Rating based on 30 reviews



  • Choose a car
  • Get affordable finance
  • Drive away today

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Stoneacre homepage

Author Stoneacre. Screenshot of Stoneacre website. [Accessed March 25, 2020]

About Stoneacre

When life and finances come together, things run a lot smoother. At Stoneacre, make it easy for you to get finance when you need it.

We have everything you need to get your vehicle finance in order, but, most importantly, we have something you won’t find anywhere else - complete interest in you and your financial future.

An extensive nationwide network

With experience in the industry exceeding a decade, and over 1500 employees, passionate about what they do, we are profoundly top of our class. With a national footprint of 29 dealerships strategically placed around England and Wales, and our headquarters located in Thorne, Doncaster, we have you covered from all angles.

Where life and finance come together

We don’t answer to shareholders, and we don’t mess around air-filled slogans and un-backed guarantees. We aim to get you the right car finance that we believe will help you now and in the future. This is what makes Stoneacre's the place where life and finance merge together beautifully.

Stay up-to-date with the latest trends in the auto industry

Keeping our valued customers informed at all times of the latest trends and best deals in car finance, Stonacre is continuously evolving to suit the ever-changing car industry. In today's fast-paced world, a vehicle is not a luxury but a necessity. Yet other expenses and plans in life take priority and the dream of owning a car takes a back seat, especially when we haven’t got finance.

Whether as a comfortable and dependable means of transport or as a status symbol in society, we believe you deserve to own a vehicle and strive to help you get it even if you're fresh out of college or struggling with bad debt. Contact us today to see how we can help you make life so much better.

Stoneacre Services

You discovered the right vehicle, now you need the right loan.

You need an incredibly low rate, a monthly instalment that fits your budget and a basic application process.

Not all vehicle loans are made the same

The procedure, paperwork, required supporting documentation and terms can change a considerable amount. Also, financial regulations are changing all the time and this creates a confusing environment for vehicle purchasers looking for car finance.

We will work to find a solution for you

At Stoneacre our finance experts disentangle a confusing procedure. We will have to get some information about your personal financial circumstances, budgets, time periods, and after that, we will impart all the alternatives our company offers.

Whether your credit history is immaculate, wounded, or you've been bankrupt or had CCJ's -  we can likely discover a financial arrangement that meets your individual needs and circumstances.

Find a car and a car loan with Stoneacre

If you are searching for a vehicle and vehicle finance - Stoneacre has the infrastructure, the staff and the services to offer you the best deals on the market.

You can get quotes, check prices, and browse our range of finance offers online - once you're ready to apply for a loan - let us know or fill in the application form available on our website.

Stoneacre – Car loan

  • Loan Type Car loans

Benefits of Stoneacre

  • Access to online car valuations
  • No deposit required
  • Get vehicle finance even if you have a bad credit history

Car loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a bad credit car loan from Stoneacre

Whether you’ve previously been bankrupt, have poor credit or have been turned down by mainstream lenders, Stoneacre can help you get a car loan to suit your needs.

At Stoneacre were truly passionate about helping people get a car loan when they need it the most. We work with a group of lenders that share this passion and are willing to look past a bad credit score when reviewing a car loan application. So whether you’ve previously had CCJ’s, missed payment or have previously been bankrupt you can still apply for a car loan at Stoneacre and we’ll do our best to accommodate you.

The lowdown on our car finance

With a Representative Annual Percent Rate (APR) of 49.9%, Stoneacre offers bad credit car loans of between £500 and £50,000. Our loan terms range from 12 to 48 months and we offer car loans on a minimum deposit of £100 up to £10,000. We also offer car loans with no deposit and a variety of different car loans and car finance packages to suit every individual and every budget. We also offer you the option of trading in your current vehicle, which enables you to reduce the loan amount you require.

How to apply for a bad credit auto finance at Stoneacre

Once you’ve visited our website and made use of our very handy loan calculator you can simply fill in our enquiry form which we will then process and use to run a “soft search”. This will then allow us to make a decision on whether we are able to assist you with a car loan. It’s important to note that this search will not show up on your credit report or affect it in any way. We will then take you through the next steps to getting you a loan.

How to improve your chances of getting a loan at Stoneacre

Stoneacre also provides guarantor car loans to people who would otherwise not be able to qualify for a car loan. If you have a steady income and sufficient surplus to make the necessary repayments on your car loan we will certainly help you complete the application without a guarantor however, if this proves to be necessary you can proceed with a guarantor car loan. If you are under 21 we may also be able to help and we suggest you visit our website and fill in our application form.

Customer Reviews & Testimonials

September 2019

Thank you Stoneacred for helping me get the finance that I need. I am very happy with my new vehicle and the family is enjoying it thoroughly too!

Phoebe F
— Sheffield —

May 2019

At Stoneacre they like to keep up to date with all the latest financial and technological trends. When this happens it creates a much faster lending process for the borrowers. I completed my appl...

Patrick R
— Leeds —

Stoneacre Contact

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