Rating based on 60 reviews

HSBC Bank Car Loan


  • Car loans up to £25,000
  • Low-interest starting from 3.3%
  • Repayment up to 60 months

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HSBC homepage

Author HSBC. Screenshot of HSBC website. [Accessed March 25, 2020]

About HSBC

HSBC is one of the UK’s leading provider of integrated financial services including retail banking, premium banking, business banking, institutional banking, funds management, superannuation, insurance, investment and share broking products and services.

The strategic strengths of HSBC are:

  • our brand
  • our scale
  • nationwide branches and international reach
  • our diverse range of products and services
  • industry-leading banking technologies
  • unparalleled customer service
  • most competitive rates

A big business with a lot of heart

The HSBC brand is the most recognized brand in the UK financial services industry. In terms of scale, HSBC has a strong domestic presence with the largest customer base of any the UK bank and operates at a large scale in financial services distribution network in the country with accessible points of access.

A comprehensive list of services

HSBC provides a full range of banking services including a vast array of loans for example: home loans, credit cards, personal loans and current accounts. HSBC has one of the leading domestic market shares in home loans, personal loans, retail deposits and discount stock broking, and is one of the UK's largest credit card issuers. HSBC also offers a full range of commercial products such as business loans, equipment and trade finance and, general finance.

Our worldwide connections enable us to offer our customers a truly global presence built upon local knowledge and expertise.

HSBC Services

An HSBC Car Loan can get you an incredible rate on your car loan - with no concealed fees and flexible terms.

We are making it simpler for you to afford the cost of the car you want - our quick personal loans come at the lowest rates on the market and will ensure you get in the driver's seat of your dream car with a smile on your face!

Our car loan is perfect for:

  • Purchasing a new motor vehicle
  • Purchasing a utilized motor vehicle
  • Refinancing motor vehicle debt from an alternate lender

We will meet all your car finance needs

Whether you are purchasing privately or from a dealership, financing your new or second-hand vehicle through HSBC Financial Services will ensure you get the best rates on the market. For the best terms and conditions accessible on car, motorbike, caravan, trailer and water motor finance, call us and be guaranteed that you will be assisted by the best-qualified and skilled staff.

We see you as an individual

We strive to treat each of our clients as an individual by offering them the most noteworthy measures of customer service excellence and outstanding professional service. Our experience empowers us to give our clients the best financial choices in the country. All our financing and refinancing applications are organized and custom-made around each customer's individual needs and financial prerequisites.

To apply for a personal loan to finance a car - contact us today! 

HSBC – Car loan

  • Loan Type Car loans
  • Interest Rate from 3.3%
  • Loan Amount up to £25,000
  • Repayment 12 months to 60 months

Benefits of HSBC

  • Fixed interest rates
  • Get a quick online loan decision
  • Apply for a repayment holiday

Car loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Why get a dealership car loan when you can get personal loan at a better rate at HSBC?

HSBC does not provide customers with a specialist car loan product but rather a convenient alternative in the form of an affordable personal loan.

If you're in the market for a new or used vehicle, you're probably going to be offered some form of dealership or manufacturer car loan but, if you have a good credit score and can afford to take out any form of credit, a personal loan simply offers you more flexibility at a much better rate. To get an idea of just how much more affordable our personal loans are than dealership car loans, simply visit our website and enter your desired loan amount and loan term and be prepared for a surprise!

Loan offers at HSBC

We offer car loans of between £1,000 and £25,000 at a fixed interest rate over a loan term of between 12 and 60 months. If you're looking for vehicle finance of between £7,000 and £15,000 you could walk away with an Annual Percentage Rate of as low as 3.3%, and that’s simply unbeatable! You also have the convenient option of taking a repayment holiday, should you qualify for it and, the option of repaying your car loan early without being charged early repayment fees. Our personal loans are unsecured so you don’t have to own a home to qualify for one!

Requirements for a loan with HSBC

To be eligible for a personal or car loan with HSBC you must be over the age of 18, have an annual income of £10,000 or more, be a UK resident and have a bank account that supports direct debits. We will also request your permission to run a credit check which will help us determine if you can afford the car loan and require proof of income if you're a new customer. If you're ready to apply for a car loan at HSBC, simply visit our website and use our loan calculator to get an idea of what you can afford.

Then it’s time to get some quotation on the car you're looking for! You can thereafter complete the entire loan application process online and you’ll get a decision immediately, provided that we do not require any additional details from you. If you are a new customer, we will get back to you within 5 working days.

Customer Reviews & Testimonials

May 2019

A global leader in finance and one of the UK’s top financial institutions – I trust HSBC with my savings plans, home finance and now my vehicle finance. Things keep getting better and better – jo...

Gregory M
— Aberdeen —

August 2019

At HSBC you are treated as an individual, not a number. They assess your past and current finances in order to best determine the course of action that is most suited to you and your financial fu...

Frank H
— Bradford —

HSBC Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed