Rating based on 58 reviews

Ocean Finance

  • Bad credit loans up to £10,000
  • Low-interest starting from 39.9%
  • Repayment up to 5 years

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Author Ocean Finance. Screenshot of Ocean Finance website.
[Accessed September 7, 2021]

About Ocean Finance

At Ocean Finance, they have partnered up with credibility to give you excellent services and the best financial guidance.

Unlike other banks, they believe that you need to have money to survive. This is why they offer you the information, insight, and help you need to get the most from your finances and to enjoy the world on another level.

Solve your financial problems

Ocean Finance believes in a brighter future for everyone. They have created financial solutions and made it their mission to make the application process much quicker and easier. Ocean Finance has helped its customers get the cash they need to do the things they want to do.

You can now get a free credit report, the good thing is that it won’t have an impact on your credit score. That means you can see if your application would be accepted before applying or taking further steps.

Ocean Finance Services

Ocean Finance likes to help their clients, and that is why they have created a range of charities, whereby they help their individuals from minor manners to life-changing projects.

They have committed to the youngsters and have raised the funds to build and run a deaf center. If they can make such a difference in other people’s lives, they can do much more for you. Ocean Finance would like to invite you, to get the help you need for all aspects of your financial fields.

Get a better credit score

Ocean finance can assist you if you boost your credit score, by helping you out with personal loans, secured loans, mortgage loans, bad credit loans and they can even offer you debt consolidation loansIt has been designed to make the platform easy to use, just for you.  They have helped a lot of people and can be of help to you too. If you still have any questions you can contact Ocean Finance at any time.

Ocean Finance – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 39.9%
  • Loan Amount up to £10,000
  • Repayment 3 months to 5 years

Benefits of Ocean Finance

  • Get a response within 60 seconds
  • Compare loans instantly
  • Instant online decisions
  • No fees

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Ocean Finance is your nuber one lender go-to lender for bad credit loans

Ocean Finance provides services that are professional and friendly.

They know about the troubling times you might be finding yourself in, therefore they offer you the help that is needed. When you know what the purpose of the different types of loans is, you will then be able to understand which type of loan will suit you best. Ocean Finance has made sure to have a variety of loan choices available to cover all your possibilities.

Loan types and applications  

A loan is a sum of cash you borrow. With your personal information, they will be able to see which type of loan would fit your needs best. You then get to decide how much you need and they will do calculations accordingly.

When you have set your amount and agreed with your lender on how much you will be able to pay back with interest each month, you can then start your application process.

Secured bad credit loans

It is used as a security against your property and for that reason, it is only available to people who own a house. The benefit from that is that you are more likely to get accepted with your bad credit record since lenders will claim your property when you fail to make the repayments.

Unsecured bad credit loans

Unsecured loans are not tied to anything and are known as personal loans. The amount that you can borrow is much less than with a secured loan but there are no risks involved. Lenders know that there is less at stake with you and that is why they run a more strict credit check before approving your cash.

This is why securing a personal loan could be harder to get especially if your credit score is not as good as you would like it to be.

Quick bad credit loans

It is difficult to get approval for a loan when you have a bad credit history, although with the right lender you will be able to succeed. Some lenders focus on finding loans for individuals who have a bad credit record. Just keep in mind, since you are applying for a loan with low credits, the lenders are likely to charge you with a higher interest rate than they would with a ‘normal’ loan.

There are so many loans on the market. If you would like to know more about Ocean Finances loans, you can have a look at an online loan application platform or contact them for any further inquiries.

Excellent customer services

When applying for your Ocean finance card you will be able to receive it within 7 to 10 working days. When you haven’t heard from them or perhaps have any other queries regarding their different loans and would like to learn more you can reach them during their working hours or visit their online platform.

Ocean Finance can provide you with an emergency hotline for stolen cards, whereby you can call their loans and insurance department. If you are in the neighborhood you can go into the store and just say “Hi”.

Ocean Finance loves to get to know its customers. If you are out of town and in need of some information you can send them an email. At Ocean finance, they wish to help people reach their dreams, so let them help you too.

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Ocean Finance is a trusted & reliable provider of bad credit loans

In our review, Ocean Finance adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Ocean Finance is a registered credit provider in UK: FSA 310069

Customer Reviews & Testimonials

June 2021

This was the fastest and most helpful application I have ever done. The online platform lets you choose the amount you want to lend and over what time period. Then it lets you know how much rent ...

Vincent R
— Melrose —

June 2021

Ocean finance is very convenient, you can do a credit check yourself beforehand to see if they are going to approve your application. They take your time in consideration and I can apply in the c...

Jacob L
— Irvine —

Ocean Finance Contact

Physical Address

  • Think Park, Mosley Road, Trafford Park Manchester M17 1FQ United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 20:00
  • Tuesday 09:00 – 20:00
  • Wednesday 09:00 – 20:00
  • Thursday 09:00 – 20:00
  • Friday 09:00 – 20:00
  • Saturday – Closed
  • Sunday – Closed