Rating based on 61 reviews

Forces Cars Direct


  • Instant approval
  • on car finance
  • for arrmed forces

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Forces Cars Direct homepage

Author Forces Cars Direct. Screenshot of Forces Cars Direct website. [Accessed March 25, 2020]

About Forces Cars Direct

Forces Cars Direct strives to be the best car finance company for our customers and be a pleasure to do business with while also ensuring we remain a viable and profitable business.

Forces Cars Direct can help you get behind the wheel of a new or used car and offer you the best car finance options for those who have served in the military. Our auto loans deliver competitive rates and terms to help make your car buying experience a little easier.

We're experienced and reliable

With experience dating back to 1971, there is no doubt we have the expertise and the experience to finance your vehicle in the most affordable and convenient manner. If you are looking to find financing yourself or plan on buying from a private seller, we can help you. Forces Cars Direct offers finance for both new and used vehicles and will arrange everything from finding the right vehicle to suit your needs to sorting out your car loan.

Leases for those working in the military

Based in Lincoln we serve the entire country and have collection points located throughout the UK. The employees here are predominantly ex-forces personnel so we understand your position and the unique nature of the work and challenges.

Get a car loan with us

If you're looking to buy a new or used vehicle and are either serving in the military or have retired, we are here to help you access exclusive loan deals and rates that you wouldn't be able to get anywhere else. Apply for a loan with us and you'll certainly save a ton of cash!

Forces Cars Direct Services

At the point when looking for a new or utilized vehicle, or looking to refinance your current auto loan, consider a loan from Forces Cars Direct.

With our auto loan financing, you'll get a competitive rate and the remarkable service you merit for the extraordinary service you have provided.

Find a car and a loan at home

Our Forces Cars Direct Car Buying Program is intended to help you get an affordable car loan that suits your individual needs. With technology adding to our unique online loan experience, our system gives you the chance to shop online for new and utilized vehicles and make a loan application from the comfort of your own home.

How much can you afford?

It's imperative that you carefully consider your budget before shopping for a new car. You should use a loan repayment calculator to figure out how much you can afford to repay on a monthly basis and work from there. When you have decided the sum you can get, exploit our advanced system and complete a loan application online.

We deal with the hard part

If there's one thing a loan generates, its paperwork. At Forces Cars Direct we deal with everything, from the loan application to each supporting document you'll encounter along the way.

Of course, you'll need to keep copies of all your paperwork, too, yet you can depend on Forces Cars Direct to keep definite records of each exchange you complete with us. On the off chance that you lose a report, or your records are lost, contact Forces Cars Direct for present, exact copies. We deal with the paperwork so you don't need to.

Forces Cars Direct – Car loan

  • Loan Type Car loans

Benefits of Forces Cars Direct

  • Vehicle finance for armed forces
  • Apply online and get instant approval

Car loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a quick and reliable car loan from Forces Cars Direct

If you are currently serving in or retired from, the Army, Marines, Navy, or RAF, are TA/Reservist, a diplomat or MoD civilian, Forces Cars Direct can help you access the best car loan deals available on the market.

We do not provide you with lending services directly but rather act as a broker that researches, collects and selects various finance options on your behalf. Since we specifically serve past and current military individuals we have been able to develop and nourish relationships with lenders who are willing to take your current or past service history into account and therefore provide you with very unique car loan deals that you wouldn’t find anywhere else.

Getting a Loan from Forces Cars Direct

Since we’re proud of you and the service that you have rendered, we want to make sure that you get only the most competitive car finance offers and the most substantial deals possible. If you're looking to buy a new or used vehicle and have served in the military all you need to do is visit our website and fill in our enquiry form, which will have no effect on your credit score. You can do this after you’ve browsed our website and picked a car that suits your needs.

Why you should use Forces Cars Direct

From mainstream lenders like Barclays to specialist lenders like Close Brothers Military Services, we will gather and compare a variety of car loan deals and present them to you. This will saves you from the hassle of having to go out and look for lenders, complete multiple applications and compare all the offers. Even if you have a bad credit history, we will still go above and beyond to ensure that you find the right vehicle and the best car loan that will allow you to walk away the proud owner of a new car.

Loans available from Forces Cars Direct

  • Hire Purchase (HP)
  • Personal Contract Purchase (PCP)
  • Personal Contract Hire (PCH)
  • Part Exchange Offers

If you’d like to find out more about how any of the above car loan and leasing options work, visit our website or contact us; we’re here to help you every step of the way!

man holding thumbs up

Forces Cars Direct is a trusted & reliable provider of car loans

In our review, Forces Cars Direct adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Forces Cars Direct is a registered credit provider in the UK; FCA number 672273

Customer Reviews & Testimonials

September 2019

We all experience financial dips – it is nothing to be ashamed of. But we cannot stop living simply because of a past slip which is why Credit Plus is particularly amazing – they consider you eve...

Donna R
— Liverpool —

June 2019

I love what Forces Cars Direct stands for – as an ex-military man myself it is wonderful to be able to rely on a lender that fully understands the circumstances that my family and I find ourselve...

Gerald P
— Bristol —

Forces Cars Direct Contact

Physical Address

  • Building 2, Alumina Court, Tritton Road Lincoln East Midlands LN6 7QY United Kingdom
  • Get Directions

Postal Address

  • Forces Cars Direct Building 2, Alumina Court Tritton Road, Lincoln , LN6 7QY, United Kingdom

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed