Rating based on 55 reviews

Nationwide Car Loan

  • Car loans up to £25,000
  • Low-interest starting from 3.4%
  • Repayment up to 5 years

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Author Nationwide. Screenshot of Nationwide website.
[Accessed March 25, 2020]

About Nationwide

Nationwide has developed into a major bank and now offers a variety of financial products and services designed with the needs of you, our client, in mind.

Our Bank consists of a team of well-trained, motivated and dedicated professionals with several years of combined banking experience. At Nationwide we are totally committed to the principles that form the core of the foundation of our organization and upon which we conduct every affair.

A range of products for every need

We offer an excellent range of services to our clients, from affordable current accounts and quick cash loans to awesome credit cards and car finance solutions. Our aim is, through honesty and integrity; to contribute to the positive development of our community and our clients.

Our aim is to find a solution that fits you

Nationwide aims to put action into our words and create a modern, solid and reliable financial institution. Our primary objective is to facilitate and satisfy our clients with their financial necessities by offering competitive and tailor-made solutions through our variety of products.

Contributing to the communities we serve

Nationwide is committed to contributing to the financial, economic and social development of our country, serving every sector in our community tirelessly. Nationwide will enter into local and international strategic alliances where necessary for the benefit of our clients giving superior service which stands above the rest.

Nationwide Services

At Nationwide we offer car finance for all kinds of people, incomes and credit scores.

If you're looking to buy either a used or new vehicle and are looking for the finance you need, look no further than Nationwide - with our industry-leading rates, flexibility and lenient terms and requirements you're sure to be driving away in your dream car sooner than you ever thought possible.

Get a car loan at Nationwide

Everybody merits a second chance and, whether you bank with us or not, you'll get the car loan you require. Financing a car or truck will help re-make your credit, while you drive your car. We can organize the majority of your needs and take the difficulty out of your next car-buying process.

We will help those with poor credit

It doesn't make a difference what your credit circumstance is; we will attempt to help each customer in the UK. Regardless of your financial history or circumstance, our car loans are made with your needs and personality in mind so you can get the best rates and instalment arrangements possible.

We can help you drive away in the car of your dreams

If you're looking for a loan for a car, truck, SUV, van or commercial vehicle we have an option that will provide you with the loan you need to finance that vehicle.

In addition, our auto loans have variable down-payment requirements to suit every budget and income. We will offer you an interest rate based on your own financial status, income and monthly expenses as well as your own personal preferences.

Nationwide – Car loan

  • Loan Type Car loans
  • Interest Rate from 3.4%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Nationwide

  • Get a personalised vehicle finance quote
  • Money in your account within 2 hours
  • All our fees are transparent
  • Apply online and get an instant decision.

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get a personal loan to buy a car from Nationwide

Nationwide has one of the most affordable personal loan rates available on the market.

Getting a car loan through a dealership can prove to be extremely costly and unnecessarily complicated. If you're looking for a car loan to purchase a new or used vehicle, Nationwide’s personal loans can do the job at an extremely affordable rate with unmatched flexibility. If you have a current account with Nationwide you can benefit from our 1% discounted rate on personal loans and drive away with a smile sooner than you think!

Loan deals from Nationwide

We provide vehicle finance to new and existing customers of between £1,000 and £25,000 with a loan term of between 1 and 5 years, which means that you can find a car loan to suit your budget, no problem! Our Representative Annual Percentage Rate (APR) is currently sitting at the incredibly low figure of just 3.4%, and this is a rate you will never get at any dealership or other mainstream lender. For car loans between £1,000 and £25,000, we can guarantee you that our Representative APR will never exceed 14%. We also do not charge any arrangement fees.

Nationwide loan repayment details

Your first monthly repayment will be debited from your account 30 days after the car loan is paid into your account. We have no hidden fees and will only charge you an additional 30 days worth of interest if you decide to settle the car loan early. You can request a settlement quotation at any point during the loan term and this quote will remain valid for up to 28 days.

Do you qualify for a car loan from Nationwide?

To be eligible for a personal or car loan with Nationwide you must be over the age of 18, have an annual income of £10,000 or more, be a UK resident and have a bank account that supports direct debits. We will run a credit search to ensure that you can afford the car loan and will offer you an APR based on your own individual financial circumstances. The entire car loan application process can be done online and we recommend that you make use of our budget calculator to work out exactly what you can afford before filling out the application.

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Nationwide is a trusted & reliable provider of car loans

In our review, Nationwide adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Nationwide is a registered credit provider in UK: FSA 106078

Customer Reviews & Testimonials

May 2019

With a range of products for any and every occasion, you will not need to find a new lender ever again. Their deals are fair, affordable and competitive. Go have a look for yourself!

Paul R
— Liverpool —

March 2019

Finding a solution that fits you is what Nationwide aims to do. Their staff work hard to determine the best decision for you based on your past and current financial situation. In doing so they a...

Nicholas B
— Bristol —

Nationwide Contact

Contact Number


  • not available


Physical Address

Postal Address

  • Financial Ombudsman Service Exchange Tower , London, E14 9SR, United Kingdom

Opening Hours

  • Monday 10:00 – 14:00
  • Tuesday 10:00 – 14:00
  • Wednesday 10:00 – 14:00
  • Thursday 10:00 – 14:00
  • Friday 10:00 – 14:00
  • Saturday – Closed
  • Sunday – Closed