Rating based on 65 reviews

Santander Loans

Updated
  • Bad credit loans up to £20,000
  • Low-interest starting from 24.9%
  • Repayment up to 60 months

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Santander Loans homepage
Author Santander Loans. Screenshot of Santander Loans website.
[Accessed September 7, 2021]

About Santander Loans

Santander loans is in the business of providing quick personal loans to customers who are in urgent need of money be it for a car that needs fixing to Bad Credit Loans in the UK.

Giving clients the best deals

Prompt feedback, support, and adherence to the code of conduct are the blueprints that make Santander the quick loans expert many clients turn to in time of need. They offer some of the most competitive market rates for their products, from top credit cards to affordable home loans and quick cash, to bad credit loans. All their staff is trained in all areas of financial controls and is always on hand to guide the customers through any bad credit loan application.

Santander provides bad credit loans from  £1, 000 £25,000 with interest pegged at 24.7% over a 12-60 months installment period.

Santander Loans Services

Santander lives up to its motto of always being there for its clients – no matter what the need.

They believe that people out there should not be turned down for a loan just because of a Bad Credit situation. Therefore they will reach out and help clients who have been turned down for a loan by another financial institution, subject to certain obligations being met. Their short-term loans are subject to some of the most competitive rates in the country.

Santander offers the following

  • Unsecured and secured personal loans
  • Motor vehicle loans
  • Home loans
  • Short-term loans
  • Quick emergency loans
  • Debt consolidation loans

Santander Loans – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 24.9%
  • Loan Amount up to £20,000
  • Repayment 12 months to 60 months

Benefits of Santander Loans

  • Overpay your loan at no extra charge
  • Apply quickly online
  • Get a decision in 24 hours

Bad credit loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Santander makes it quick and convenient to qualify for a bad credit loan

Santander focuses on making the application process for loans for people with Bad Credit as easy as 1-2-3.

Santander makes the lending process as simple as possible - starting from the application right through to the loan repayment stage. Apply online now for a bad credit Loan through their simple, secure, and fast online website that caters to the client’s wide range of needs. The credit lender prides itself on quick turnaround times once a client has applied for any of their products. 

Theirs is one of the most comprehensive online websites clients anyone can find which navigates customers through a range of online tools. The online portal gives clients an accurate idea of loan rates for a wide variety of loan options. Once an online application is made for a Bad Credit Loan, a finance expert will be in touch with the client within 5 minutes.

Loans tailor-made for every unique situation

The credit lender offers loans from £1,000 to £25,000 to new and existing customers, with a minimum credit threshold for Bad Credit Loan customers. Santander requires to do a credit check on clients who apply for a Bad Credit Loan. This is a requirement for it to authorize a short-term loan.

What clients get with a Santander bad credit loan

  • Interest rates from 24.7%
  • Loan amounts from £10,000 to £25,000
  • Repayment period of 12 to 60 months
  • Expert advice – loans are only granted if clients can afford them
  • Loans paid out promptly within 24 hours, once confirmed

Lending a helping hand through debt consolidation loans

Santander provides debt consolidation loans to clients who need bad credit loans. This means all the outstanding credit is transferred, with the help of the credit lender, into one outstanding amount. A debt consolidation loan can be used if a client is battling to pay off the debt over many different accounts, such as store cards and retail clothing accounts.

This can take the form of an unsecured bad credit loan where the client does not have to put down a fixed asset to cover the loan cost, in case the loan repayments are not honored. A debt consolidation loan allows the client to pay a lower interest rate once the debt on all their outstanding accounts has been consolidated into one.

Santander has the answer

Santander understands that though their business includes providing bad credit loans, people sometimes need cash for unexpected emergencies. Sometimes it might be a daughter’s wedding, or a doctor’s bill that needs to be paid, or a holiday that needs to be undertaken – and the cash is just not available.

If a client is over 21 years of age, lives in the UK permanently, and earns over £7,500 per year, they can qualify for an emergency loan.  Interest rates range from 2.8% for the shorter term-loans to 24.9 APR for the longer-term loans. These are all subject to certain conditions, for example, status checks.

Santander with its group of financial experts, guarantee service of the highest standards when it comes to products, rates, or terms and applications. The quick loans lender is compliant with the rules of the Financial Conduct Authority which means they only provide loans to customers if they can afford them.

man holding thumbs up

Santander Loans is a trusted & reliable provider of bad credit loans

In our review, Santander Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Santander Loans is a registered credit provider in UK: FSA 106054

Customer Reviews & Testimonials

July 2021

With leading market rates on loans, you will not need to look any further than Santander. I am very satisfied with the loan that I got from them and recommend them to all.

Henry S
— York —

May 2021

Get the most affordable personal loans within a few clicks of the mouse. Santander offers a wide variety of loans for every situation.

Michael S
— Ipswich —

September 2021

This company deserves 10 stars. I had an auto loan with them; I went through a divorce to losing a job. This company worked with me like no other company would until it was paid off! Kudos!! to S...

Credit K
— Ipswich —

Santander Loans Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

  • 406 Strand Central London Greater London WC2R 0NE United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:30 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:30 – 17:00
  • Thursday 09:30 – 17:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed