Rating based on 25 reviews

Car Loan 4U

Updated

  • Bad credit welcome
  • LOW interest rates
  • Fast and efficient

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Car Loan 4U homepage

Author Car Loan 4U. Screenshot of Car Loan 4U website. [Accessed March 25, 2020]

About Car Loan 4U

We are known for quick, competitive and transparent car loans; you no longer have to wait to buy that dream car because Car Loan 4U offers unbeatable car loan deals with up to 100% finance.

Whether it is a new car, a pre-owned car or even a loan against a car, we can offer you a range of car loans at unbeatable interest rates and with flexible repayment options.

Why use us? It’s simple, we offer:

  • a streamlined process credit application process available online
  • we find you the best interest rates on your motor loan
  • we are fast and efficient
  • we will help you even if you're struggling with bad credit

We make things happen - fast

Car Loan 4U is leading the way vehicle finance and offer super-low interest rates, available from a wide range of major lenders as well as a friendly, reliable service. Whether you are buying your next vehicle from a car dealer or buying it privately, we make the application process fast and simple – we make it happen.

Car Loan 4U Services

The alluring idea of getting another car can often lead one to settle on ill-advised choices.

When considering and settling on the different alternatives for car finance you must do a lot of research. Settling on the wrong finance choices in can have a huge financial effect down the line.

Pick Your car carefully

The greatest impact on what you pay every month is the kind of car you will be driving! Used cars are often a considerably more moderate alternative as the past owner is the one that has taken the hit on deterioration over the first couple of years. This, less expensive the car will ensure lower month to month car finance premiums.

Put down a greater deposit on your car

With interest rates high, putting down a decent deposit on your car will have a huge effect on your month to month car finance instalments. The bigger the initial deposit on your car, the lower down the month to month repayments and the less you'll have to pay in interest.

Car Loan 4U – Car loan

  • Loan Type Car loans

Benefits of Car Loan 4U

  • Use our service to quickly compare vehicle finance
  • Get the best interest rates
  • Bad credit history clients are welcome to apply
  • Fast and efficient loan processes

Car loan calculator


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The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

With Car Loan 4U you can access affordable and reliable vehicle finance

We aim to give our clients fast approvals, personalized service and the utmost transparency which makes us the leader in car loans in the UK.

Finance for a wide range of vehicle types

We specialize in all areas of motor finance, from cars and motorbikes to large trucks and trailer vehicles and more. We can help with commercial/business vehicle loans as well. We recognize that no two customers are the same, everyone is unique and so are we. We take the time to assess your individual needs and help you find the best motor loan that works for you while you benefit long term.

Month-to-month premiums

Your monthly premiums will depend on the repayment period you pick, the shorter the term the higher the premium. Be careful, however, to compare your total instalment over the entire term of the arrangement so you know exactly what you're paying for the car.

The fast and efficient application process

The application process is fast, efficient and streamlined since there is no face to face interviews or long detailed paperwork to complete. This automated process is end to end, and competitive. Once you complete our online loan application form and fax your relevant documents to us, we will process your application ASAP and get back to in the shortest time possible and before you know it, the deal is done and you're driving off in your new car.

man holding thumbs up

Car Loan 4U is a trusted & reliable provider of car loans

In our review, Car Loan 4U adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Car Loan 4U is a registered credit provider in the UK; FCA number 452589

Customer Reviews & Testimonials

July 2019

You no longer need to wait to buy that dream car because Car Loan 4U is in the dream granting business! After a lot of searching around, I have concluded that their deals are unbeatable. Give the...

Patty N
— Sheffield —

August 2019

They will work with you to find the perfect solution. Many lenders leave their clients to their own devices and do not care if they have chosen a deal that isn’t best suited to them. That’s not t...

Phillip G
— Leeds —

Car Loan 4U Contact

Physical Address

  • Winterton House, Winterton Way Macclesfield North West England SK11 0LP United Kingdom
  • Get Directions

Opening Hours

  • not available