Rating based on 85 reviews

Amigo Loans

  • Car loans up to £10,000
  • Low-interest starting from 49.9%
  • Repayment up to 60 months

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Amigo homepage
Author Amigo. Screenshot of Amigo website.
[Accessed April 25, 2020]

About Amigo

Amigo Loans is a friend indeed when it comes to helping UK customers acquire a low-interest loan for a car - easily and speedily.

Amigo Loans is a registered credit provider of loans that offers car loans from £1,000 up to £10,000. With them, it's simple and easy for clients to get their hands on a new set of wheels that meets their fancy.

Amigo keeps a foot on the pedal

Amigo is the popular credit provider for car loans UK because they do their best for anyone on the lookout for the best car loan finance deals. Even if customers are battling bad credit, Amigo is the friend in need who will help them.

Amigo is in touch with the community’s daily struggles and knows that anyone can find themselves in financial hardship at any time. The credit services provider aims to help citizens enjoy life and helping them to own a car is a great boost to achieving that.

Amigo Services

The lender may be in the business of profit margins but its mission is to offer competitive car finance loans. 

Amigo is still one of the best go-to credit providers for people who are unable to secure low-interest car loans from a major bank. Their APR is 25% less than normal payday loans.

One of Amigo’s aims is to make borrowing possible for those who might face rejection from bigger banks.

Advantages of securing a loan 

  • Clients have one affordable monthly payment.
  • Clients can own their vehicle outright.
  • Customers do not have to fear a bad credit history.
  • They do not require a credit score to secure a loan.
  • A maximum credit rate of 49.9% will be allocated.
  • Clients can earn up to £500 if they recommend a friend to Amigo.

Amigo – Car loan

  • Loan Type Car loans
  • Interest Rate from 49.9%
  • Loan Amount up to £10,000
  • Repayment 12 months to 60 months

Benefits of Amigo

  • Affordable vehicle finance
  • Apply for a loan with a bad credit history
  • Flexible and affordable repayment options

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Apply online for an affordable car loan with Amigo today.

Their focus is to provide services that can help the customer achieve their goals.

Therefore they do not even require a credit score to offer their customers a car finance loan. Any friend of the client is a friend of Amigo when it comes to guarantor car finance loans. Amigo Loans believe a family or friend of a client can be a friend of theirs when it comes to having a backup to settling car finance payments.

With a guarantor loan, a client entrusts the loan payments to their family or friends, in case they are unable to settle it in the future. Amigo will allow a client to sign up a guarantor, subject to conditions, on the loan to ensure the client can meet the payment requirements.

The criteria for a guarantor loan

  • Guarantors can be between the ages of 25 -70.
  • The guarantor must fill in the personal details as required on their part of the application form.
  • They can fill it in with the client. A link to the website can also be sent to them and they can fill it in, in their own time.
  • The guarantor according to the rules, will have to make any payments towards that part of the loan that the borrower does not pay.
  • The client will need the guarantor’s personal information and proof that they can afford to settle the monthly loan repayments if the client is unable to do so.

Apply now online for an affordable loan 

Amigo makes it easy for clients to access car finance with a click of a mouse.  Clients merely need to click on the apply link button on the website portal and supply all their personal information to the company. A highly qualified Amigo staff member will respond immediately to the application.

Staff will analyze all the information with the customer to ensure the client can afford the car finance loan. The customer will have to supply all the necessary documents to support their application. These include bank statements, proof of employment, homeownership, and proof of identification. Clients are required to be over the age of 18, live in the UK, and have a regular income to qualify for a loan. 

Amigo’s online calculator figures 

Amigo makes sure its service is efficient and fast with a prompt response from its online loan calculator. They know that everyone out there is running home finances according to a strict budget. The online calculator helps clients to see first-hand the outcome of their monthly outlay on any loan they might need. Clients can insert the amount they want to borrow into the required field and the period over which they would like to settle the loan, at a representative APR of 49.5%

For example, if the client borrows £4000 over 36 months at a representative APR of 49.5%, the repayment will be £195.16 per month. The total capital outlay over the period will be £7025.76. So get into gear and get the motor running with a low-interest loan from Amigo

man holding thumbs up

Amigo is a trusted & reliable provider of car loans

In our review, Amigo adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Amigo is a registered credit provider in UK: FSA 708284

Customer Reviews & Testimonials

October 2019

I urgently needed a car and I now have one! My credit is going better than ever

Dan M
— Mullion —

October 2019

The rates I enjoyed were favourable, affordable and easy to maintain

Ken L
— Towcester —

Amigo Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 19:00
  • Saturday 10:00 – 13:00
  • Sunday – Closed