Rating based on 8 reviews

Luv Car Loans

  • Car loans up to £50,000
  • Low-interest starting from 6.9%
  • Repayment up to 60 months

In-page navigation

Luv Car Loans homepage
Author Luv Car Loans. Screenshot of Luv Car Loans website.
[Accessed February 16, 2022]

About Luv Car Loans

Luv Car Loans is a UK-based broker that lightens the load of those in the market for new car purchases by negotiating car finance deals for customers in a stress-free manner. 

Highest standards of service in the loans market

Luv Car Loans, registered in England and Wales, is a trading name of Luv Financial Solutions Ltd. The broker has, for many years, providing top service in the car loans market to hundreds of thousands of clients.

The Cheshire-based company backed by the Financial Credit Authority (FCA) upholds the highest standards of service as a broker in the car loans credit market. Their highly experienced personal finance executives are available seven days a week to assist clients with their car purchasing needs. The company offers free vehicle history checks and free vehicle valuations to ensure clients get the best service quality from dealers.

An experienced broker with a track record

Luv Car Loans is the perfect go-between that will negotiate the best loan finance for clients in the market to purchase a car. The easy-to-use online portal luvcarloans.co.uk provides clients with all the necessary information – and steps to apply for a car finance loan.

The company, as an FCA member, prescribes to set rules governing the credit lending market. Finance executives who do the negotiating on the client’s behalf, are well-versed in the rules governing the credit lending act. Luv Car Loans have a network of lenders in their portfolio who will provide the best rate of interest for any vehicle purchase.

Luv Car Loans Services

The Luv Car Loans website takes the hassle out of having a customer endure complicated calculations when assessing the cost of financing a vehicle.

The online budget calculator on luvcarloans.co.uk  allows every applicant a clear view of the monthly payment, the total cost of financing a car, and the cost of credit.

Customers are requested to enter on the online calculator box the cash price they are expecting to pay and the payment terms. Once the cash amount and payment term are submitted, the website automatically rates the client’s estimated credit score. It then determines the best available interest rate, the total repayment, and the cost of credit.

Affordability factor when applying for a loan

Luv Car Loans gives the client the opportunity of accessing thousands of car dealerships in the used and new car market. This means Luv Car Loans are exposed to a competitive market and can therefore ensure that it obtains the best loan credit deal for customers.

Here follows a finance cost example:

The company’s loan rates start from 6.9% APR and the rate clients are offered will be based on individual circumstances.

Borrowing 7,500 pounds over four years with an APR of 25.4% an annual rate of 24.4% (fixed) and a deposit of 0.00 pounds, the amount payable would be 239.77 pounds p/m. The total cost of credit will be 4.008.96 pounds and the total amount payable will be 11,508.96 pounds.

Luv Car Loans – Car loan

  • Loan Type Car loans
  • Interest Rate from 6.9%
  • Loan Amount up to £50,000
  • Repayment 6 months to 60 months

Benefits of Luv Car Loans

  • Affordable repayment terms
  • Low-interest rates from 6.9%
  • Flexible loan amounts

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get affordable car loans at Luv car Loans.

The company’s portal guides every client through the application process to have a car loan financed, in a hassle-free manner.

  • The client, after accessing the website can click on the type of vehicle interested in, for example, a pick-up a sedan, etc.
  • The client then clicks on the amount they are expecting to pay each month in the box provided.
  • The applicant then enters the type of driver’s license they have.
  • The following page requests the applicant to enter their marital status and whether the client has a UK passport or not.
  • Then follows the applicant’s employment status.

If a client qualifies for a loan based on the above information, a staffer contacts the client immediately to begin the negotiation process.

Bad Credit Loans a click away

Luv Car Loans will assist those clients who because of a bad credit record are not confident about securing a car finance loan.

If clients think that despite their poor credit record, they are able to qualify for a credit loan to finance a vehicle through one of the mainstream lenders, Luv Car will assist them with the process.

Clients who have a bad credit record and opt to apply for a bad credit loan through Luv Car Loans can be sure that they will be guided through the process every step of the way. Luv Car Loans can help access loans for people who have defaulted on payments, those with accounts in arrears, and even people who have declared bankruptcy.

Customer Reviews & Testimonials

September 2021

Never known such a quick and easy service; would recommend it every time. Very polite, very fast and easy service.

Adams P
— Manchester —

June 2021

Fantastic service and all done within an hour; superb staff got me a really good deal and a big smile on my face.

Donnie M
— Essex —

September 2021

Was so pleased they arranged my car loan for me, everything was completed so quickly and a great interest rate. The staff made me feel like a really valued customer and everything was customized ...

Evans G
— Bristol —

Luv Car Loans Contact

Physical Address

  • Unit 11B Olympic Way, Birchwood, Warrington WA2 0YL United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday 10:00 – 16:00
  • Sunday 10:00 – 16:00