Rating based on 26 reviews



  • Business loans up to £50,000
  • Flexible funding
  • Repayment up to 7 years

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Author NatWest. Screenshot of NatWest website. [Accessed September 8, 2021]

About NatWest

At NatWest, we treat our clients with courtesy and integrity at all times.

We guarantee realistic, honest financial advice that achieves results every time. We will lead your organization on a path to financial growth, with strong capital sources that will provide the necessary funding when you need it.

Experience where it's needed the most

Our extensive years of experience and notable expertise ensure that your organization’s financial future is in good hands. Our notorious consistent track record of uncompromising ethics instils confidence and trust. We use cutting edge technologies to ensure up to the minute information from the financial world. This allows us to respond quickly, and give you the most relevant information and perspectives. We have earned our clients trust and loyalty, one business financial solution at a time.

Why we're an Industry Leader

Our cutting-edge innovative technology, our quick, streamlined application and approval processes, customer-orientated delivery, and epic service have kept us at the forefront of the business funding industry. We forecast based on the strength of businesses, with a unique approach proven to be highly predictive of actual risk. This means a higher approval rate and a broader range of business financial options for our customers.

NatWest Services

Natwest agents take pride in helping people accomplish their objectives and their dreams.

They take the time to converse with you, clarify the bank's projects and services and create a business finance arrangement that will fit your business needs.

A normal part of the business growth process

Natwest give loans to business people to assist with their short or long term financial needs. At different phases of maintaining a business, capital is required either for the long haul or transient needs. Business loans are given to numerous sorts of ventures like sole proprietorships, organizations and private restricted companies.

Commercial mortgage loans

Buy, fabricate, extend or redesign your business premises with one of our commercial loans. Our bankers will work with you to structure your loan to suit your individual business needs. A Natwest commercial home loan can furnish your business with the vital trusts to develop. Whether you oblige a personal computer or substantial gear, we can offer you a business loan to help you obtain the supplies you have to maintain your business.

NatWest – Business loan

  • Loan Type Business loans
  • Loan Amount up to £50,000
  • Repayment 1 year to 7 years

Benefits of NatWest

  • Apply for a repayment holiday
  • Apply instantly online
  • No interest for 12 months

Business loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Find a business loan that suits you at NatWest

NatWest has funded more British businesses than any other bank and we’re still going strong!

We understand that every business is as unique as their financial needs, and that why we evaluate you not only based on the typical lending criteria used by our competitors but based on your own individual merits.

Lines of credit

We give lines of credit to aid your working capital cash needs. These variable rate loans permit you to get stores, reimburse the equalization and acquire again when you need money to help your business succeed.

Search no further for your business finance needs, contact Natwest today, and give us a chance to help make your future.

We know that finding the right business loan solution for your business isn’t easy and that’s why we’ve set up a number of support services to help you get through it with the greatest of ease. Whether you need a business loan to help you get through a cash flow problem or are looking to finance expansion and growth plans, Nat West is here to help you.

Features of our fixed-rate business loan

Perhaps it’s time to refurbish your business premises, buy new furniture or invest in some new equipment, then our fixed rate business loans are just what you need. You can take out a business loan on anything from £25,001 up to £250,000 and rest assured knowing that your monthly repayments will stay the same throughout the life of the loan.

This not only gives you peace of mind knowing that your budget will be accurate but, it allows you to plan for your business’ future with a great deal of control and accuracy. The interest rate you're offered will depend on whether you opt for a secured on an unsecured loan, your credit score and other financial and historical information but one thing that you can be sure of is that we won’t charge you any arrangement or early repayment fees on your business loan.

Features of NatWest’s fixed-rate small business loan

Our small business loans can provide your start-up or growing business with the start-up capital, working capital or cash injection that you need to either get your business started or to help it grow. We offer fixed-rate small business loans from £1,000 up to £25,000 and the loan term can range from one to ten years and we will not charge you an arrangement fee or any penalty fees. If you have an advantage business account with NatWest you can also enjoy a 1% discount on borrowing rates!

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NatWest is a trusted & reliable provider of business loans

In our review, NatWest adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

NatWest is a registered credit provider in the UK; FCA number 121878

Customer Reviews & Testimonials

April 2019

Natwest has amazing credit benefits for their new and existing clients.

Rose T
— Bath —

May 2019

There is nothing better than getting a good loan offer that won’t make paying other instalments difficult for you

Chris A
— Manchester —

NatWest Contact

Contact Number


  • not available


Physical Address

Postal Address

  • Po Box 414, 38 Strand WC2N 5JB, United Kingdom

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 10:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed