneacre there is a brand new way of getting the car of your dreams.

They have put together a website that has an online showroom. You can search for your new car and the car loan you need from the comfort of your own home.

Apply for your car loan online

Obtaining finance to pay for a car requires heaps of paperwork and usually also a visit to a branch. Not with Stoneacre. They have made it their mission to bring you easy access to the car loan you need. No more reams of paperwork and no more queuing to apply. Apply for a loan online

You can check your eligibility free of charge and get the vehicle finance deal that suits you. The application is super-easy to complete and you don’t have to wait for days to get an answer.

Stoneacre Services

With Stoneacre, convenience is taken to a whole new level.

They started a brand new way of searching for your dream car in a very convenient way. With their virtual showroom, you don't even have to leave your house. You can search over thousands of available vehicles in their online showroom.

Car loan with Stonecare

Now that you are aware of how easy and convenient it is to find your dream car from the comfort of your own home, what about the car loan?

Well, Stonacre has that part covered as well. You can get your car loan from the comfort of your home too. You can also do an eligibility check before you even apply.

Spoilt for choice with car loan options

There are different reasons for purchasing a new or used vehicle. Whatever your reason is, it's great to know that there is a vehicle finance option that's best for you. Stoneacre put together a few car loan options to choose from:

  • The Personal Contract Purchase Vehicle Finance offers you lower payments and more flexibility.
  • HP Vehicle Finance is for people that want to have full ownership after the term is over.
  • The PCH Vehicle Finance is perfect for those who regularly change vehicles.

Stoneacre car loans for students

Many mainstream banks are hesitant to give students car loans. Stoneacre has put careful consideration into this matter and came up with a perfect solution. They have a car loan specifically designed for students and young drivers. What's even better, they have also made available a car loan for young drivers with bad credit scores.

Stoneacre – Car loan

  • Loan Type Car loans

Benefits of Stoneacre

  • Access to online car valuations
  • No deposit required
  • Get vehicle finance even if you have a bad credit history

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get a bad credit car loan from Stoneacre

Getting pre-approval on a car loan gives you a clear picture of what you can start looking for in terms of price.

This makes the process so much better and cancels out any disappointment that might arise. Pre-approval on car loans also makes the purchasing process easier and faster.

Car loan eligibility

  • The first necessity is a laptop or a phone with access to the application form online.
  • You have to have a valid email address and a valid UK telephone number.
  • You will also need at least 3 years' records of address and employment details.

Meeting these simple eligibility requirements will streamline your car loan application process. At Stoneacre they are all about simplicity helping you search for your loans online.

Requirements for your car loan application

  • All details regarding your employment.
  • All details regarding your address.
  • Last but not least, your details.

As soon as you have all of these ready you can start completing your car loan application. This is a very simple process. Once Stoneacre finds that you are eligible for a car loan, your application will be reviewed for pre-approval.

Processes after approval 

Once you have completed the car finance application form, got pre-approved, and have found your dream car, you are almost at the finish line. Keeping their promise of simplification, you are now at the last step. Stoneacre will be in touch with you either by email or by phone.

This is to arrange a visit at one of their dealerships so you can see the car that you are interested in. Your finance is also already in place so there will be no mounds of paperwork to fill in.

You are now done with it all and you have signed your car loan contract in-branch when collecting your car. You are now in possession of your new wheels. Congratulations! 

Access low-cost vehicle finance in the UK

We all face a little difficulty somewhere in life. A car is a big part of everyday life and not everyone is lucky enough to buy your car cash. With all the effort that Stoneacre has put into helping everyone own a car, you will be hard-pressed to find better elsewhere. Get your car loan with a capable family business that understands.

Benefits of Stoneacre

  • You can apply for a car loan
  • Their soft credit search will not affect your current credit rating.
  • The car loan application is quick and easy.
  • They have different car loan options available.

Customer Reviews & Testimonials

May 2021

One thing is for sure, Stoneacre delivers outstanding service and values. Everything regarding the purchase of our new vehicle went so well and they treated us like royalty. They are indeed the g...

Brittany D
— York —

August 2021

Being a student made it difficult for me to get a car loan from mainstream banks. I was about to give up when a friend referred me to Stoneacre. I had a very pleasant experience and their service...

Caleb A
— Leeds —

September 2021

Getting a car loan from Stoneacre was the easiest thing we have ever done. The whole process was simple, straightforward. We got a great car and an even better deal and we are recommending them t...

Sophia S
— Southampton —

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