Rating based on 73 reviews



  • Find cars
  • Get finance options
  • Online pre-approval

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Carcraft homepage

Author Carcraft. Screenshot of Carcraft website. [Accessed September 8, 2021]

About Carcraft

Building on a tradition of excellence in finance that stretches back to when we opened our doors, Carcraft continues to offer clients a complete range of car finance solutions that are reliable and affordable.

At Carcraft we have made the ideal arrangement. We take all the mystery out discovering the best finance bargain. It's a complete one-stop arrangement that spares you bother, time and cash.

Get to know us

We invite you to learn more about us, our company and our philosophy which aims to ensure we remain the best at what we do. In a rapidly changing and unpredictable financial market, individuals and organizations need a clear set of fundamental principles to guide them and that's why we put a lot of effort into ensuring our staff know what we stand for.

We keep up with changing time

At Carcraft we know our business will, and should, experience constant change to keep up with the times. Change is necessary for progress and we adapt to change every day. However, the context, our vision, mission and values, are unchanging because these principles are based on basic truths that are simply timeless.

Our skilled staff will never let you down

Carcraft is a mission-driven organization with a clearly defined set of values which goes beyond our office doors. We encourage our employees to have a strong sense of purpose in what they do, a high level of self-esteem and the capacity to think clearly and logically in order to facilitate client needs and get them financed for the car they want.

The more you save money on your car loan, the more you can spend on your car. It's straightforward and it lives up to expectations.

Carcraft Services

There are surely a ton of choices to make when purchasing a new car: make, model, new or used, colour and price, to name just a few.

Fortunately, there are just about the same number of assets on the web to help with these choices as there are models to browse.

Your choices include:

  • consumer reports
  • motor trends
  • expert reviews
  • price comparison sites
  • car and driver reviews

We can help estimate your car's worth

Notwithstanding giving data about the cost and specifications of the cars you're considering, Carcraft can help you evaluate your car and estimate it's trade-in value. We believe a competitive advantage is largely in the minds of our employees and their capacity to turn basic ideas into actions that help us accomplish our mission every day.

Bad credit car loans

We are in the vehicle finance business and believe our customers should have the opportunity to improve their financial condition, regardless of the specific financial position in which they may find themselves. If you have bad credit and need a car loan our skilled staff can help you find the right solution to overcome your bad debt.

Comprehensive services just for you

By providing our clients access to a full range of financial resources, combined with honest advice and expertise, we believe our passion for people can permanently enrich our clients' quality of life and contribute to the betterment of the communities we serve – now and along the road.

Carcraft – Car loan

  • Loan Type Car loans

Benefits of Carcraft

  • Get finance with a bad credit history
  • Find the ideal vehicle and finance for it
  • Easy loan application

Car loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a car loan from Carcrafts trusted finance partners

We put you, our valued customers first, notifying you of a pre-approved credit limit so you can browse for your new vehicle, knowing your car finance is already taken care of, giving you peace all the way.

We’ve been helping people find the cars of their dreams and the right car loans to make those dreams a reality for over 60 years. Although we do not provide car loans directly our trusty partners at Carfinance247 is a credit broker that we know and trust to provide you with the right car loan for your budget. Carfinance247 has an extensive database of car loan providers that can help you find, compare and select the best car finance for your status, income and needs.

How Carfinance247 Works

Carfinance247 is a registered car loan and finance broker that helps people find the right car financing option for their needs. All you need to do is visit our website and use our simple car finance calculator to work out your car loan details which will include your total repayment and estimated APR. If you have an excellent credit score, you're likely to be offered car loan deals that match the various providers Representative Annual Percentage Rates. If however, you have a poor credit score and status, we’ll do our best to provide you with all the car loan options you have considering your circumstances.

Finance Offered by Carfinance247

  • Hire Purchase (HP); this is the most popular form of car loan; you pay a deposit (optional) and make fixed monthly repayments over loan term of 24 to 60 months, after which you will own the car and there are no mileage restrictions. We recommend this option for people looking for a longer car loan term of between 24 and 60 months.
  • Personal Contract Purchase (PCP); PCP requires an initial deposit, you pay monthly installments and at the end of the contract term have the option of returning the car or making a final balloon payment and thereafter owning the vehicle. There are mileage restrictions and you will be required to pay compensation for any damage to the vehicle if you decide to return it.
  • Personal Car Loan; personal loans are a popular choice for people who are looking for an affordable car loan that is not secured against the car itself as with the previous two options. This gives you the freedom of selling your car at any point during the loan term, should you wish to do so.
  • Guarantor Car Loans; if you have trouble securing a car loan this is certainly an option you want to look into. You will take out the car loan but your guarantor agrees to take on the debt should you, for whatever reason, default on the car loan.

Customer Reviews & Testimonials

June 2019

For vehicle finance that is both affordable and reliable, give Carcraft a call. They have always been my family’s go-to lender for vehicle finance and I have no intention of changing any time soo...

Reece A
— Blackpool —

August 2019

Their staff will never let you down; when you visit Carcraft you get exactly what you came for. The staff are friendly, professional and genuinely care about the wellbeing of their clients.

Tonya P
— Cambridge —

Carcraft Contact

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