Rating based on 54 reviews


  • Business loans up to £150,000
  • Low-interest starting from 13.10%
  • Repayment up to 84 months

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BCRS homepage
Author BCRS. Screenshot of BCRS website.
[Accessed September 8, 2021]

About BCRS

Most UK companies need help from a financial lender to either get them off the ground or expand. A medium to long-term business loan can be one of the best ways to get funding.

Since 2002, we have been listening carefully to feedback from all of our stakeholders. We have considered the impact of our business on the environment and community, as well as the need to deliver superior returns to our shareholders.

A loan that keeps up with your business

It isn’t easy finding business loans, however, some major banks still offer them and, if your business plan and credit score are all in place, it’s certainly worth trying. We believe small businesses are the key to any local economic success and deserve an easy lending experience. We know that time is money, so we offer business finance products and services that are designed to keep owners moving at the speed of their business.

Loan terms that are easy to work with

We know that having an expert to speak with about financing is important, so we have UK-based Lending Specialists in Black Country (comprising the local authority areas of Dudley, Sandwell, Walsall and Wolverhampton) and now recently extended over the West Midlands, available to answer any questions whether you're looking for short term finance or a long term solution.

BCRS Services

We offer competitive rates of interest with low set up fees with business loans running between £10,000 and £100,000.

BCRS offers a scope of business finance solutions intended to support you if you're looking to purchase or begin your own business or, in the event that you are looking to grow your current business.

We want to get to know you

We want to meet with our clients and build a lasting association with them. We're interested in your business arrangements and future prospects and take our time to research your business and its various intricacies. Our motivation is to empower you to develop your business and flourish from it by utilizing our long or short term loan solutions.

Top technologies for top business

Monitor and execute your business accounts, including making reimbursements utilizing our simple reimbursement techniques and inventive innovations. Kick-Start your business today with a loan from BCRS. We offer business loans to little and medium-sized ventures and look out for the needs of both new and existing companies.

BCRS – Business loan

  • Loan Type Business loans
  • Interest Rate from 13.10%
  • Loan Amount up to £150,000
  • Repayment 12 months to 84 months

Benefits of BCRS

  • Affordable rates
  • Quick online application
  • Personalized customer care and service

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Getting a Business Loan from BCRS

Whether you have a bad credit history, lack a positive track record or have been unable to secure financing for the expansion project you’ve been planning for years.

BCRS will offer you a financing solution that considers you as an individual, not a number. Our unique approach enables the many business owners and start-up hopefuls who do not qualify for financing through traditional lenders to get the financing they need to grow their businesses. To date, we’ve financed more than 940 businesses – and we’ve only just scratched the surface!

At BCRS you get:

  • Quick pay-outs of SME loan applications
  • Personalized customer care and service
  • Professional business help services (i.e. preparing and mentoring services)
  • Support in the development and accomplishment of your business 

About BCRS business loans

Whether you need a boost to your working capital or are looking to finally get your start-up off the ground – BCRS can provide you with the loan that you need to make your dreams and business objectives a reality. Our loan application process is not only a selection process – it’s part of your business’s growth process – a process that we make an effort to be part of. We measure our success not merely on the amount of financing we’ve made available but rather on the impact that we’ve made within the communities we serve and this is truly where our heart lies.

What a BCRS business loan can do for you

We offer business loans between £10,000 and £150,000 to businesses that we believe will make a sustainable impact to the social, environmental and economic sectors – regardless of which industry they operate in. Once you’ve received your business loan, we will continue to provide you with the support and mentorship that you need to ensure the ongoing growth and success of your business.

Applying for a business loan at BCRS

If your business loan application has been turned down by a mainstream lender or bank, get in touch with us at BCRS and be prepared to get you business on the road! Our highly experienced Business Relationship Development Managers will contact you to discuss your individual needs and possible business loan solutions. These Relationship Managers do not merely evaluate your business and make a decision on whether or not to approve you for a business loan; they will work with you to develop your business loan application.

man holding thumbs up

BCRS is a trusted & reliable provider of business loans

In our review, BCRS adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

BCRS is a registered credit provider in UK: FSA 722855

Customer Reviews & Testimonials

April 2019

One business day was all it took for me to get my money deposited into my bank account.

Alex F
— Bristol —

April 2019

I would like to thank BCRS for always ensuring that our financial queries are attended to.

Peter C
— Birmingham —

BCRS Contact

Physical Address

  • Technology Centre, Glaisher Dr, Wolverhampton Science Park Wolverhampton West Midlands WV10 9RU United Kingdom
  • Get Directions

Opening Hours

  • not available