Rating based on 92 reviews

Credit Car Sales

  • Low-interest starting from 62%
  • Repayment up to 60 months

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Credit Car Sales homepage
Author Credit Car Sales. Screenshot of Credit Car Sales website.
[Accessed March 25, 2020]

About Credit Car Sales

Through the years, Credit Cars Sales has been a leader in vehicle finance in the UK.

Our strong history and extensive knowledge have allowed us to keep growing and keep on adding great secondary services to our primary car finance services.

Carefully analyze your financial situation

Now, at a time of extreme consumerism as well as economic fluctuations, there’s a heightened call for financial responsibility. Now more than ever, the way people manage their money is more important than how much of it they have. When deciding on how much you can afford to spend on a car - your personal savings, whether you have an emergency fund, your income, monthly budget and trade-in value will all have to be factored in.

We accommodate everyone's unique needs

Credit Cars Sales assist people to maximize what they have to attain the life they want—from the young family who wants to build their own home and the taxi driver who wants to own the car he drives, to the first time car buyer, wants his first set of wheels - we have the financial solution for everyone.

We work hard to attract and keep customers

We have a responsibility to develop the potential of our employees to the fullest by providing an environment conducive to their personal and professional growth and fostering a value system that allows us to share a coherent sense of purpose and direction. We work hard every day and have a responsibility to attain, over time and within exacting standards of structured management, the highest possible return on investment of our vehicle finance.

Credit Car Sales Services

Our prosperity is focused on understanding your needs and our comprehensive understanding of the car loaning business.

To get you going, you are assigned a consultant to deal with your case from beginning to end who will strive to ensure you discover the best car loan for you.

We're 100% confident in our services

We are so confident about the services that we back it up with 100% insurance. So why not join the huge number of satisfied customers who have discovered our efficient car loan services? We offer a range of affordable car finance options to suit a variety of different people, budgets, cars and lifestyles.

Find the right car and car loan easily

Purchasing a car is a time-consuming process that requires a lot of deliberation, strong negotiation skills and careful planning. At Credit Car Sales our essential objective is to support you, our esteemed client, in the car purchasing process. We will help you find the right car for your budget and offer you affordable and quick loans to purchase it.

Save time and money

Credit Car Sales will help you find the right car and the right car finance product to meet your wants and needs.

We enable you to quickly look through a huge number of new and pre-owned cars available to be purchased in your own time from anyplace in the UK. Our straightforward process and transparent fees empower you, the customer, to save both time and money.

Credit Car Sales – Car loan

  • Loan Type Car loans
  • Interest Rate from 62%
  • Repayment 12 months to 60 months

Benefits of Credit Car Sales

  • CAR Loans

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get a used car loan at Credit Car Sales

Credit Car Sales is a car loan broker and car dealer that helps people get car loans to purchase a used vehicle from us.

Credit Car Sales in partnership with our lending partner, Credit 4 Cars Ltd, are here to help you find the right car loan for your needs, even if you have CCJ’s, bad credit, a lack of credit history or have been previously refused a car loan. If you want to find out more information on our convenient car loan and finance services, simply visit our website and complete our simple enquiry form and we will get back to you.

Credit Car Sales finance application

Process If you're looking for a used car, Credit Car Sales can help you find the right vehicle, the best car loan and have you driving off in three easy steps! Firstly, you can visit our website and fill in our simple online finance application form or call us to do it over the phone. Once you’ve completed the application you will receive an offer instantly! We require you to pay a minimum deposit of £200, have an annual income of at least £8,000, have a UK driving license and be over the age of 18 to apply for a car loan. If you meet these minimum requirements, we will certainly do our best to get you approved for a car loan in the shortest amount of time possible!

Car loans from Credit Car Sales

Our car loans offer a Representative Annual Percentage Rate (APR) of 62% and loan terms of between 12 and 60 months, depending on your individual financial circumstances and status. If you’ve been refused for a car loan, then Credit Car Sales can help you get the car loan you need to purchase a quality used vehicle. Our car loans include the popular Hire Purchase (HP) loans as well as a variety of other types of car loans to accommodate a variety of different situations and people. If you’re looking for a car loan and have a poor credit score, visit our website to find out how we can help you.

Customer Reviews & Testimonials

April 2019

Credit Car Sales has been a leader in the vehicle finance industry for many years and UK citizens just love their deals – myself included! You will just love their extras – as if their deals were...

Pierce M
— Ipswich —

July 2019

While other lenders are focused on getting the sale, Credit Car Sales are more concerned about keeping their customers. They are responsible and develop and conducive relationship; collaborating ...

Samantha J
— York —

Credit Car Sales Contact

Contact Number



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Physical Address

  • 398 Hovefields Avenue, Burnt Mills Industrial Estate Basildon Essex SS13 1EB United Kingdom
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Opening Hours

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