Rating based on 49 reviews

Start Up Loans


  • Business loans up to £25,000
  • Low-interest starting from 6%
  • Repayment up to 5 years

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Start Up Loans homepage

Author Start Up Loans. Screenshot of Start Up Loans website. [Accessed March 22, 2020]

About Start Up Loans

Start-Up Loans was created with a big idea in mind: to revolutionize the antiquated financial system and secure a better deal for everyone needing financial assistance for business.

Thousands of loans later, we’ve helped businesses grow into profitable ones, investors prosper and the economy flourishes, even in times of hardship.

Nationwide Business Financing

We’ve taken this progress across the UK. Start-Up Loans is now one of the UK’s leading business lenders exclusively focused on small business with a view of providing a robust SME sector for the future. We’re now serving hundreds of UK businesses and entrepreneurs who other financial institutes have left behind.

Why we're different

What makes us different from our competitors? Our roots go way back, when Lord Young, Godfather of the scheme, identified that if entrepreneurialism was as entrenched into the British mentality as it is in the United States, we would potentially have 900,000 more jobs across our country. He had first-hand experienced the difficulties of accessing finance, even when you have a successful business that’s well along its way.

A team that won't let you down

Our client based passion for business finance, people and business is headed by a team of over 50 full-time employees, managing everything from strategic decisions to financial management, through to communications and everything in between.

Start Up Loans Services

We're a commercial centre that connects businesses looking to get the business financed, with investors and loan schemes to suit their needs.

Our firm gives SBA financing, commercial land loans, small business finance, establishment financing, fare import financing and accounts receivables for working capital; in a nutshell, we provide government-backed finance to businesses in the UK.

We listen to your needs

We work with and comprehend the difficulties confronting little businesses and, in particular, we listen to the needs of our customers. We assess the financing needs of every customer separately and customize an answer focused around the present and future development needs of the business.

This could be a combination of different items and services or a solitary loan item. We figure you as of now have all that anyone could need to do maintaining your business, so we handle all the complex structures and strategies in financing your business needs. We are a non-bank mediator and all things considered, are not constrained by firm loaning models of mainstream lenders.

We're established and influential

As a result of our substantial experience and influence, we keep up associations with numerous government departments and national lenders. Every lender has its own particular credit criteria and hence, there are few businesses that can't be subsidized. By forcefully sourcing subsidizes, we have the capacity to get the best capital fit to meet clients' goals and all you need to do is begin our online business loan application.

Start Up Loans – Business loan

  • Loan Type Business loans
  • Interest Rate from 6%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Start Up Loans

  • A fixed interest rate
  • Flexible repayment terms

Business loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a reliable start up business loan from Start Up Loans

The Start-Up Loans programme aims to equip enterprising individuals with the tools needed to make their businesses a success.

We offer business loans that are intended specifically for start-up companies. Even if you’ve already started trading and simply need a start-up business loan to purchase the equipment you need to take your business to the next level, Start-Up Loans can help you access the finance you need.

Get the financing you need

We understand that as a start-up it can be nearly impossible to access the financing you need since you have no track record or existing financial data to support your finance application. This is where Start-Up Loans really differentiate themselves from all the other players in the market – we want to give you access to the business loan you need to start your business!

Applying for a business loan with Start-Up Loans

Our start-up business loan application process is as straight forward as it gets and you receive support every step of the way. If you're looking for a business loan your first step is to visit our website and complete our online registration form.

We will contact you using the information provided within 3 days to discuss the next steps with you after which you will be assigned a business advisor who will assist you in preparing your business plan and cash-flow forecast in support of your business loan application. We do not charge any fees for providing business loan developmental support, advice and mentoring to the start-ups we work with. Once your application is complete we will then process the loan and you’ll be the proud owner of your very own business!

Business loans from Start-Up Loans

Our start-up business loans range in size up to £25,000, depending on your needs, and the loan term will vary between 12 months and 5 years. We will run a credit check as part of the application process, for which we will require your consent, and this will be a factor in determining whether you will be approved for a start-up business loan. Interest is fixed at 6% per annum and we charge no early repayment fees, which makes our start-up business loans convenient, affordable and pretty darn hard to beat!

If you’d like to get an idea of what your monthly repayment simply visit our website and use our free loan calculator. Since our start-up business loans are personal loans, you do not have to have a business bank account to have the loan advanced.

Customer Reviews & Testimonials

July 2019

Start Up Loans gave me and my business the financial breakthrough that I was looking for.

Kenneth S
— Liverpool —

August 2019

Applying for the Start-Up Loans was simple, fast and convenient

Amelia R
— Manchester —

Start Up Loans Contact

Physical Address

  • 71-75 Shelton Street London Covent Garden WC2H 9JQ United Kingdom
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Opening Hours

  • not available