Rating based on 59 reviews


  • Business loans up to £500,000
  • Low-interest starting from 36.4%
  • Repayment up to 48 months

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Fleximize homepage
Author Fleximize. Screenshot of Fleximize website.
[Accessed April 26, 2020]

About Fleximize

Fleximize is a UK-based financial service business lender and web platform. In January 2014 we launched Fleximize with bold, new ideas and a mission to revolutionize the world of business funding options.

Business owners have been limited for too long when it comes to finding funding to grow their business. Accessing working capital has been made a lot more difficult by Banks. Access to funding through traditional institutions is a lot more rigid than it should be.

Prestigious award winner

We are very proud to have won the award as the UK’s Best Business Finance Provider by the prestigious British Bank Awards 2020 for the second time. Voted for by customers, the awards highlight the UK's best financial products, brands, and innovations.

The goal is to increase trust and transparency in financial services. In response to changing customer needs, we have rolled out several initiatives and product updates over the years. It is a great honour to know that we can help customers and they are satisfied with our service.

What we stand for

We are Logical. Our decisions are based on multiple factors and we always look for a reason to say “yes”. We are also flexible. Our customers can choose how they want to repay and you will have access to top-ups and repayment holidays when you need them.

We are there for you. Everyone is provided with a dedicated relationship manager, so you always have a friendly voice at the other end of the phone when you have a question. And most importantly, we are helping. We promise to take the time to listen to you and understand your business. This will allow us to work out a package to grow your business.

Fleximize Services

We have lent over £100 million to small and medium businesses across the UK. Two-thirds of our customers are returning to us for additional funding.

We have helped many business owners who were previously rejected by banks. Many of these businesses found that they are eligible for alternative business loans. This is because our qualifying criteria differ from the criteria required by banks.

Loan options

We offer unsecured business loans up to the amount of £250,000 for a period of 1 to 24 months. Secured loans are available up to £500,000 over 1 – 48 months.

For a secured loan we will require that you put up a property as collateral against the loan. We do not require any security for an unsecured loan but a personal guarantee will be required from at least one director or shareholder from the business that takes out the loan.

Personal relationship managers

We offer support for more than just your business. Our expert team of relationship managers handles the underwriting of your loan application. By having a single point of contact we can approve your application faster and it offers a personal touch to the process.

Once your application passes the initial check, you will be assigned a dedicated relationship manager. Your relationship manager will remain with you for the duration of your loan. With our unique member benefit scheme, you will also have access to exclusive discounts on helpful business tools and services.

Fleximize – Business loan

  • Loan Type Business loans
  • Interest Rate from 36.4%
  • Loan Amount up to £500,000
  • Repayment 1 month to 48 months

Benefits of Fleximize

  • Flexible, tailor-made business finance
  • Unsecured and secured loan options
  • Get finance in 48 hours

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Fleximize offers flexible business loans that are tailored to your company’s needs

Your company needs to have been actively trading for at least six months and have a minimum monthly turnover of £5,000 to be considered for funding.

We can offer a loan for a maximum of two months' revenue up to an amount of £5,000. We lend to companies across many sectors. After a few successful repayments, you will be able to top up your loan amount. If your small or medium-sized business doesn't fit the strict criteria of banks, you could have more success with Fleximize.

Fast, flexible and no hidden fees

The application process is fast and flexible. The funding you need can be available in as little as 48 hours and you will have access to top-ups and repayment holidays as well as flexible repayment terms. There are no hidden fees. There are no set-up application or arrangement fees when you apply for a loan online for your business loan. You will know exactly what you will be paying upfront.

If you pay early you will pay less. You will not be penalized for growing faster than expected. If you are in a position to pay your loan faster, we will recalculate your interest so you only pay interest for the time you had the loan.

Documents needed

When applying for a loan through Fleximize, we will ask for the following documents:

  • All bank statements covering the last three months of trading.
  • Your most recent set of management accounts.
  • A breakdown summary of your last 12 month's revenue. This needs to be broken down by month.

Because some businesses are more complex than others, we might ask for further documentation. We will ensure that it is all a hassle-free process and will assist you every step of the way.

Although applications can be done completely online, we are available to assist you telephonically with any questions you may have. A friendly, dedicated team is available to help you grow your business to its full potential.

Customer Reviews & Testimonials

August 2019

I desperately needed a cash injection to pursue another business venture. If not for your excellent service and assistance, I would not have been able to grow my business to what it is today.

R Dalton
— Margate —

October 2019

Banks just said no when I approached them. They were not in the least bit interested in my business or why I needed finance. Thank you for helping me when my bank let me down

K Ulrich
— Newbury —

Fleximize Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed