Rating based on 91 reviews

Aspire Money

  • Bad credit loans up to £25,000
  • Low-interest starting from 49.9%
  • Repayment up to 5 years

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Aspire Money homepage
Author Aspire Money. Screenshot of Aspire Money website.
[Accessed September 7, 2021]

About Aspire Money

Aspire Money has been a friend indeed for  UK clients for many years with affordable bad credit loan options that meet everyone’s budget.

The credit broker has a vast network of borrowers on its listing and can therefore negotiate the best loan options for clients who need bad credit loans. Aspire Money conducts services that are compliant Financial Conduct Authority. 

The best bad credit loans in the UK

Aspire ensures it provides lenders with the necessary important information, which means the best deals for bad credit loans customers. When the broker negotiates loans for people with bad credit there are no hidden costs. Another advantage for clients who use Aspire to access loans is that their services are free.

Aspire has become one of the go-to brokers in the UK because they offer loans to people with a bad credit score or those who have no credit score at all. bad credit clients can be assured of receiving top-class service because the company has garnered a gold trusted service accolade from the FEEFO.

Always prioritizing clients` needs

Aspire consultants are highly trained in all aspects of finance credit and work with a great panel of lenders to source the best deal for customers. They know credit scores and checks can be a sensitive issue for bad credit clients. Aspire conducts credit checks with the utmost care so they can reconcile each customer’s needs with an appropriate lender.

They do not charge any fees for the credit checks and, therefore, this will not affect a customer’s credit rating. Aspire's clients who need loans for bad credit need not worry about the credit check details being made public. The information is made secure in the Aspire database system only to be used for future updates.

Aspire Money Services

Aspire`s online platform makes it easy for customers looking for loans for bad credit to access products and services.

All it takes is for clients to access the site and to supply the broker with their contact details. The website form allows bad credit loans customers to insert the amount of the loan they are applying for. An Aspire financial consultant will respond to the customer’s inquiry immediately and take the loan process forward.

Based on the client’s information, the company agent will carefully track down the lender most suitable to the customer’s needs. The website also has a “call me” option that will instruct a company agent to contact the client. The broker is also a member of the Consumer Credit Trade Association, which means it’s a trusted credit broker.

Building credit services to suit your needs

Because Aspire is a responsible lender, clients can rest assured that the broker will only provide them with loans they can afford. Whether the client is a homeowner or tenant, Aspire has some of the most competitive interest rates available on their bad credit loans.

Unsecured loans for bad credit clients

The advantage of using Aspire is that it has a huge network of lenders who can provide some of the best unsecured loans for bad credit clients.  Because of this, they can negotiate widely to find the best deal for bad credit loans customers.

If for example, a client borrows £5,000 with a representative APR of 49.7% over 36-months, the monthly repayment is £243.57 with a total amount repayable of £8,768.52. The total interest payable is £3,768.52. So, with all the info at hand, through a click of a mouse clients can access loans subject to competitive interest. 

Aspire Money – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 49.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Aspire Money

  • Loans for clients with bad credit
  • Quick online loan applications
  • Get loan quotes from a panel of lenders
  • Choose the loan that best suits you

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

With Aspire Money you can get a bad credit loan conveniently online

Aspire specializes in finding suitable loans for customers even if they have bad credit.

Therefore Aspire will do its best to support such clients once it has assessed income and expenditure and the client’s assets. An unsecured homeowner’s loan can provide customers with the urgent loan they need even if one of the major banks has refused to grant them a loan previously. This type of loan will not be secured against any of the client’s assets, including their homes. To get the finances back on track, call an Aspire agent today.

To apply for a loan clients must

  • Earn a salary of £800p/m and above
  • Customers must be permanent UK residents
  • Bad credit loans applicants must be over the age of 18
  • Clients must have permanent employment

What clients get with a bad credit Loan

  • Loans amount up to £25,000
  • Interest rates of 49.7% APR
  • Repayment plans from 1 – 5 years
  • No hidden costs or extra fees
  • Credit check confidentiality
  • A credit check won’t affect a client’s credit score.

Once the Aspire financial consultant has assessed the application, the client chooses from a host of options the lender of their choice. The client is under no obligation to accept the loan deal until the contract is negotiated and signed.

man holding thumbs up

Aspire Money is a trusted & reliable provider of bad credit loans

In our review, Aspire Money adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Aspire Money is a registered credit provider in UK: FSA 681346

Customer Reviews & Testimonials

May 2021

Quick response on the e-mail platform, they contacted me within a few hours after sending through my request.

Duncan J
— Wild Iris —

February 2021

Attentive, prompt service delivery, and good customer service.

Stanley J
— Strängnäs —

July 2021

I think the service was great and it was quick and the person who was supporting was friendly. Thank you.

Sibongisani N
— Strängnäs —

Aspire Money Contact

Physical Address

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 19:00
  • Saturday 10:00 – 16:00
  • Sunday – Closed