Rating based on 69 reviews

Foundation East

  • Tailor-made loans
  • Business loans up to £100,000
  • Debt solutions

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Author Foundation East. Screenshot of Foundation East website.
[Accessed March 22, 2020]

About Foundation East

In today’s economic climate, running a business is extremely hard work and can be costly. Getting financial assistance from Foundation East is not difficult, especially when times are tight.

Foundation East lends money to business owners across the counties of Bedfordshire, Cambridgeshire, Essex, Hertfordshire, Norfolk, Suffolk and neighbouring areas, offering loans up to £100,000 to both start-up and growing enterprises.

We go the extra mile to help you succeed

We go the extra mile every day to get our clients the business finance they need at the best possible rates. We have assisted over 450 companies in getting the business finances to run their businesses.

Support services that make a big difference

We assist not only with your financing needs but also help new business owners get their business plans off the ground, to better the chances of getting the finance they deserve. Look no further when considering starting your business, contact Foundation East, let our experts get you over the hurdles of financing your dream.

Foundation East Services

Little businesses have always experienced difficulty in getting bank loans.

Numerous people are declined in light of the fact that banks build their assessments exclusively with respect to the holder's credit standing. Others require capital promptly and banks are not able to react in time. Foundation East offer business finance solutions that rival even the most established high street lenders.

Get the personal service you deserve

Our central goal is to help business managers attain their objectives by providing them with the opportunity to get to the business finances they desperately need. It's that straightforward; 3 out of 4 clients re-acquire a few times each year. Why? Since it lives up to expectations! You may be a new company, have poor personal credit, be losing cash, or lack collateral, however, that doesn't mean you're not fundable.

Get the Funding You Need Quickly

Our loaning procedure is straightforward so you can settle on quick loan choices. We verify that you get the loan faster than would be expected. Our staff are well trained to back your business and keep outcomes confidential. We've adjusted our loaning model and have backed up in excess of 450 businesses. Call us today and we'll answer each one of them. There is no cost and no commitment to get a quote.

Foundation East – Business loan

  • Loan Type Business loans
  • Loan Amount up to £100,000

Benefits of Foundation East

  • Choose a loan term that suits your business
  • Both unsecured and secured business loan options
  • We don’t charge early repayment fees

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get a business loan of up to £100,000 at Foundation East

If you operate or live within the Eastern England area and need a business loan, Foundation East can provide you with the finance solution you need to start or expand your business.

If you're looking for working capital, we can help with that too. We provide loans to businesses operating in a variety of different industries from £500 up to £100,000 for a loan term of between six months and ten years. Since Foundation East provides both short and long term business loans, we can offer a financial solution to suit any kind of business.

How we evaluate your business needs and capacities

We offer our valued potential and existing clients our performance-based model that makes fair financing available to thousands of well-run businesses as well as businesses getting off their feet.

We analyse the volume of cash flow you currently have in your business, which is a much better way to assess your company’s financial status than your personal credit score. This allows us to finance businesses that would otherwise be locked out of fairly priced loans. By changing the evaluation process, Foundation East has made it much easier for you to receive a business loan at fair rates that are affordable and profitable for you and for your business.

Business Loans offered by Foundation East

Whether you're looking for start-up capital, working capital or for a business loan to fund an expansion or growth project, Foundation East will consider your application.

We offer two distinct loan products:

  • Start-up businesses can apply for a business loan of up to £25,000
  • Existing businesses can get a business loan of up to £100,000 for expansion projects or for working capital

Loan features with a difference

  • We don’t charge any early repayment fees
  • We provide loans of between £500 and £100,000
  • Choose a loan term that suits your business of between six months and ten years
  • Both unsecured and secured business loans are available
  • Benefit from capital repayment holidays if eligible
  • Pay a capped arrangement fee of no more than £100 for loans below £3000
  • Pay a capped arrangement fee of no more than £2500 for loans exceeding £50000

Business loan eligibility and requirements

Once you’ve decided to make an application for a business loan you will need to fill out our application form and provide us with a variety of supporting documentation and information starting with a business plan that includes a two-year financial forecast. To make things easier for us to review your business plan, we strongly recommend that you download our business plan template and use this, even if you already have a business plan.

We also require copies of three-month personal bank statements and your CV. In the case of multiple owners and/or shareholders, a CV and personal credit report of each member is required. If you’re already operating we will also require three-month bank account statements, two-year financial statements and your management accounts.

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Foundation East is a trusted & reliable provider of business loans

In our review, Foundation East adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Foundation East is a registered credit provider in UK: FSA 725178

Customer Reviews & Testimonials

October 2019

One business day was all it took for the Foundation East loan to reflect into my bank account

Eva H
— Cambridge —

July 2019

I applied for a Foundation East and was impressed to see the turnaround time from their agents.

Catherine C
— Sheffield —

Foundation East Contact

Physical Address

  • Coppice House 5 Greenwood Court Bury Saint Edmunds IP32 7GY United Kingdom
  • Get Directions

Postal Address

  • Saxon House 7 Hillside Road, Bury St Edmunds, Suffolk, IP32 7EA, United Kingdom

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed