Rating based on 46 reviews

Amigo Loans


  • Bad credit loans up to £10,000
  • Low-interest starting from 49.9%
  • Repayment up to 60 months

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Amigo Loans homepage

Author Amigo Loans. Screenshot of Amigo Loans website. [Accessed April 25, 2020]

About Amigo Loans

Here at Amigo we know that everyone I unique and behind every credit score good and bad there is someone that wants to be listened to.

Because everyone is unique we like to do things differently than all the other banks. To make a loan by us is pretty simple, we don’t use numbers to know if you are good enough for the loan, we listen to your situation.

Get quick financial support

Our customers come in different shapes and sizes, young and old. People with small business entrepreneurs usually have poorly rated credit scores. What gets our customers together is that they are trusted by family and friends. Not a lot of people have lots of cash that make it difficult to lend from a friend or family member. Guarantors can enable a borrower to rebuild their credit score which means that they will be able to access more products for financial situations in the future. More than half of the United Kingdom’s people are turning to their family for support and turn down a loan from the bank, while many of them don’t have the money to borrow they still help.

You can get a guarantor loan

Borrowing money on your own is different than a guarantor loan. You get to manage the account yourself, making repayments form your account, collecting each payment form the borrower, the account is being recorded on your credit file, you fill in your loan application, the balance and any late repayments will affect your credit score. With us, you get to build or rebuild your credit rating.

Amigo Loans Services

You can’t fit your story into a credit score. This is why we borrow your cash based on trust instead. If your guarantor trust that you can keep up with your monthly repayments, then we can trust you too.

We are up to 25% times than most payday loans and we accept your bad credit score for affordable monthly payments. Bad credit loans are created for people with a bad credit score and that is just our speciality.

Dont let your credit score hold you back

If you have are having trouble getting a loan it might be your credit score that is holding you back and high street lenders will not be unwilling to lend money to you and you may not be able to lend money from any credit providers. Amigo loans understand that we are all real people and we understand your real values. Why do you let a computer decide if your credit score is good or bad, that is not our work ethic? We won’t decline your loan application just because you have a bad credit score alone. That is why our guarantor loans are the best option if you are being held back by your credit rating

We believe in second chances

As long as if you have someone that can trust you we don’t see why you are not able to get a loan. Amigo uses a trust-based guarantor loan that provides bad credit lenders with affordable options for anyone who can’t lend from a high street lender.

Amigo Loans – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 49.9%
  • Loan Amount up to £10,000
  • Repayment 12 months to 60 months

Benefits of Amigo Loans

  • Bad credit history loan options
  • Affordable repayment terms
  • A transparent service with no hidden fees

Bad credit loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

We have different platforms for you to join and be part of something bigger

Amigo Loans offers loans from £1 000 to £10 000 over a 12 to 60-month terms with the lowest interest you have ever seen.

We are authorized and regulated by the Financial Conduct Authority that is registered in the United Kingdom.

We set ourselves apart from the other borrowers

Our personal loans can be stretched over 5 years and our APR is up to 25 times less than the typical payday loans. We can provide the benefits of a payday loan and so much more. When we just started we only had bad credit loan options available for your customers as well as payday loans, but we grew and have gotten so many more options available now.

A modern lending platform

If you have any questions related to our loans you can type in your question in the question bar and it will send your question directly to us. To follow our growth and new product we got to offer each month you may follow us on our social platforms like Facebook. Twitter, Instagram or our YouTube channel. We always like getting to know our customers, depending on the time our telephone lines can get very busy but if you have a general inquiry we have created a platform to answer all those questions for you so that you don’t have to phone. You are also provided with our email addresses for any inquiries we have not covered on our answering platform. If you need to visit us at our offices for personal assistance with an application we would be happy to welcome you with the friendliest services. All our consultants are highly intellectual and will help you swiftly and efficiently because we care about you.

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Amigo Loans is a trusted & reliable provider of bad credit loans

In our review, Amigo Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Amigo Loans is a registered credit provider in the UK; FCA number 708284

Customer Reviews & Testimonials

October 2019

I never thought that I would ever qualify for a loan. Amigo’s guarantor really helped me a lot. I can now improve my small business and make it grow. Little by little and then my business would g...

Avos U
— London —

October 2019

I was treated like a king, everyone was friendly and they offered me the best loan. I would go there every time just to experience that type of service, it really made my day.

Becky R
— Belfast —

Amigo Loans Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 19:00
  • Saturday 10:00 – 13:00
  • Sunday – Closed