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Secure a Loan online directly from our List of Lenders UK

Whether you're looking to purchase a home, take out a quick cash loan or find a loan suitable for bad credit, we're here to help.

Our list of lenders features the country's top credit providers in a way that makes it easy for your to find what you're looking for.

Frequently Asked Questions

Personal Loans: How do I get the best rate?

With the internet taking over the traditional brick-and-mortar style of lending - there are almost as many lenders as there are products and, this certainly makes finding the right personal loan confusing and overwhelming for most.

How to find the best Personal loan?

Banks and credit providers would have you thinking that it's them who have to approve or deny you but, with so many modern loan options available, it’s you, the customer, who’s doing the choosing. We’re here to help you find the best personal loan rates by simply browsing through the leading lenders and selecting your best fit.

What you need to know about Personal loans?

Personal loans are multi-purpose credit products that come in a variety of different forms, types, and amounts. Typically an unsecured personal loan will range from £1,000 to £25,000 while any larger amount will require some form of security.

Do you qualify to apply for a Personal loan?

To apply for a personal loan you must;

  • be over 18 yrs,
  • a resident of the UK, and
  • a stable income.

Lenders may also have additional requirements and will ask you to provide supporting documents if you don’t already have a profile with them.

These documents may include;

  • your ID,
  • your proof of address,
  • recent salary slips, and
  • bank statements.

Requirements for a Secured personal loan

For a secured personal loan you will also have to provide proof of vehicle or property ownership.

How to choose a Personal loan?

Compare personal loans you may want to focus on securing a low interest but this should be considered in conjunction with the APR (Annual Percentage Rate). This will offer you a more comprehensive view of what the loan will cost you. You should also consider other features that are important to you such as the available loan amounts and terms, early repayment penalties, redraw facilities and so on.

Marketplace of lenders offering Personal loans

  1. Post Office Money Personal loan

    Post Office Mon...

    • Loans up to £25,000
    • Term up to 7 years
    • Interest from 3%
  2. Santander Loans Personal loan

    Santander Loans

    • Loans up to £20,000
    • Term up to 60 months
    • Interest from 3%
  3. Totally Money Personal loan

    Totally Money

    • Loans up to £35,000
    • Term up to 84 months
    • Interest from 6.9%
  4. 118 118 Money Personal loan

    118 118 Money

    • Loans up to £5,000
    • Term up to 24 months
    • Interest up to 71.3%

Online loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

I need a loan, but I have Bad credit?

If you’ve been refused credit and want to find alternative credit providers that are willing to look past a poor credit score - we’ve got you covered. Use our list of lenders to find your ideal bad credit loan today!

How do I get a loan with bad credit?

If you’re struggling with bad credit and, want to find a way to get out of debt and improve your credit score, we’ve a wealth of information available on just how to do that.

From better budgeting and prudent spending to consolidating your debt and making use of balance transfer credit cards to help you become debt-free, Lenders List is your new best friend.

Bad credit loans to the rescue

A bad credit loan is typically offered by a specialist lender that deals with people with average to poor credit who can’t access a loan with a mainstream lender. While you may be subject to stricter lending terms and higher interest, you can access the cash you need despite your credit rating.

How much does a Bad credit loan cost?

Bad credit loans will always cost you more than a regular personal loan. Since the lender is taking on a great deal of risk by lending to you, they expect to be compensated with increased profits. This profit is generated by charging you a higher interest rate.

Do I qualify for a Bad credit loan?

Lenders will look past your bad credit and focus on your individual profile. As long as you can prove that you have the means to repay your new loan, you shouldn’t have any problems.

How do I choose the right loan?

To find the ideal bad credit lender you can review our list of providers. These lenders will offer you a loan from £1,000 to £50,000 with up to 5 years to repay.

Once you find your ideal loan you can narrow it down by comparing the loan APR (Annual Percentage Rate). This figure includes additional costs you’ll incur over and above the interest rate, giving you a more accurate idea of the loan cost.

Marketplace of lenders offering Loans for Bad Credit

  1. 118 118 Money Bad credit loan

    118 118 Money

    • Loans up to £5,000
    • Term up to 24 months
    • Interest from 71.3%
  2. Buddy Loans Bad credit loan

    Buddy Loans

    • Loans up to £10,000
    • Term up to 60 months
    • Interest from 41.16%
  3. AA Loans Bad credit loan

    AA Loans

    • Loans up to £25,000
    • Term up to 7 years
    • Interest from 3.9%
  4. Amigo Loans Bad credit loan

    Amigo Loans

    • Loans up to £10,000
    • Term up to 60 months
    • Interest from 49.9%

Car Finance: Looking to purchase a new or pre-owned vehicle?

Most people know that you can get vehicle financing through most high-street banks and dealerships but, many are simply too overwhelmed by the number of lenders and options available on the market.

If you’re looking for vehicle financing and, don’t know the difference between a hire purchase and personal contract purchase, we’ve got the information you need to make an informed decision.

How do I get Car finance in UK?

Once you know the type of vehicle financing that’s right for you, Lenders List will help you find a lender that offers that specific type of financing and, that will cater to your budget and lifestyle needs.

How much can I afford?

Car loans generally offer up to £100,000 with a 5 year repayment term. When it come to car finance it’s important to compare different products and lenders so you can find the most competitive rates. To compare rates more accurately it’s best to the APR (Annual Percentage Rate) of a specific product. This is because the APR includes not only the interest you’ll be paying but also additional fees and charges.

Can I use a Personal loan to buy a car?

Another popular option is using a regular personal loan to purchase a vehicle. You can finance a used vehicle that a bank may not, access flexible amounts and loan terms that range from 1 to 7 years. You need to have great credit to qualify for a personal loan and you’re probably going to end up with higher monthly payments than you would with a regular car loan.

Car finance quotes – get many, it’s free!

Before requesting quotes, make use of our car finance calculator to find out how much you need to borrow, what your ideal loan term will be and, what your repayments will look like. Once you’ve settled on an amount you can use any of the multitude of loan comparison tool available to compare offers and find the best one for you.

Marketplace of Lenders offering Car finance

  1. Car Finance 247 Car loan

    Car Finance 247

    • Loans up to £40,000
    • Term up to 7 years
    • Interest from 6.9%
  2. Sainsbury’s Bank Car loan

    Sainsbury’s Ban...

    • Loans up to £15,000
    • Term up to 5 years
    • Interest from 4.9%
  3. Money Super Market Car loan

    Money Super Mar...

    • Quickly compare
    • Affordable finance
    • Get better offers
  4. Carcraft Car loan


    • Find cars
    • Get finance options
    • Online pre-approval

Debt consolidation loans

If you’re tired of keeping track of multiple debts, feeling pressured and struggling to satisfy your daily living costs, debt consolidation may be the answer. We’ve listed the UK’s leading consolidation loan providers so you can find your ideal match.

What is debt consolidation?

Debt consolidation allows you to roll up multiple unsecured debts into one larger personal loan or balance transfer credit card. This larger loan ensures you no longer need to keep up with lots of smaller debts and makes managing your finances simpler.

Consolidating using a personal loan

While you may enjoy a lower monthly repayment and a simplified financial life, using a personal loan to consolidate may cost you more overall. This is due to the longer loan repayment term which you’re likely to get. To qualify you generally need average to good credit, so this option isn’t available to you if you’ve already missed payments on credit and bills.

You can consolidate credit cards, store accounts and other unsecured loans. You can get a debt consolidation loan of up to £25,000 with loan terms from 1 to 7 years. It’s a great idea to use a loan calculator to decide how much you need to borrow, for how long and, how much it will cost you at the end of the day.

Consolidating using a balance transfer credit card

Balance transfer credit cards are ideal for those who have a small debt balance and good to great credit. A balance transfer card could come with an interest-free period and give you time to pay off debt without paying more of your hard-earned money towards interest.

Use our list of some of the leading debt consolidation loan providers and find a lender that offer the right loan amount, flexible terms, low interest, and other features ideal for you specific situation.

Marketplace of lenders offering Debt consolidation

  1. Barclays Consolidation loan


    • Loans up to £50,000
    • Term up to 60 months
    • Interest from 4.9%
  2. Nationwide Consolidation loan


    • Loans up to £25,000
    • Term up to 5 years
    • Interest from 3.4%
  3. TotallyMoney Consolidation loan


    • COMPARE loans instantly
    • Become debt free
    • Apply online
  4. Everyday Loans Consolidation loan

    Everyday Loans

    • Loans up to £15,000
    • Term up to 24 months
    • Interest from 71.3%

Are you looking for a Business Loan?

Lenders List understands just how challenging it can be to find a lender that is willing to back your business and give you access to the financing you need to start or expand your business or, simply cover unusual or temporary operating costs.

Our list of business loans will help you instantly find lenders that offer business loans and, our informative summaries will get straight to the point of whether you will qualify or not.

From bank loans and business funds to peer-to-peer lending platforms - we will let you know exactly where you should apply based on your needs.

Bank business loans

Mainstream lenders typically have stricter lending requirements and will need documentary proof that you’ve been operating for a number of months and are generating a substantial turnover. While these business loans are harder to secure, they usually include multiple forms of credit such as a once-offer expansion loan in addition to a revolving line of credit to meet your cash flow needs.

Peer-to-peer loans for businesses

Fast becoming one of the most popular forms of business credit, peer-to-peer loans can be ideal for businesses that need expansion capital or need to make it through a difficult period. Loans can typically be obtained faster than with other loans but still come with strict criteria such as a long trading history.

Alternative credit providers

Specialist business lenders meet the gap that P2P and mainstream lenders have left behind. Their lending criterion isn’t so stringent and they may lend based on your personal merits in addition to that of your business. These loans typically come with higher interest rates and fees but are more accessible, particularly for those who are just getting started. Lenders List can help you narrow down your search for the ideal business loan. We’ll significantly reduce the time you would’ve spent doing research on business loans and looking for suitable lenders by more than half - and that’s a promise!

Marketplace of Lenders offering Business loans

  1. Capital on Tap Business loan

    Capital on Tap

    • Loans up to £50,000
    • Apply in 2 minutes
    • Interest from 9.9%
  2. IWOCA Business loan


    • Loans up to £250,000
    • Term up to 12 months
    • Interest from 5.9%
  3. NatWest Business loan


    • Loans up to £50,000
    • Term up to 7 years
    • Flexible funding
  4. Zopa Business loan


    • Loans up to £25,000
    • Term up to 5 years
    • Interest from 7.9%