Rating based on 91 reviews

Aspire Money


  • Bad credit loans up to £25,000
  • Low-interest starting from 49.9%
  • Repayment up to 5 years

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Aspire Money homepage

Author Aspire Money. Screenshot of Aspire Money website. [Accessed September 7, 2021]

About Aspire Money

We offer affordable loans across the UK to suit your individual needs.

Our platform for applying for a loan is easy and straightforward. No matter when you need us we will be able to help you narrow down your options for available loans that will meet your budget.

A unique panel of lenders

We pride ourselves because of working with our unique panel of borrowers and they are making it possible for us to go to the extra lengths and getting the money you need as fast as possible. After you have submitted your complete application we forward it to our lenders and then send you the preliminary decision with all the options of loans that are available to you. We are regulated by the Financial Conduct Authority and members of the Consumer Credit Trade Association that means that Aspire money is registered as a trusted credit broker. We provide lenders that will view your circumstances to make sure that you will be able to make the repayments of the loan plus the interest every month.

Bad credit loans

Aspire money has no hidden costs and our services are free. We offer loans to those who have a bad credit score, defaults or when you have no credit score at all. Aspire has been rated the gold trusted service by FEEFO because we make sure that our consultants are experienced and offer the best support 6 days a week. Our consultants get to work with a great panel of lenders that source the loan options that will suit your budget.

Aspire Money Services

It doesn’t matter if you have impaired or bad credit history, we have the lenders that can help you.

We can offer you these services because of our assembled panel of lenders that have been designed to help all sorts of customers into an excellent credit score holder.

Quality home loans

Our lenders have low equal rates if you are a homeowner or a tenant. When you have been accepted for the requested loan and have been offered another loan, you have the choice if you would like to accept that online loan of that offer. If you don’t have the time to our offices you may complete your prose on our online platform, you have complete control over the type of support you want to use. Knowing that Aspire is only a broker and not a lender, we supply a panel of lenders that will lend you the money to cover your needs. Our platform has 3 easy steps to apply for a loan.

We protect your identity

We still do credit checks to process your information and to make sure if we can provide you with the correct panel of lenders, some brokers to charge a fee when they have a look at your credit score but with us, there is no fee whatsoever and therefore it will not affect your credit rating. No one will get hold of your details, we take your details very seriously and secured if on our systems to use only for future updates and new products that you may be interested in.

Aspire Money – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 49.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Aspire Money

  • Loans for clients with bad credit
  • Quick online loan applications
  • Get loan quotes from a panel of lenders
  • Choose the loan that best suits you

Bad credit loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

With Aspire Money you can get a bad credit loan conveniently online

We are a credit broker and based on the information that you have given us we establish your suitability for a loan.

Completing an application is easy and quick to use. First, you complete the online application form that we have supplied to you. After sending us the application we review our panel of lenders to find you a suitable loan option. When we find the perfect quick loan option for you, you can decide if you are satisfied with the loan and will accept the loan or would like another option. We have low-interest rates and is included with your monthly repayments. Repayments will vary depending on your loan term and amount. Please feel free to go through our terms of use and policies to make sure you understand our work ethics.

Apply online today

Aspire like to give you choices and that is why contacting us has never been any easier. With our online platform, you can now send us a message directly to us. You will still be able to send us a mail to our headquarters or send us an email to our email address or just give us a call. We make everything easy for everyone and in the process to make everything more convenient for you. After all, we are all about options and what we can offer you.

Let us help you

With Aspire you can never go wrong, we provide all sorts of loans to suit your circumstances and your budget. Anything from a small personal loan to a bad credit loan to cover any situation you might experience. Talk to our friendly and most qualified consultants to find out more about all our services we have to offer.

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Aspire Money is a trusted & reliable provider of bad credit loans

In our review, Aspire Money adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Aspire Money is a registered credit provider in the UK; FCA number 681346

Customer Reviews & Testimonials

October 2019

Quick response on the email platform, they contacted me within a few hours after sending through my request. I was worried that they will only replay when it is too late because I was in a diffic...

Duncan J
— Wild Iris —

April 2019

So many different loans they provide you with when applying, they helped me choose the perfect loan to fit into my budget so that I don’t have to worry about not being able to do a repayment.

Agu U
— Strängnäs —

Aspire Money Contact

Physical Address

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 19:00
  • Saturday 10:00 – 16:00
  • Sunday – Closed