Rating based on 21 reviews

Barclays Car Finance

Updated

  • Car loans up to £50,000
  • Low-interest starting from 7.3%
  • Repayment up to 60 months

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Barclays homepage

Author Barclays. Screenshot of Barclays website. [Accessed March 25, 2020]

About Barclays

The Barclays Group understands the importance of attracting, retaining and developing good quality people in achieving long term business success.

We aim to excel at securing and enhancing the financial wellbeing of people, businesses and communities - which we believe is worth all the time we put into each and every client.

Good staff leads to sood business

As part of our overall strategy of sustainability, our approach and commitment is to foster a culture where our people are dedicated, passionate and valued as we believe success in recruiting staff will lead to success with our customers, shareholders and, our community over the long term.

How we keep our staff happy

  • We respect diversity in our people and in their innovative ideas, work styles and different perspectives.
  • We offer flexibility in employment to ensure our staff achieve a balance between their work and their personal life.

Our people have access to a broad range of benefits, including discounted banking products and financial services, access to salary packaging options, opportunity to participate in annual share grants, purchasing additional leave, holiday discounts on hotels, car hire and airfares, as well as deals on computers, entertainment and fitness.

Our services summarized

We offer a range of services and products including short term personal loans, home loans, car loans, credit cards and current accounts among many others - visit our informative website to find out more. 

Barclays Services

We offer car loans to people all over the UK - whether you're looking to buy a new or used car, Barclays can help.

For a great number of people, purchasing a utilized car is generally a superior decision to purchasing a brand new car. This is because the price of the car will be substantially reduced even though the car has only been on the market for a few years.

Buying a used car - the pros

When you purchase a utilized vehicle, a considerable lot of the costs of owning the vehicle are decreased. Benefits of purchasing utilized include:

  • Lower price tag
  • Lower deterioration
  • Lower enrolment and permit fees (which are generally attached to the estimation of the vehicle)
  • Potential for lower protection premiums

The primary holder of a vehicle has ingested the greatest bit of the vehicle's working-life and you may encounter severe problems with the vehicle later on.

Purchasing a utilized car can have negatives:

  • Reduced or no producers' guarantee
  • Potential for a higher interest rate on your auto loan or lease
  • Potential for decreased dependability
  • Paying for upkeep costs, for example, tires, battery, brakes, and oil changes
  • New vehicles have a tendency to have better service records

Barclays – Car loan

  • Loan Type Car loans
  • Interest Rate from 7.3%
  • Loan Amount up to £50,000
  • Repayment 24 months to 60 months

Benefits of Barclays

  • Personalised vehicle finance quotes
  • Apply for a loan in 10 minutes
  • Loans are paid out quickly

Car loan calculator


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The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a convenient and affordable car loan from Barclays

Whether you're looking to buy a new or used vehicle, Barclays can provide you with expert guidance and an affordable car loan to suit your needs.

We offer personal loans that function as affordable car loans of up to £50,000 depending on your credit score, history and personal risk assessment profile. We encourage you to visit our website which provides a wealth of information on buying a car that suits you and your lifestyle and getting a car loan that suits your income and budget.

Get a personalized car loan price quote from Barclays

We understand that shopping around for a car loan can have a negative impact on your credit score and that’s why we offer a “price quotation”. Our price quotation will allow you to see what APR we will offer you before you formally apply for the car loan and without a credit check. If you have a good credit score you can visit our website and use our car loan calculator to get an idea of what you’re likely to be offered.

Details about the Barclays Loan

Barclays does not offer a specific loan for the purchase of a motor vehicle but we provide personal loans that will be able to cover the costs of buying a car, whether it is a new car or a used car. We offer personal loans that range between £1,000 and £50,000 and a loan term of between 24 and 60 months at A Representative Annual Percentage Rate (APR) of 7.3%. This allows you to select a car loan and repayment term that suits your income, the type of vehicle you're after and your lifestyle.

Do you qualify for a loan at Barclays?

In order to qualify for a car loan with Barclays, you will have to undergo a credit check that will determine your ability to afford and manage the car loan. We require that you be over the age of 18 but do not require you to put up security to secure the car loan. This means that you do not need to own a home to qualify for a car loan but you must be able to demonstrate that you have a steady income. You will have to prove that you are able to afford the loan and this can be done by providing us with at least 3 months worth of payslips.

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Barclays is a trusted & reliable provider of car loans

In our review, Barclays adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Barclays is a registered credit provider in the UK; FCA number 759676

Customer Reviews & Testimonials

September 2019

At Barclays they believe that “good staff leads to good business” and I couldn’t agree more! The staff at Barclays are professional, knowledgeable and friendly. They were able to get me the infor...

Gayle S
— London —

August 2019

Barclays emanates respect, flexibility and greatness in their deals. I promise that you will not be disappointed when you speak to them about a vehicle loan. I am very happy with my wheels!

Donald S
— Birmingham —

Whether you would like to purchase a new or used vehicle, Barclays will assess your financial situation and determine what would be the best fit for you. Their loans are not only affordable but v...

Diane H
— Glasglow —

Barclays Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 09:30 – 16:30
  • Tuesday 09:30 – 16:30
  • Wednesday 10:00 – 16:30
  • Thursday 09:30 – 16:30
  • Friday 09:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed