Rating based on 29 reviews

Car Finance 247


  • Car loans up to £40,000
  • Low-interest starting from 6.9%
  • Repayment up to 7 years

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Car Finance 247 homepage

Author Car Finance 247. Screenshot of Car Finance 247 website. [Accessed September 8, 2021]

About Car Finance 247

We are the UK’s number one leading car finance broker, we have help multitudes of people get the car they want. We want to give you the tools you need to buy the right car the first time.

Buying a car should not be difficult, with hidden costs and surprise payments. You should know what your options are and feel that you have all the information you need to make the right choice. We will be honest and tell you what your options are, we are straight about things.

Easy online applications

We do not limit ourselves and we will not limit you in wanting to achieve more, this is why we are very involved with charities, our community is import to us, individuals matter. Why not apply with us using our easy online loan application? Applying with us will not affect your credit score as we do a soft credit check and our quotes are no obligation. Our finance calculator will give you an idea of what you will be expected to pay and the interest rates you might receive.

Car Finance 247 Services

Our easy online 5 step application will set you for success in buying that car you want or need.

You may also call us if you prefer, or have any trouble with our online car loan application.

Follow the easy steps

  • Step 1 – Get a quote, this will not affect your credit score.
  • Step 2 – Get approved in principle, this is a pre-approval so you know how much you qualify for and gives you a no obligation quote, you will also get an account manager at this point, who can answer questions and guide you with great advice.
  • Step 3 – Choose a car. This is easier when you know how much money you have to spend and what your budget looks like. You may buy a car from any reputable dealer and if you need help finding your perfect car, we will help you.
  • Step 4 – We do all the checks. There is no cost to you for the checks done on the car of your choice, we will make sure it is a good investment.
  • Step 5 – Sign the documents and drive away, this is the fun part, now enjoy your car!

Car Finance 247 – Car loan

  • Loan Type Car loans
  • Interest Rate from 6.9%
  • Loan Amount up to £40,000
  • Repayment 1 year to 7 years

Benefits of Car Finance 247

  • Choose a car from a reliable dealer
  • Get quick finance
  • Flexible repayment periods

Car loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Car Finance 247 – Quick approval even if you have bad credit

Below are some of our services described for your convenience. We want it to be simple and clear, buying a car should be a joy!

Car Finance 247 benefits

  • We provide credit to even those with a bad credit record.
  • You get a dedicated account manager who can answer any questions you might have and help you make informed decisions.
  • We make it easier for you to get finance before making the final choice and buying that car you want with pre-approval, making it even simpler to get the car you want
  • We offer rates between 6.9% and 27.4% APR
  • We do ALL of the credit checks at no cost to you. We make sure the deal is a good one for your peace of mind.
  • Our finance is optional between 2 years and 5 years depending on the price and your pocket.
  • You can choose a car from any reputable UK dealership, giving you freedom of choice.
  • If you already have a car on finance and you want to swop it, we can help you.
  • If you are struggling to find the car you want, we can help you.
  • If you have been denied a loan via other companies, do not worry, you can still apply with us.
  • We help; self-employed, part-time employed, and agency workers.
  • We help young people with no to minimal credit history
  • We can accept a guarantor but they cannot be over the age of 80 years of age and they need a good credit history.
  • We consider ALL circumstances.
  • We finance cars, vans, motorhomes, caravans, and motorcycles.
  • Our car finance calculator is easy to use and will give you an idea of what kind of credit rates to expect.
  • We provide finance to those in the UK, Northern Ireland, Scotland and Wales.
  • You will receive a decision within minutes of applying and if successful, you could be driving within days.

Assess your eligibility for car finance with us

You need to be 18 years old or older. Having a valid driver’s license is a plus, but some of the finance lender options do not require it, however, it is easier if you have a full license. You will need proof of residence. You will need payslips or 3 months of bank statements or proof of income. You will need your ID. Other documents may also be required from you, but we will notify you if we need anything extra.

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Car Finance 247 is a trusted & reliable provider of car loans

In our review, Car Finance 247 adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Car Finance 247 is a registered credit provider in the UK; FCA number 653019

Customer Reviews & Testimonials

September 2019

I was able to get finance even though I only have a provincial license; I am so happy.

Catherine R
— Manchester —

November 2019

Very friendly and efficient, I can recommend them.

Tom H
— Middlesbrough —

Car Finance 247 Contact

Physical Address

  • Universal square, Devonshire St N Manchester M12 6JH United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 20:00
  • Tuesday 09:00 – 20:00
  • Wednesday 09:00 – 20:00
  • Thursday 09:00 – 20:00
  • Friday 09:00 – 18:00
  • Saturday 09:00 – 18:00
  • Sunday 11:00 – 17:00