Rating based on 23 reviews

Trust Two

  • Bad credit loans up to £15,000
  • Low-interest starting from 49.74%
  • Repayment up to 60 months

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Author Trust Two. Screenshot of Trust Two website.
[Accessed April 25, 2020]

About Trust Two

Trust Two was formed in 2006 and currently has branches throughout the UK.

We are a guarantor brand that is from Everyday Lending Limited. We specialize in giving loans to people struggling to get a loan in their name due to the way their credit score looks to other high street lenders.

Trust Two is the registered credit provider

There is a rise of credit providers who are not registered, they are just scamming people. Hence, at Trust Two we do things differently but legally. All our branches and sites tell us that we are safe and trustworthy. Trust Two is authorized and regulated by the Financial Conduct Authority. And since we are under Everyday Lending Limited, we are a member of the Finance and Leasing Association and as a member, we follow its Lending Code.

Be one of the few happy borrowers

The service we offer at Trust Two has left a lot of people happy. And when our customers are happy, we are happy too. 4.6/5 of our customers are happy with our service, hard work, and the effort we put in when we help a person.

We offer a responsible borrowing service

At Trust Two we borrow you based on your personal trust evidenced through Joined-Up Borrowing. Joined up borrowing is when you request a family member or close friend to act as a Guarantor. The personal loan will be in your name if you repay well it may also help build your credit score for the future. At Trust Two we give you full control of your loan and can pay it back at a pace that suits you.

Trust Two Services

We strive to be the most flexible, and competitively priced guarantor lender on the market.

Trust Two guarantor loans are designed to help you gain access to the credit that you need at an affordable rate. We are fully aware that taking credit is not easy with bad credit hence we give you a second chance by granting guarantor loans.

The guarantor loan at Trust Two

A guarantor loan is a cheaper borrowing option available to people who have a bad credit rating or have relied on high-cost short-term loans in the past. At Trust Two we can give you a guarantor loan between £1,000 and £15,000.

The advantages of the Trust Two guarantor loan

  1. Flexible loan term- we understand that we are different. We have different needs with different financial statuses. Hence, we design the loan you need to accommodate your affordability. You can choose any loan amount from £1,000 to £15,000. Your repayment term will be between 1 and 5 years.
  2. We look beyond your credit score to give you a decision- we do not let your past mistake mistakes stand in your way of getting a loan, we only look at where you are now. Our lending decisions are made by people, not faceless computers and code. We call you to understand your position and confirm your guarantor.
  3. Improve your credit rating- although you need another person for your loan to be approved, it is registered in your name. So, from a financial perspective, you are standing on your own two feet. Each month we send information to all three UK credit reference agencies detailing if your repayments are made in full and on time.

Trust Two – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 49.74%
  • Loan Amount up to £15,000
  • Repayment 12 months to 60 months

Benefits of Trust Two

  • Improve your credit score
  • Simple borrowing options
  • Flexible repayment terms

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Trust Two has a simple application form

At Trust Two we will make you a loan quote that will not affect your credit score.

Our guarantor loan is subjected to status and affordability. We ensure we treat all our customers fairly while we have a clear and transparent approach to lending.

Who can be your guarantor at Trust Two

  • Should someone between 21 - 80 years old.
  • Not be your husband/wife.
  • Should have separate finances.
  • Should have a good credit record.
  • Be a homeowner or have a mortgage, be a suitable tenant, or be living with parents.
  • Agree and be able to make loan repayments when you are no longer able to keep up with repayments.

Applying for Trust Two guarantor loan

Visit our website and complete the online application form. You will be required to choose a guarantor after we will send your chosen Guarantor a link that will allow them to register as your Guarantor. We will call you and your  Guarantor once you're happy with the loan amount and repayments. Most importantly, you will be approved for Trust Two loans based on your eligibility.

Get cash in your account within 72 hours

At Trust Two we try to be as fast as possible. Since in a single application we are dealing with two people, we are not as fast as we wish we could be. However, once you are approved your fund will be deposited into your guarantor’s bank account within 3 working days.

How to get hold of Trust Two

When you need our services, you can access them on our website. You can also call us for further details. You can visit any of our branches during our trading days and hours.

Customer Reviews & Testimonials

July 2019

I am so amazed about how easy Trust Two application form is

Nadia H
— London —

June 2019

I finally received a loan that really suits my affordability. Thank you Trust Two

Brian O
— England —

Trust Two Contact

Contact Number



  • not available

Physical Address

  • 1st Floor, Secure Trust House, Boston Dr, Wooburn Green Bourne End SL8 5YS United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed